CLOUDIFY
ActiveSummary
CLOUDIFY has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €31k and a net result of €96k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 20780 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency33▼-67
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.02 against 16.12 in 2023; short-term debt: 91.9% and cash: 60.9% of total assets), and 91.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
8.1%
Return on assets
25.4%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 20780 sector peers (2024).
NBB · sector comparisonPosition among 20780 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-06-2025, 41 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
41 d early
2023
47 d early
2022
28 d early
2021
55 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€31k▼ 88.4%
2023 · €265k
2021: €88k
2022: €164k▲ +86.0% vs 2021
2023: €265k▲ +61.3% vs 2022highest in 4 years
2024: €31k▼ -88.4% vs 2023lowest in 4 years
2021 → 2024
Total assets
€377k▲ 34.4%
2023 · €281k
2021: €124klowest in 4 years
2022: €178k▲ +42.9% vs 2021
2023: €281k▲ +57.8% vs 2022
2024: €377k▲ +34.4% vs 2023highest in 4 years
2021 → 2024
Net result
€96k▼ 4.8%
2023 · €101k
2021: €86k
2022: €76k▼ -12.0% vs 2021lowest in 4 years
2023: €101k▲ +32.5% vs 2022highest in 4 years
2024: €96k▼ -4.8% vs 2023
2021 → 2024
Working capital
€5k▼ 97.8%
2023 · €239k
2021: €88k
2022: €138k▲ +58.0% vs 2021
2023: €239k▲ +72.5% vs 2022highest in 4 years
2024: €5k▼ -97.8% vs 2023lowest in 4 years
2021 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€88k-€164k▲ 86.0%€265k▲ 61.3%€31k▼ 88.4%
2021: €88k
2022: €164k▲ +86.0% vs 2021
2023: €265k▲ +61.3% vs 2022highest in 4 years
2024: €31k▼ -88.4% vs 2023lowest in 4 years
Operating result€109k-€95k▼ 13.4%€126k▲ 32.8%€119k▼ 5.2%
2021: €109k
2022: €95k▼ -13.4% vs 2021lowest in 4 years
2023: €126k▲ +32.8% vs 2022highest in 4 years
2024: €119k▼ -5.2% vs 2023
Net result€86k-€76k▼ 12.0%€101k▲ 32.5%€96k▼ 4.8%
2021: €86k
2022: €76k▼ -12.0% vs 2021lowest in 4 years
2023: €101k▲ +32.5% vs 2022highest in 4 years
2024: €96k▼ -4.8% vs 2023
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 5% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €377k
Fixed assets
€25k ▼ 3.7%
Current assets
€352k ▲ 38.4%
Equity and liabilities €377k
Equity
€31k ▼ 88.4%
Debt
€347k ▲ 2,097%
Debt's share of the balance-sheet total rises from 5.6% to 91.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€121k▼
2023 · €127k
Cash flow
€97k▼
2023 · €102k
Current ratio
1.02▼
2023 · 16.12
Debt to equity
11.31▲
2023 · 0.06
ROE
312.7%▲
2023 · 38.0%
ROA
25.4%▼
2023 · 35.9%
Interest coverage
1163.01▲
2023 · 1009.40
Debt ≤ 1 year
€347k▲
2023 · €16k
Income taxes
€26k▼
2023 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 40 lines
Balance sheet
Code20232024
Assets
Total assets20/58€281k€377k▲
Fixed assets21/28€26k€25k▼
Tangible fixed assets22/27€26k€25k▼
Furniture and vehicles24€2k€2k▼
Other tangible fixed assets26€24k€23k▼
Current assets29/58€254k€352k▲
Amounts receivable after more than one year29€100k€100k=
Other amounts receivable291€100k€100k=
Amounts receivable within one year40/41€25k€21k▼
Trade receivables40€19k€19k=
Other amounts receivable41€5k€2k▼
Cash at bank and in hand54/58€128k€230k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€281k€377k▲
Equity10/15€265k€31k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€263k€29k▼
Amounts payable17/49€16k€347k▲
Amounts payable within one year42/48€16k€347k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€14k€15k▲
Taxes450/3€14k€15k▲
Other amounts payable47/48-€330k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€920€813▼
Gross operating margin9900€128k€122k▼
Operating profit (loss)9901€126k€119k▼
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€126€104▼
Recurring financial charges65€126€104▼
Profit (loss) for the period before taxes9903€128k€122k▼
Income taxes67/77€28k€26k▼
Profit (loss) for the period9904€101k€96k▼
Profit (loss) for the period to be appropriated9905€101k€96k▼
Appropriation of the result
Profit (loss) to be appropriated9906€263k€359k▲
Profit (loss) brought forward from the previous period14P€162k€263k▲
Profit to be distributed694/7-€330k
