CLM
ActiveCLM has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €193k and a net result of €-36k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 47% of 37972 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
70
/ 100
Healthy▲ +8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency97▼-3
Growth55=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 2.38 against 6.4 in 2023), and 44.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
55.3%
Return on assets
-10.3%
Age of the figures
20 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€36k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-07-2025, 13 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
13 d early
2023
8 d early
2022
21 d early
2021
29 d late
2020
30 d late
2019
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€58k▼ 17.1%
2019 · €70k
2018: €30k
2019: €70k
2018 → 2020
EBIT margin
26.1%▼ 14.0pp
2019 · 40.1%
2018: -47.4%
2019: 40.1%
2018 → 2020
Net result
€-36k▲ 10.9%
2023 · €-40k
2018: €6k
2019: €7k
2020: €9k
2021: €-6k
2022: €32k
2023: €-40k
2018 → 2024
Working capital
€146k▲ 19.8%
2023 · €122k
2018: €196k
2019: €163k
2020: €146k
2021: €148k
2022: €139k
2023: €122k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€58k-
Equity€251k-€237k▼ 5.5%€269k▲ 13.4%€229k▼ 14.9%€193k▼ 15.7%
Operating result€15k-€-6k€45k€-26k€-34k▼ 31.5%
Net result€9k-€-6k€32k€-40k€-36k▲ 10.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €34k in 2024 against €26k in 2023; the loss grows and 2024 is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €349k
Fixed assets
€96k▼ 38.4%
Current assets
€252k▲ 74.1%
Equity and liabilities €349k
Equity
€193k▼ 15.7%
Debt
€156k▲ 115%
The debt ratio rises from 24.1% to 44.7%: debt grows while equity shrinks.
Key figures and ratios
Solvency
55.3%▼
2023 · 75.9%
Current ratio
2.38▼
2023 · 6.40
Quick ratio
2.38▼
2023 · 6.40
Debt / equity
0.81▲
2023 · 0.32
ROE
-18.6%▼
2023 · -17.6%
ROA
-10.3%▲
2023 · -13.3%
Debt
€156k▲
2023 · €73k
Debt ≤ 1 year
€106k▲
2023 · €23k
Debt > 1 year
€50k=
2023 · €50k
Income taxes
€4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€301k€349k▲
Fixed assets21/28€156k€96k▼
Financial fixed assets28€156k€96k▼
Current assets29/58€145k€252k▲
Amounts receivable within one year40/41€142k€243k▲
Trade receivables40€66k€84k▲
Other amounts receivable41€76k€159k▲
Current investments50/53-€8k
Cash at bank and in hand54/58€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€301k€349k▲
Equity10/15€229k€193k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€138k€88k▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€132k€82k▼
Profit (loss) carried forward14€29k€43k▲
Amounts payable17/49€73k€156k▲
Amounts payable after more than one year17€50k€50k=
Financial debts170/4€50k€50k=
Amounts payable within one year42/48€23k€106k▲
Trade debts44€4k€17k▲
Suppliers440/4€4k€17k▲
Advances received on contracts in progress46-€8k
Taxes, remuneration and social security45€19k€4k▼
Taxes450/3€15k€4k▼
Remuneration and social security454/9€4k-
Other amounts payable47/48-€76k
Income statement
Code20232024
Other operating charges640/8€830€4k▲
Gross operating margin9900€-25k€-30k▼
Operating profit (loss)9901€-26k€-34k▼
Financial income75/76B€6k€8k▲
Recurring financial income75€6k€8k▲
Financial charges65/66B€20k€6k▼
Recurring financial charges65€20k€6k▼
Profit (loss) for the period before taxes9903€-40k€-32k▲
Income taxes67/77-€4k
Profit (loss) for the period9904€-40k€-36k▲
Profit (loss) for the period to be appropriated9905€-40k€-36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€-7k▼
Profit (loss) brought forward from the previous period14P€69k€29k▼
Transfer from equity791/2-€50k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-40k ▼226%
Net result drops to €-40k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 6.40
Current ratio from 2.56 to 6.40; short-term debt falls from €89k to €23k.
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
20-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
14-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gillès de Pélichylei 822970 SchildeGround area
2,007 m²
Building footprint
233 m²
Volume, LiDAR
1,120 m³
Parcel 11041B0209/00K000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CLM
since 20062.153.043.573
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041B0209/00K000 | Flanders | 2,007 m² | 1 · 233 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
THAUMALO
BE 0889.088.736
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ITINERIS CONSULTING
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CAFRAN
BE 0792.832.369
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Dema
BE 0723.450.645
Gent · Eq €193k
CVD PROJECTS
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 40,022 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded24-03-2006
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.