Skip to content

Cogemo

Active
KBO/BCE: BE 1005.150.523
Watch Print / PDF
Age2 yrs
Board1
Real estate1 parcel · 1,949 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Cogemo is 0.4% (very low). The 2025 annual accounts show equity of €51k and a net result of €46k. Its solvency ranks better than 50% of 4723 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 01-10-2025, 30 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 31-03. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-03-2025, that is 31-10-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-03-2025 31-10-2025 01-10-2025 30 d early 2025-00521792

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.4% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€46k
Working capital€56k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 01-10-2025 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 55.4% 55.5%
better than 50% of 4723 sector peers
Net result €46k €38k
better than 57% of 4722 sector peers
Equity €51k €64k
better than 44% of 4723 sector peers
Gross operating margin €66k €61k
better than 53% of 4715 sector peers
Total assets €93k €146k
better than 32% of 4723 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Depositmicro
Revenue-
EBITDA€66k
Net profit€46k
Cash flow€53k
Staff costs-
Income taxes€12k
Dividends-
Total assets€93k
Equity€51k
Debt€41k
of which ≤ 1y€19k
of which > 1y€22k
Working capital€56k
Employees (FTE)-
Ratios (computed)
2025
Current ratio3.87
Quick ratio3.87
Working capital ratio60.0%
Solvency55.4%
Debt / equity0.80
Long-term debt ratio0.43
Interest coverage1263.25
Gross margin-
Net margin-
ROA50.0%
ROE90.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€93k
Fixed assets 21/28€18k
Tangible fixed assets 22/27€18k
Current assets 29/58€75k
Amounts receivable within one year 40/41€16k
Cash & bank 54/58€59k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€93k
Equity 10/15€51k
Contributions / capital 10/11€5k
Reserves 13€46k
Amounts payable 17/49€41k
Amounts payable after one year 17€22k
Amounts payable within one year 42/48€19k
Trade debts payable within one year 44€936
Income statement
Gross operating margin 9900€66k
Operating result 9901€59k
Financial income 75€22
Financial charges 65€52
Result before taxes 9903€59k
Income taxes 67/77€12k
Net result for the period 9904€46k
Result to be appropriated 9905€46k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
93 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Directors

Directors & mandates

1 director
Current directors & mandates
  • Kaat SWINNEN
    Director
    State Gazette act 26311969 (19-02-2026)
    Current
    17-02-2026 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200)
Legal form Private limited company(610)
Incorporation24-01-2024
StatusActive
Postal code2400

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Maaldersstraat 1072400 Mol

Establishment units

1 location
Cogemo
Maaldersstraat 107, 2400 MolComputerconsultancy-activiteiten
since 20242.355.664.794
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,949 m²
Buildings1
Building footprint150 m²
Volume (LiDAR)597 m³
Tallest building6.0 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13433E0182/00R000 Flanders 1,949 m² 1 · 150 m² 6.0 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts
All acts · 2 updated 5 months ago
2026
19-02-2026 Kaat SWINNEN appointed as director Director changes
  • Kaat SWINNEN, Bestuurder
Summary: v3.2
2024
26-01-2024 Incorporation of a new BV Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes
Health93Profitability100Solvency97Growth-Stability67
89 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 93
Profitability 100
Solvency 97
Growth -
Stability 67

Ask AI about this company

Checked AI

Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soon

AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 15,318 of the 81,985 companies in this sector. 12,665 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Adviesbureaus op het gebied van public relations en communicatie70210Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300
Primary activity highlighted.
Names & trade names
Legal nameNL Cogemo
Registered office
Maaldersstraat 107
2400 Mol, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.