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Generated 13-08-2026
Active BE 0744.852.607Private limited company

COENE GERARDI

Brugstraat 141 ·9880 Aalter, Belgium· 6 yrs active
Sector: Overige detailhandel in voedingsmiddelen, neg (47279)
Conclusion Checked

The computed 12-month bankruptcy probability of COENE GERARDI is 2.9% (moderate). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 6 yrs
Locations 3
Publications 3
Bankruptcy probability (12 mo) Checked model v1 · free
2.9% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Multiple establishment units +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview5 NBB filings
Financials being processed
NBB has 5 filing(s) on record for this company, latest fiscal year 2025 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-03-2025 verkort 07-11-2025 2025-00563960
31-03-2024 verkort 29-10-2024 2024-00519818
31-03-2023 verkort 30-10-2023 2023-00496414
31-03-2022 verkort 31-10-2022 2022-20477794
31-03-2021 verkort 29-11-2021 2021-79200364
Legal Structure
NACE primary Overige detailhandel in voedingsmiddelen, neg(47279)
Legal form Private limited company(610)
Incorporation09-03-2020
StatusActive
Postal code9880
Connections & network 1 connected companies
Group structure
DELI GENT ZUID
We sit on their board · 1 location
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Ownership & control 1 parties
COENE GERARDIBE 0744.852.607
controls
Where this company holds controlthis company sits on their board1
DELI GENT ZUID
1 location

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Establishment units 3 locations
Coene Gerardi
Zeeschipstraat 52, 9000 GentDetailhandel in brood en banketbakkerswerk (koude bakkers)
since 20202.300.314.715
Coene Gerardi
Stationsstraat 14, 8790 WaregemDetailhandel in brood en banketbakkerswerk (koude bakkers)
since 20212.312.046.963
Coene Gerardi
Vichtesteenweg 133, 8540 DeerlijkDetailhandel in brood en banketbakkerswerk (koude bakkers)
since 20242.361.752.337
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 4 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34009B1277/00A000 Flanders 3,687 m² 1 · 247 m² 7.6 m · 2 fl.
44813S0420/00C000 Flanders 2,585 m² 1 · 306 m² 8.4 m · 2 fl.
44503H0099/00B000 Flanders 851 m² 1 · 214 m² 6.2 m · 1 fl.
34040C0938/00H000 Flanders 95 m² 1 · 94 m² 10.2 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 8 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
29-01-2026
State Gazette act Statutes amendment
v3.2
2025
24-11-2025
State Gazette act Miscellaneous
Fusion proposal · Frits Guisson
07-11-2025
NBB filing Annual accounts filed
fiscal year 2025 · verkort
2024
29-10-2024
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2023
30-10-2023
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2022
31-10-2022
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2021
29-11-2021
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2020
11-03-2020
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 3 acts
All acts · 3 updated 6 months ago
2026
29-01-2026 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": false,
    "effective_date": "2026-01-29",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0744.852.607",
    "name_full": "COENE GERARDI",
    "legal_form": "BV"
  },
  "signature_regime": null,
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
2025
24-11-2025 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous·Frits Guisson
Summary: Fusion proposalNotary: Frits Guisson · Aalter
Technical details 
{
  "notary": {
    "name": "Frits Guisson",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Aalter",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-11-24",
    "filing_date": "2025-11-14",
    "act_kind_objet": "Fusievoorstel Coene Gerardi BV - MAR VOF"
  },
  "key_dates": [
    {
      "date": "2025-11-24",
      "label": "Publicatie datum"
    },
    {
      "date": "2025-11-14",
      "label": "Neerlegging datum"
    },
    {
      "date": "2025-10-06",
      "label": "Fusie datum"
    },
    {
      "date": "2020-03-05",
      "label": "Oprichtingsdatum Coene Gerardi BV"
    },
    {
      "date": "2011-12-15",
      "label": "Oprichtingsdatum MAR VOF"
    }
  ],
  "key_parties": [
    {
      "kbo": "0744852607",
      "kind": "org",
      "name": "Miriam Gerardi De Coene",
      "role": "Oprichter"
    },
    {
      "kbo": "0841940402",
      "kind": "org",
      "name": "MAR VOF",
      "role": "Oprichter"
    },
    {
      "kind": "person",
      "name": "Francisco Coene",
      "role": "Bestuurder"
    },
    {
      "kind": "person",
      "name": "Florencia Coene Gerardi",
      "role": "Bestuurder"
    },
    {
      "kind": "person",
      "name": "Maria Luz Coene Gerardi",
      "role": "Bestuurder"
    },
    {
      "kbo": "0504988532",
      "kind": "org",
      "name": "Coopman \u0026 Partners Boekhouding \u0026 Fiscaliteit BV",
      "role": "Volmachtnemer"
    },
    {
      "kind": "person",
      "name": "Frits Guisson",
      "role": "Notaris"
    },
    {
      "kind": "person",
      "name": "Ruud Tack",
      "role": "Vertegenwoordiger volmachthouder"
    }
  ],
  "key_amounts_eur": [
    {
      "label": "Registratierechten",
      "amount": 50.0
    }
  ],
  "subject_company": {
    "kbo": "0744.852.607",
    "name_full": "Coene Gerardi",
    "legal_form": "Bloten vennootschap"
  },
  "publication_proxy": {
    "kind": null
  },
  "summary_narrative": "",
  "co_filed_documents": [],
  "detected_real_type": "fusion_proposal"
}
2020
11-03-2020 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "9880 Aalter, Brugstraat 141",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1972-03-22",
        "name": "COENE Francisco Jos\u00E9",
        "niss": null,
        "address": "9880 Aalter, Brugstraat 141"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 2500,
      "holder_person_name": "COENE Francisco Jos\u00E9",
      "is_subscriber_only": false,
      "n_shares_subscribed": 50,
      "amount_subscribed_eur": 2500,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1972-02-28",
        "name": "GERARDI DE COENE Miriam Ruth",
        "niss": null,
        "address": "9880 Aalter, Brugstraat 141"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 2500,
      "holder_person_name": "GERARDI DE COENE Miriam Ruth",
      "is_subscriber_only": false,
      "n_shares_subscribed": 50,
      "amount_subscribed_eur": 2500,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1994-06-25",
        "name": "COENE GERARDI Florencia Bel\u00E9n",
        "niss": null,
        "address": "9910 Knesselare, Nieuwendorpe 22"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 0,
      "holder_person_name": "COENE GERARDI Florencia Bel\u00E9n",
      "is_subscriber_only": false,
      "n_shares_subscribed": 0,
      "amount_subscribed_eur": 0,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1997-07-30",
        "name": "COENE GERARDI Maria Luz",
        "niss": null,
        "address": "9880 Aalter, Brugstraat 141"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 0,
      "holder_person_name": "COENE GERARDI Maria Luz",
      "is_subscriber_only": false,
      "n_shares_subscribed": 0,
      "amount_subscribed_eur": 0,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 5000,
  "subject_company": {
    "kbo": "0744.852.607",
    "name_full": "COENE GERARDI",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2020-03-05",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Overige detailhandel in voedingsmiddelen, neg47279Overige detailhandel in voedingsmiddelen in gespecialiseerde winkels, n.e.g.47299
Primary activity highlighted.
Names & trade names
Legal nameNL COENE GERARDI
Registered office
Brugstraat 141
9880 Aalter, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative