Checked.be
Active
BE 0828.747.016Private limited company (pre-2019)
CLPose
Chaussée de Hannut(Biers) 422 ·4460 Grâce-Hollogne, Belgium· 16 yrs active
Sector: Joinery installation
(43320)
Conclusion
CLPose has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €-6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 26547 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €3k |
| Net result | €-6k |
| Better than sector | 15% |
| Active | 16 yrs |
Financial profile
41
/ 100
Fragile profile, watch profitability in particular.
All 5 axes are computed from data Checked has read.
Health
32
Profitability
0
Solvency
22
Growth
52
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Established
Founded in 2010, 16 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
32
/ 100
Weak
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
No credit
negative equity or figures too weak
Score history
5
2022
22
2023
78
2024
32
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 1.11 (≥ 1.0)
+5
Leverage
Debt/equity 7.29 (> 3.0)
-10
Profitability
Negatieve ROE -186%
-10
Profit trend
Net profit down YoY
-3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 27-02-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
volatile
Too volatile to project: the yearly deviation from the trend is ~72% of the level (threshold 35%). We therefore deliberately show no projection line.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 43, Specialised construction activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 12.1% | 47.4% | |
| Net result | €-6k | €10k | |
| Equity | €3k | €60k | |
| Gross operating margin | €-5k | €39k | |
| Total assets | €25k | €141k |
€-6k
-
22-25
€25k
-15.5%
22-25
€3k
-65.1%
22-25
€2k
-70.3%
22-25
€22k
+4.9%
22-25
€22k
+4.9%
22-25
1.11
-19.8%
22-25
0.86
-38.0%
22-25
12.1%
-58.7%
22-25
7.29
+200.5%
22-25
-186.5%
-
22-25
-22.5%
-
22-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - |
| EBITDA | - | - | - | - |
| Net profit | €-6k | €18k | €-9k | €413 |
| Cash flow | - | - | - | - |
| Staff costs | - | - | - | - |
| Income taxes | - | - | - | - |
| Dividends | - | - | - | - |
| Total assets | €25k | €30k | €19k | €26k |
| Equity | €3k | €9k | €-9k | €-284 |
| Debt | €22k | €21k | €27k | €26k |
| of which ≤ 1y | €22k | €21k | €27k | €26k |
| of which > 1y | - | - | - | - |
| Working capital | €2k | €8k | €-10k | €-933 |
| Employees (FTE) | - | - | - | - |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Current ratio | 1.11 | 1.38 | 0.65 | 0.96 |
| Quick ratio | 0.86 | 1.38 | 0.65 | 0.96 |
| Working capital ratio | 9.5% | 27.0% | -51.5% | -3.6% |
| Solvency | 12.1% | 29.2% | -48.0% | -1.1% |
| Debt / equity | 7.29 | 2.43 | -3.08 | -91.08 |
| Long-term debt ratio | - | - | - | - |
| Interest coverage | - | - | - | - |
| Gross margin | - | - | - | - |
| Net margin | - | - | - | - |
| ROA | -22.5% | 58.9% | -46.4% | 1.6% |
| ROE | -186.5% | 201.6% | 96.8% | -145.7% |
| EBITDA margin | - | - | - | - |
| Days sales outstanding | - | - | - | - |
| Days payable outstanding | - | - | - | - |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €25k | €30k | €19k | €26k |
| Fixed assets | 21/28 | €649 | €649 | €649 | €649 |
| Financial fixed assets | 28 | €649 | €649 | €649 | €649 |
| Current assets | 29/58 | €25k | €29k | €18k | €25k |
| Stocks & contracts in progress | 3 | €6k | - | - | - |
| Amounts receivable within one year | 40/41 | €14k | €25k | €14k | €18k |
| Cash & bank | 54/58 | €5k | €4k | €4k | €7k |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €25k | €30k | €19k | €26k |
| Equity | 10/15 | €3k | €9k | €-9k | €-284 |
| Contributions / capital | 10/11 | €8k | €8k | €8k | €8k |
| Reserves | 13 | €2k | €2k | €2k | €2k |
| Accumulated profits (losses) | 14 | €-7k | €-1k | €-19k | €-10k |
| Amounts payable | 17/49 | €22k | €21k | €27k | €26k |
| Amounts payable within one year | 42/48 | €22k | €21k | €27k | €26k |
| Trade debts payable within one year | 44 | €86 | €666 | €3k | €5k |
| Income statement | |||||
| Gross operating margin | 9900 | €-5k | €15k | €-4k | €441 |
| Operating result | 9901 | €-6k | €15k | €-9k | €-297 |
| Financial income | 75 | €434 | €3k | €250 | €762 |
| Financial charges | 65 | €63 | €66 | €66 | €52 |
| Result before taxes | 9903 | €-6k | €18k | €-9k | €413 |
| Net result for the period | 9904 | €-6k | €18k | €-9k | €413 |
| Result to be appropriated | 9905 | €-6k | €18k | €-9k | €413 |
Legal Structure
| NACE primary | Joinery installation(43320) |
| Legal form | Private limited company (pre-2019)(015) |
| Incorporation | 26-08-2010 |
| Status | Active |
| Postal code | 4460 |
Establishment units
Chaussée de Hannut(Biers) 422, 4460 Grâce-Hollogne
since 20102.193.691.820
Real-estate footprint
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62016A0398/00Y002 | Wallonia | 378 m² | 1 · 84 m² | 7.5 m · 1 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
27-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
30-06
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
30-06
Financial
Liquidity doublescurrent ratio 1.38
Current ratio from 0.65 to 1.38; short-term debt falls from €27k to €21k.
28-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
30-06
Financial
Weakest financial yearnet €-9k ▼2181%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
26-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 26 days late
2022
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
28-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
28-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
25-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 25 days late
2018
26-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 26 days late
2017
28-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Joinery installation43320
Names & trade names
| Legal nameFR | CLPose |
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