Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of COFIBAL is 0.1% (very low). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wideFiled after the deadline
The financial year that closed on 28-02-2025 was due by 30-09-2025 and was filed on 08-10-2025, 8 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
This company changed its financial year: its two most recent filings do not close on the same date. Each filed year keeps its own exact deadline, but we project no following year on 28-02, because adding twelve months right after a change is unreliable. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 28-02-2025, that is 30-09-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 28-02-2025 | 30-09-2025 | 08-10-2025 | 8 d late | 2025-00536037 |
| 29-02-2024 | 30-09-2024 | 03-10-2024 | 3 d late | 2024-00499526 |
| 28-02-2023 | 30-09-2023 | 12-09-2023 | 18 d early | 2023-00444082 |
| 28-02-2022 | 30-09-2022 | 05-08-2022 | 56 d early | 2022-20271322 |
| 28-02-2021 | 30-09-2021 | 28-10-2021 | 28 d late | 2021-74000499 |
| 29-02-2020 | 30-09-2020 | 28-09-2020 | 2 d early | 2020-56100515 |
| 28-02-2019 | 30-09-2019 | 13-09-2019 | 17 d early | 2019-64200545 |
| 28-02-2018 | 30-09-2018 | 24-09-2018 | 6 d early | 2018-64300309 |
| 28-02-2017 | 30-09-2017 | 21-08-2017 | 40 d early | 2017-45400313 |
| 29-02-2016 | 30-09-2016 | 26-09-2016 | 4 d early | 2016-60800527 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsLong-established
Founded in 1999, 26 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.1%
Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Long track record
−Higher-failure-rate region
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBBFinancials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (micro). The annual accounts are being processed.
Filings on record
| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 28-02-2025 | micro | 08-10-2025 | 2025-00536037 |
| 29-02-2024 | micro | 03-10-2024 | 2024-00499526 |
| 28-02-2023 | micro | 12-09-2023 | 2023-00444082 |
| 28-02-2022 | micro | 05-08-2022 | 2022-20271322 |
| 28-02-2021 | micro | 28-10-2021 | 2021-74000499 |
| 29-02-2020 | micro | 28-09-2020 | 2020-56100515 |
| 28-02-2019 | micro | 13-09-2019 | 2019-64200545 |
| 28-02-2018 | micro | 24-09-2018 | 2018-64300309 |
| 28-02-2017 | micro | 21-08-2017 | 2017-45400313 |
| 29-02-2016 | volledig | 26-09-2016 | 2016-60800527 |
Directors
Directors & mandates
1 directorCurrent directors & mandates
-
Current27-03-2026 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Activiteiten van (gecertificeerde) (fiscaal) accountants(69201) |
| Legal form | Private limited company(610) |
| Incorporation | 10-09-1999 |
| Status | Active |
| Postal code | 1402 |
Structure & network
Locations & real estate
Establishment units
1 locationAvenue Thomas Edison 131, 1402 Nivelles
since 20052.227.689.429
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2,093 m²
Buildings1
Building footprint935 m²
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25099D0012/00A002 | Wallonia | 2,093 m² | 1 · 935 m² | - |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
4 acts Company purpose
La société a pour objet, tant en Belgique qu’à l’étranger, pour compte propre ou compte de tiers, seule ou en participation avec des tiers, directement ou indirectement : 1. Le support administratif et comptable... 2. L’organisation et le support d'évènements... 3. Activités immobilières... 4. Dispositions générales...
Per act of 31-03-2026
Capital history · 1
31-03-2026
Founding capital: amount: 2000.0, shares: 100, currency: EUR
Address history · 1
14-04-2025
Registered-office move
All acts · 4
updated 4 months ago
2026
31-03-2026 Act object · Notarial deed · Incorporation · Founder
- Act object: CONSTITUTION · LAFC Consulting
- Publication: 31/03/2026 · LAFC Consulting
- Filing: 27-03-2026 · LAFC Consulting
- Notarial deed: 27 mars 2026 · LAFC Consulting
- Incorporation: 27 mars 2026 · LAFC Consulting
- Founder · BELAROUSSI Carine Marie Jeanne
- Founding capital: amount: 2000.0, shares: 100, currency: EUR · LAFC Consulting
- Purpose: La société a pour objet, tant en Belgique qu’à l’étranger, pour compte propre ou compte de tiers, seule ou en participation avec des tiers, directement ou indirectement : 1. Le support administratif et comptable... 2. L’organisation et le support d'évènements... 3. Activités immobilières... 4. Dispositions générales... · LAFC Consulting
- Officer appointment: role: administrateur non statutaire, term: durée illimitée, start_date: 2026-03-27 · BELAROUSSI Carine Marie Jeanne
- Mandate compensation: gratuit · BELAROUSSI Carine Marie Jeanne
- Power of attorney: mandataire ad hoc de la société, afin de signer tous documents et de procéder aux formalités requises auprès de l’administration de la tva ou en vue de l'inscription à la Banque carrefour des Entreprises · Constant Deprée
- First fiscal year: end: 31 décembre 2026, start: 27 mars 2026 · LAFC Consulting
Summary:
Act object · Notarial deed · Incorporation · Founder
2025
14-04-2025 Registered office moved to Nivelles
- Avenue Thomas Edison 131. 1402 Nivelles.
2023
15-12-2023 1 director appointed, 1 resigning
- Konczak Rudy, Bestuurder
- Jean-François BALTEAU, Bestuurder
06-03-2023 2 directors appointed
- Rudy KONCZAK, Bestuurder
- Jean-François Balteau, Bestuurder
Analysis
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verdict per customer and amountSimilar
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Same sector, nearest firstCompany registry
Company registry (CBE)
Crossroads BankActivities
Activiteiten van (gecertificeerde) (fiscaal) accountants69201Boekhouders en boekhouders-fiscalisten69202Boekhouders74121Accountants en belastingconsulenten69201Belastingconsulenten74124
Primary activity highlighted.
Names & trade names
| Legal nameFR | COFIBAL |
Registered office
Avenue Thomas Edison 131
1402 Nivelles, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.