Active BE 1014.094.022Private limited company

CMA LUXURY

Vrijheidstraat 2B ·1620 Drogenbos, Belgium· 1 yrs active

Sector: Diensten voor personenvervoer op aanvraag per voertuig met chauffeur (49330)

Conclusion Checked

The computed 12-month bankruptcy probability of CMA LUXURY is 1.8% (moderate). The 2025 annual accounts show equity of €21k and a net result of €19k. Its solvency ranks better than 87% of 37 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€21k
Net result	€19k
Better than sector	87%
Active	1 yrs

Financial profile 4 of 5 axes measured · computed by Checked

90 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 93

Profitability 100

Solvency 100

Growth -

Stability 67

Bankruptcy probability (12 mo) Checked model v1 · free

1.8% Moderate

0%0,5%1,5%4%10%≥25%

Higher-failure-rate sector +Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Young company

Founded in 2024, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2025 · computed

93 / 100 Excellent

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview1 NBB filings

Annual accounts filed on 31-07-2026 with the NBB · fiscal year 2025 · volledig

Sector comparison

Fiscal year 2025 · NACE 49, Land transport · compared within the same schema type (full schema)

Metric	This company	Sector median	Position in the sector
Solvency	79.7%	35.5%	better than 87% of 37 sector peers
Net result	€19k	€44k	better than 34% of 37 sector peers
Equity	€21k	€333k	better than 25% of 37 sector peers
Total assets	€27k	€1.04M	better than 5% of 38 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	volledig
Revenue	-
EBITDA	€30k
Net profit	€19k
Cash flow	€25k
Staff costs	-
Income taxes	€5k
Dividends	-
Total assets	€27k
Equity	€21k
Debt	€5k
of which ≤ 1y	€5k
of which > 1y	-
Working capital	€10k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	2.90
Quick ratio	2.90
Working capital ratio	38.5%
Solvency	79.7%
Debt / equity	0.25
Long-term debt ratio	-
Interest coverage	8310.71
Gross margin	-
Net margin	-
ROA	72.2%
ROE	90.6%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €11k · 41.2% Current assets €16k · 58.8%

Equity & liabilities

Equity €21k · 79.7% Debt €5k · 20.3%

Full annual accounts (21 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€27k
Fixed assets	21/28	€11k
Formation expenses	20	€0
Intangible fixed assets	21	€0
Tangible fixed assets	22/27	€11k
Current assets	29/58	€16k
Amounts receivable within one year	40/41	€9k
Cash & bank	54/58	€7k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€27k
Equity	10/15	€21k
Contributions / capital	10/11	€2k
Accumulated profits (losses)	14	€19k
Amounts payable	17/49	€5k
Amounts payable within one year	42/48	€5k
Income statement
Gross operating margin	9900	€36k
Operating result	9901	€24k
Financial charges	65	€4
Result before taxes	9903	€24k
Income taxes	67/77	€5k
Net result for the period	9904	€19k
Result to be appropriated	9905	€19k

Ratios computed by Checked.

Directors & mandates 4 directors

Current directors & mandates

Ei Guerainat Samir
Director
State Gazette act 25008661 (21-01-2025)

Current
13-01-2025 → present
Nabila Chari
Director
State Gazette act 25004694 (09-01-2025)

Current
25-09-2024 → present

Former directors (2)

El Guerainat Samir
Director
State Gazette act 25085957 (09-07-2025)

Former
- → 17-06-2025
Badih Karim
Director
State Gazette act 25004694 (09-01-2025)

Former
- → 25-09-2024

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Diensten voor personenvervoer op aanvraag per voertuig met chauffeur(49330)
Legal form	Private limited company(610)
Incorporation	25-09-2024
Status	Active
Postal code	1620

Establishment units 1 location

Vrijheidstraat 2B, 1620 Drogenbos

Personenvervoer over de weg zonder dienstregeling

since 20242.364.574.938

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
22001B0096/00E006	Flanders	125 m²	1 · 78 m²	9.7 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

31-07-2026

NBB filing Annual accounts filed

fiscal year 2025 · volledig

2025

09-07-2025

State Gazette act Director changes

21-01-2025

State Gazette act Director changes

09-01-2025

State Gazette act Director changes

Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 3 acts

All acts · 3 updated 1 year ago

2025

09-07-2025 El Guerainat Samir resigns as director Director changes

El Guerainat Samir, Bestuurder

Original publication ↗

Technical details

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21-01-2025 2 directors appointed Director changes

Ei Guerainat Samir, Bestuurder
J. Jordens bv, Dagelijks bestuur

Original publication ↗

Technical details

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  "notary": {
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09-01-2025 1 director appointed, 1 resigning Director changes

Nabila Chari, Bestuurder
Badih Karim, Bestuurder

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Exploitatie van taxi's49320Diensten voor personenvervoer op aanvraag per voertuig met chauffeur49330Overige posterijen en koeriers53200Overige posterijen en koeriers53200Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Adviesbureaus op het gebied van public relations en communicatie70210Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100Diverse administratieve activiteiten ten behoeve van kantoren82110Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990

Primary activity highlighted.

Names & trade names

Legal nameNL

CMA LUXURY

Registered office

Vrijheidstraat 2B

1620 Drogenbos, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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