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Generated 09-08-2026
Active BE 0454.806.769Non-profit association

CLUSTA

Technologiepark-Zwijnaarde 48 ·9052 Gent, Belgium· 31 yrs active
Sector: Head offices & management consulting (70200)
Conclusion Checked

The computed 12-month bankruptcy probability of CLUSTA is < 0.1% (very low). The 2023 annual accounts show equity of €492k and a net result of €1k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 77% of 10076 sector peers (fiscal year 2023). The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 6 annual accounts.
Key figures
Equity €492k
Net result €1k
Staff (FTE) 2
Better than sector 77%
Snowflake analysis 5 axes · computed by Checked
Health86Profitability1Solvency100Growth58Stability100
69 / 100

Strong profile, led by solvency.

Health 86
Profitability 1
Solvency 100
Growth 58
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
< 0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −Lower-failure-rate sector −Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1995, 31 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No administrative flags
Health barometer FY 2023 · computed
86 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview9 NBB filings
Annual accounts filed on 25-06-2024 with the NBB · fiscal year 2023 · micro
€-80k€-60k€-40k€-20k€0Operating result 2019: €419€419Net result 2019: €-12k€-12kOperating result 2020: €-49k€-49kNet result 2020: €-62k€-62kOperating result 2021: €878€878Net result 2021: €187€187Operating result 2022: €5k€5kNet result 2022: €5k€5kOperating result 2023: €296€296Net result 2023: €1k€1k20192020202120222023
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable Equity: stable across 6 fiscal years (±1.8%/year).
€400k€450k€500k€550k2024: €479k (€439k - €518k)2025: €470k (€431k - €509k)2026: €461k (€422k - €501k)2018: €536k2019: €536k2020: €486k2021: €486k2022: €491k2023: €492k201820192020202120222023202420252026
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2023 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 75.4% 58.6%
better than 77% of 10076 sector peers
Net result €1k €28k
better than 18% of 10070 sector peers
Equity €492k €52k
better than 95% of 10083 sector peers
Gross operating margin €381k €46k
better than 95% of 10056 sector peers
Staff costs €370k €8k
higher than 95% of 974 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€6k
-37.0% -83% vs sector
Net profit
€1k
-73.2% -99% vs sector
Cash flow
€7k
-22.1% -96% vs sector
Total assets
€653k
-3.2% -40% vs sector
Equity
€492k
+0.3% -28% vs sector
Working capital
€510k
+0.6% +4% vs sector
Employees (FTE)
2
0.0% -73% vs sector
Staff costs
€370k
+12.8% -54% vs sector
Debt
€136k
-14.3% -66% vs sector
Debt ≤ 1y
€136k
-14.3% -61% vs sector
Current ratio
4.76
+13.3% +186% vs sector
Quick ratio
4.76
+13.3% +202% vs sector
Solvency
75.4%
+3.5% +26% vs sector
Debt / equity
0.28
-14.5% -56% vs sector
ROE
0.3%
-73.3% -91% vs sector
ROA
0.2%
-72.3% -90% vs sector
Interest coverage
10.15
-24.6% -6% vs sector
Figures by fiscal year
Fiscal year2023
Revenue-
EBITDA€6k
Net profit€1k
Cash flow€7k
Staff costs€370k
Income taxes-
Dividends-
Total assets€653k
Equity€492k
Debt€136k
of which ≤ 1y€136k
of which > 1y-
Working capital€510k
Employees (FTE)2.0
Ratios (computed)
2023
Current ratio4.76
Quick ratio4.76
Working capital ratio78.1%
Solvency75.4%
Debt / equity0.28
Long-term debt ratio-
Interest coverage10.15
Gross margin-
Net margin-
ROA0.2%
ROE0.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€653k
Fixed assets 21/28€7k
Tangible fixed assets 22/27€7k
Current assets 29/58€646k
Amounts receivable within one year 40/41€155k
Cash & bank 54/58€491k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€653k
Equity 10/15€492k
Reserves 13€492k
Provisions & deferred taxes 16€25k
Amounts payable 17/49€136k
Amounts payable within one year 42/48€136k
Trade debts payable within one year 44€12k
Income statement
Gross operating margin 9900€381k
Operating result 9901€296
Financial income 75€2k
Financial charges 65€600
Result before taxes 9903€1k
Net result for the period 9904€1k
Result to be appropriated 9905€1k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Head offices & management consulting(70200)
Legal form Non-profit association(017)
Incorporation13-03-1995
StatusActive
Postal code9052
Establishment units 1 location
Cluster van Staalplaatproducenten en -Verwerkers
Technologiepark-Zwijnaarde 48, 9052 GentTechnische studiën en ingenieursactiviteiten
since 20062.158.086.484
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44082B0134/00G000 Flanders 9,157 m² 1 · 2,487 m² 20.2 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 10 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
24-07-2025
State Gazette act Director changes
Johan Dedeene · correction
2024
25-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
06-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
10-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
25-06-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
17-06-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
26-06-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
21-06-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
14-06-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
23-06-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
24-07-2025 1 resigning, 3 reappointed Director changes·Johan Dedeenecorrection
  • CONRES, Bestuurder
  • IVH BV, Bestuurder
  • Magi Construct BV, Bestuurder
  • Alinco NV, Bestuurder
Notary: Johan Dedeene · Gent
Technical details 
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Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige adviesbureaus op het gebied van bedrijfsvoering en beheer74142Technische studiën en ingenieursactiviteiten74203Overige gespecialiseerde wetenschappelijke en technische activiteiten74909Overige activiteiten van vrije beroepen en andere wetenschappelijke en technische activiteiten, neg74999Overige vormen van onderwijs85599Overige vormen van onderwijs85599
Primary activity highlighted.
Names & trade names
Legal nameNL CLUSTA
Registered office
Technologiepark-Zwijnaarde 48
9052 Gent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative