CLOUDTREK SOLUTIONS · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of CLOUDTREK SOLUTIONS is 0.9% (low). The 2024 annual accounts show equity of €282k and a net result of €92k. Its solvency ranks better than 87% of 7336 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

2 signals · with evidence

Strong solvency vs sector

Solvency is in the sector's strongest quartile: better than 87% of 7336 peers (2024). A comfortable equity buffer.

View the sector comparison

Consistently profitable

Positive net result in the two most recent financial years (2023 and 2024).

View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 13 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

How we compute the deadline

The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	31-08-2025	31 d late	2025-00456259
31-12-2023	31-07-2024	30-10-2024	91 d late	2024-00520190

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.9% Low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Turnover€178k-41.0%

EBIT margin65.9%-13.6pp

Net result€92k-49.8%

Working capital€279k+47.8%

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 31-08-2025 with the NBB · fiscal year 2024 · micro

RevenueOperating resultNet result

Sector comparison

Fiscal year 2024 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	86.8%	65.0%	better than 87% of 7336 sector peers
Net result	€92k	€32k	better than 92% of 7333 sector peers
Equity	€282k	€58k	better than 95% of 7338 sector peers
Gross operating margin	€118k	€52k	better than 88% of 7327 sector peers
Staff costs	€181	€17k	higher than 12% of 1081 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Revenue

€178k

-41.0% 23-24

EBITDA

€118k

- 23-24

Net profit

€92k

-49.8% 23-24

Cash flow

€94k

- 23-24

Total assets

€324k

+15.6% 23-24

Equity

€282k

+48.9% 23-24

Working capital

€279k

+47.8% 23-24

Staff costs

€181

-27.8% 23-24

Income taxes

€25k

-55.6% 23-24

Debt

€43k

-53.3% 23-24

Debt ≤ 1y

€43k

-53.3% 23-24

Current ratio

7.53

+145.7% 23-24

Quick ratio

7.53

+145.7% 23-24

Solvency

86.8%

+28.8% 23-24

Debt / equity

0.15

-68.6% 23-24

ROE

32.8%

-66.3% 23-24

ROA

28.5%

-56.5% 23-24

Net margin

52.1%

-14.8% 23-24

EBITDA margin

66.5%

- 23-24

Interest coverage

1052.22

- 23-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	€178k
EBITDA	€118k
Net profit	€92k
Cash flow	€94k
Staff costs	€181
Income taxes	€25k
Dividends	-
Total assets	€324k
Equity	€282k
Debt	€43k
of which ≤ 1y	€43k
of which > 1y	-
Working capital	€279k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	7.53
Quick ratio	7.53
Working capital ratio	86.1%
Solvency	86.8%
Debt / equity	0.15
Long-term debt ratio	-
Interest coverage	1052.22
Gross margin	65.6%
Net margin	52.1%
ROA	28.5%
ROE	32.8%
EBITDA margin	66.5%
Days sales outstanding	34d
Days payable outstanding	21d
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €2k · 0.7% Current assets €322k · 99.3%

Equity & liabilities

Equity €282k · 86.8% Debt €43k · 13.2%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€324k
Fixed assets	21/28	€2k
Tangible fixed assets	22/27	€2k
Financial fixed assets	28	€91
Current assets	29/58	€322k
Amounts receivable within one year	40/41	€17k
Cash & bank	54/58	€305k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€324k
Equity	10/15	€282k
Contributions / capital	10/11	€5k
Reserves	13	€500
Accumulated profits (losses)	14	€276k
Amounts payable	17/49	€43k
Amounts payable within one year	42/48	€43k
Trade debts payable within one year	44	€4k
Income statement
Turnover	70	€178k
Gross operating margin	9900	€118k
Operating result	9901	€117k
Financial charges	65	€112
Result before taxes	9903	€117k
Income taxes	67/77	€25k
Net result for the period	9904	€92k
Result to be appropriated	9905	€92k

You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2024 · computed

100 / 100 Excellent

050100

Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

G. E. Lebonlaan 841160 Oudergem

Establishment units

1 location

CLOUDTREK SOLUTIONS

G. E. Lebonlaan 84, 1160 OudergemOntwerpen en programmeren van computerprogramma's

since 20222.337.712.569

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes

86 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100

Profitability 100

Solvency 100

Growth 35

Stability 94

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