COACHING AND LEARNING CONNECTION
ActiveCOACHING AND LEARNING CONNECTION has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17k and a net result of €18k. Its solvency ranks better than 49% of 2039 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency68
Growth-
Track record67
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.15; short-term debt: 57.4% and cash: 9.1% of total assets), and 57.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.6%
Return on assets
44.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
30 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€17k
Total assets
€40k
Net result
€18k
Working capital
€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €40k
Fixed assets
€14k
Current assets
€26k
Equity and liabilities €40k
Equity
€17k
Debt
€23k
Debt finances 57.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€27k
Cash flow
€20k
Solvency
42.6%
Current ratio
1.15
Quick ratio
1.15
Debt / equity
1.35
ROE
104.3%
ROA
44.4%
Debt
€23k
Debt ≤ 1 year
€23k
Income taxes
€8k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€40k
Fixed assets21/28€14k
Tangible fixed assets22/27€4k
Furniture and vehicles24€4k
Financial fixed assets28€10k
Current assets29/58€26k
Amounts receivable within one year40/41€21k
Trade receivables40€21k
Cash at bank and in hand54/58€4k
Deferred charges and accrued income490/1€1k
Equity and liabilities
Total equity and liabilities10/49€40k
Equity10/15€17k
Contributions10/11€100
Profit (loss) carried forward14€17k
Amounts payable17/49€23k
Amounts payable within one year42/48€23k
Trade debts44€10k
Suppliers440/4€10k
Taxes, remuneration and social security45€12k
Taxes450/3€12k
Other amounts payable47/48€908
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€818
Gross operating margin9900€28k
Operating profit (loss)9901€25k
Financial income75/76B€0
Recurring financial income75€0
Profit (loss) for the period before taxes9903€25k
Income taxes67/77€8k
Profit (loss) for the period9904€18k
Profit (loss) for the period to be appropriated9905€18k
Appropriation of the result
Profit (loss) to be appropriated9906€18k
Profit to be distributed694/7€833
Return on contributions (dividend)694€833
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place du Baiser de Flawinne(FW) 105020 NamurGround area
455 m²
Building footprint
74 m²
Parcel 92043C0610/00E000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Coaching and Learning Connection
since 20252.372.998.102
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92043C0610/00E000 | Wallonia | 455 m² | 1 · 74 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,016 companies in sector 85592 we hold annual accounts for 987. 554 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-04-2025
Fiscal year end31-12
Activities, NACEBEL
85592Vocational training
70200Business and other management consultancy
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.