COACHING4TALENT
ActiveThe computed 12-month bankruptcy probability of COACHING4TALENT is 1.7% (moderate). The 2025 annual accounts show equity of €5k and a net result of €-4k. Equity is shrinking by ~35.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 29% of 7027 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
45
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-83
Solvency52▼-22
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27%
Return on assets
-19.9%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-01-2026, 13 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
13 d early
2024
24 d early
2023
1 d early
2022
15 d early
2021
15 d early
2020
2 d early
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▼ 42.5%
2024 · €9k
2019: €24k
2020: €26k
2021: €18k
2022: €7k
2023: €7k
2024: €9k
2019 → 2025
Total assets
€19k▲ 5.2%
2024 · €18k
2019: €30k
2020: €34k
2021: €23k
2022: €13k
2023: €12k
2024: €18k
2019 → 2025
Net result
€-4k
2024 · €2k
2019: €2k
2020: €2k
2021: €-7k
2022: €-11k
2023: €-470
2024: €2k
2019 → 2025
Working capital
€-4k
2024 · €8k
2019: €22k
2020: €23k
2021: €15k
2022: €4k
2023: €5k
2024: €8k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€7k▼ 59.5%€7k▼ 6.4%€9k▲ 31.3%€5k▼ 42.5%
Operating result€-7k-€-11k▼ 45.6%€-401▲ 96.2%€2k€-4k
Net result€-7k-€-11k▼ 45.6%€-470▲ 95.6%€2k€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19k
Fixed assets
€10k▲ 542%
Current assets
€10k▼ 42.7%
Equity and liabilities €19k
Equity
€5k▼ 42.5%
Debt
€14k▲ 51.8%
The debt ratio rises from 50.6% to 73.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-2k▼
2024 · €4k
Cash flow
€-2k▼
2024 · €4k
Solvency
27.0%▼
2024 · 49.4%
Current ratio
0.68▼
2024 · 1.81
Quick ratio
0.68▼
2024 · 1.81
Debt / equity
2.70▲
2024 · 1.02
ROE
-73.8%▼
2024 · 23.8%
ROA
-19.9%▼
2024 · 11.8%
Interest coverage
-33.16▼
2024 · 57.24
Debt
€14k▲
2024 · €9k
Debt ≤ 1 year
€14k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€18k€19k▲
Fixed assets21/28€2k€10k▲
Tangible fixed assets22/27€2k€10k▲
Furniture and vehicles24€2k€10k▲
Current assets29/58€17k€10k▼
Amounts receivable within one year40/41€5k€79▼
Trade receivables40€5k€30▼
Other amounts receivable41€557€49▼
Cash at bank and in hand54/58€11k€10k▼
Equity and liabilities
Total equity and liabilities10/49€18k€19k▲
Equity10/15€9k€5k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€969€-3k▼
Amounts payable17/49€9k€14k▲
Amounts payable within one year42/48€9k€14k▲
Trade debts44€5k€157▼
Suppliers440/4€5k€157▼
Other amounts payable47/48€5k€14k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€446€449▲
Gross operating margin9900€5k€-2k▼
Operating profit (loss)9901€2k€-4k▼
Financial charges65/66B€72€72=
Recurring financial charges65€72€72=
Profit (loss) for the period before taxes9903€2k€-4k▼
Profit (loss) for the period9904€2k€-4k▼
Profit (loss) for the period to be appropriated9905€2k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€969€-3k▼
Profit (loss) brought forward from the previous period14P€-1k€969▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €2k
Net result €2k after 3 loss-making years.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
16-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 2 establishment units since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nerviërslaan 71040 EtterbeekGround area
3,490 m²
Building footprint
1,798 m²
Volume, LiDAR
18,022 m³
2 parcels, Brussels, Flanders · tallest building 29.7 m, ±10 floors. Linked by address, not a title deed.
2 establishment units
Coaching4talent
since 20092.179.562.086
COACHING4TALENT
since 20172.259.792.865
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71058C0135/00E000 | Flanders | 3,169 m² | 1 · 1,502 m² | 13.1 m · 3 fl. |
| 21005A0420/00H010 | Brussels | 322 m² | 1 · 296 m² | 29.7 m · 10 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 2,644 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-05-2009
Fiscal year end30-06
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
82300Organisation of conventions and trade shows
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:02/771 99 03