Return on contributions (dividend)694-€330k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €4k | €2k | €2k | ▲ 1.8% |
| Other operating charges640/8 | €1k | €246 | €920 | €813 | ▼ 11.6% |
| Gross operating margin9900 | €112k | €99k | €128k | €122k | ▼ 5.1% |
| Operating profit (loss)9901 | €109k | €95k | €126k | €119k | ▼ 5.2% |
| Financial income75/76B | - | €947 | €3k | €3k | ▲ 4.8% |
| Recurring financial income75 | - | €947 | €3k | €3k | ▲ 4.8% |
| Financial charges65/66B | €218 | €163 | €126 | €104 | ▼ 17.6% |
| Recurring financial charges65 | €218 | €163 | €126 | €104 | ▼ 17.6% |
| Profit (loss) for the period before taxes9903 | €109k | €95k | €128k | €122k | ▼ 5.0% |
| Income taxes67/77 | €23k | €20k | €28k | €26k | ▼ 5.7% |
| Profit (loss) for the period9904 | €86k | €76k | €101k | €96k | ▼ 4.8% |
| Profit (loss) for the period to be appropriated9905 | €86k | €76k | €101k | €96k | ▼ 4.8% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €124k | €178k | €281k | €377k | ▲ 34.4% |
| Formation expenses20 | €0 | - | - | - | - |
| Fixed assets21/28 | €753 | €26k | €26k | €25k | ▼ 3.7% |
| Tangible fixed assets22/27 | €753 | €26k | €26k | €25k | ▼ 3.7% |
| Furniture and vehicles24 | €753 | €1k | €2k | €2k | ▼ 10.3% |
| Other tangible fixed assets26 | - | €25k | €24k | €23k | ▼ 3.1% |
| Current assets29/58 | €124k | €152k | €254k | €352k | ▲ 38.4% |
| Amounts receivable after more than one year29 | - | €100k | €100k | €100k | = |
| Other amounts receivable291 | - | €100k | €100k | €100k | = |
| Amounts receivable within one year40/41 | €19k | €25k | €25k | €21k | ▼ 14.6% |
| Trade receivables40 | €18k | €23k | €19k | €19k | = |
| Other amounts receivable41 | €1k | €2k | €5k | €2k | ▼ 68.2% |
| Current investments50/53 | €104k | - | - | - | - |
| Cash at bank and in hand54/58 | - | €27k | €128k | €230k | ▲ 78.9% |
| Deferred charges and accrued income490/1 | €177 | €710 | €1k | €1k | ▼ 1.5% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €124k | €178k | €281k | €377k | ▲ 34.4% |
| Equity10/15 | €88k | €164k | €265k | €31k | ▼ 88.4% |
| Contributions10/11 | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €86k | €162k | €263k | €29k | ▼ 89.1% |
| Amounts payable17/49 | €36k | €14k | €16k | €347k | ▲ 2,097% |
| Amounts payable within one year42/48 | €36k | €14k | €16k | €347k | ▲ 2,097% |
| Trade debts44 | €21k | €3k | €2k | €2k | ▲ 3.5% |
| Suppliers440/4 | €21k | €3k | €2k | €2k | ▲ 3.5% |
| Taxes, remuneration and social security45 | €15k | €11k | €14k | €15k | ▲ 5.7% |
| Taxes450/3 | €15k | €11k | €14k | €15k | ▲ 5.7% |
| Other amounts payable47/48 | - | - | - | €330k | - |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €86k | €76k | €101k | €96k | ▼ 4.8% |
| + Depreciation and write-downs630 | €1k | €4k | €2k | €2k | ▲ 1.8% |
| Operating cash flow (approximation) | €88k | €80k | €102k | €97k | ▼ 4.7% |
| Investment in fixed assets (approximation) | - | €-30k | €-2k | €-695 | ▲ 65.3% |
| Change in cash | - | - | €102k | €101k | ▼ 0.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €101k ▲32.5%
Operating result €126k, net result €101k, both a record.
31-12
Financial
Equity above €200kEq €265k ▲61.3%
3 profitable years in a row build equity to €265k.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €76k ▼12%
Net result drops to €76k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 11.13
Current ratio from 3.42 to 11.13; short-term debt falls from €36k to €14k.
31-12
Financial
Equity above €150kEq €164k ▲86%
2 profitable years in a row build equity to €164k.
06-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2020
Ground area
3,236 m²
Building footprint
1,979 m²
Volume, LiDAR
27,936 m³
Parcel 21018A0172/00T000, Brussels · tallest building 22.9 m, ±5 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Cloudify
since 20202.306.378.995
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21018A0172/00T000 | Brussels | 3,236 m² | 1 · 1,979 m² | 22.9 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,879 companies in sector 62100 we hold annual accounts for 8,771. 6,361 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-08-2020
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
Scores and ratios are computed by Checked and are not a credit decision.