CLITEUR
ActiveCLITEUR has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-135k) and a net result of €-29k. Equity is shrinking by ~46.4% per year across the filed fiscal years. Its solvency ranks better than 17% of 18120 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability26▼-13
Solvency8▼-4
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 3.63 against 3.3 in 2024; short-term debt: 18.2% and cash: 4.2% of total assets), but equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-17.4%
Return on assets
-3.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-135k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
19 d early
2023
on the day
2022
14 d early
2021
13 d early
2020
31 d late
2019
113 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-29k
2024 · €2k
2018: €-6k
2019: €-1k
2020: €-25k
2021: €-15k
2022: €-55k
2023: €-28k
2024: €2k
2018 → 2025
Working capital
€372k▼ 5.0%
2024 · €392k
2018: €559k
2019: €527k
2020: €521k
2021: €499k
2022: €443k
2023: €387k
2024: €392k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-25k-€-80k▼ 218%€-108k▼ 35.1%€-106k▲ 1.4%€-135k▼ 27.3%
Operating result€19k-€-22k€4k€33k▲ 778%€2k▼ 94.6%
Net result€-15k-€-55k▼ 258%€-28k▲ 48.8%€2k€-29k
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 95% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €778k
Fixed assets
€265k▼ 6.9%
Current assets
€513k▼ 8.7%
Key figures and ratios
EBITDA
€44k▼
2024 · €77k
Cash flow
€14k▼
2024 · €45k
Solvency
-17.4%▼
2024 · -12.6%
Current ratio
3.63▲
2024 · 3.30
Quick ratio
0.49▲
2024 · 0.39
Debt / equity
-6.75▲
2024 · -8.96
ROA
-3.7%▼
2024 · 0.2%
Interest coverage
1.45▼
2024 · 2.41
Debt
€914k▼
2024 · €953k
Debt ≤ 1 year
€141k▼
2024 · €171k
Debt > 1 year
€772k▼
2024 · €783k
Income taxes
€445▲
2024 · €430
Staff costs
€55k▼
2024 · €59k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€847k€778k▼
Fixed assets21/28€285k€265k▼
Intangible fixed assets21€107k€107k=
Tangible fixed assets22/27€177k€157k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€10k€8k▼
Leasing and similar rights25€165k€148k▼
Financial fixed assets28€90€90=
Current assets29/58€562k€513k▼
Stocks and contracts in progress3€496k€445k▼
Stocks30/36€496k€445k▼
Amounts receivable within one year40/41€31k€22k▼
Trade receivables40€27k€18k▼
Other amounts receivable41€4k€4k▼
Cash at bank and in hand54/58€26k€32k▲
Deferred charges and accrued income490/1€9k€14k▲
Equity and liabilities
Total equity and liabilities10/49€847k€778k▼
Equity10/15€-106k€-135k▼
Contributions10/11€20k€20k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-128k€-157k▼
Amounts payable17/49€953k€914k▼
Amounts payable after more than one year17€783k€772k▼
Financial debts170/4€783k€772k▼
Amounts payable within one year42/48€171k€141k▼
Current portion of amounts payable after more than one year42€27k€21k▼
Trade debts44€41k€29k▼
Suppliers440/4€41k€29k▼
Taxes, remuneration and social security45€10k€7k▼
Taxes450/3€5k€3k▼
Remuneration and social security454/9€6k€4k▼
Other amounts payable47/48€92k€84k▼
Accrued charges and deferred income492/3€182€72▼
Income statement
Code20242025
Non-recurring operating income76A-€4k
Remuneration, social security and pensions62€59k€55k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44k€43k▼
Other operating charges640/8€7k€6k▼
Non-recurring operating charges66A-€4k
Gross operating margin9900€143k€109k▼
Operating profit (loss)9901€33k€2k▼
Financial income75/76B€523€383▼
Recurring financial income75€523€383▼
Financial charges65/66B€32k€31k▼
Recurring financial charges65€32k€31k▼
Profit (loss) for the period before taxes9903€2k€-29k▼
Income taxes67/77€430€445▲
Profit (loss) for the period9904€2k€-29k▼
Profit (loss) for the period to be appropriated9905€2k€-29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-128k€-157k▼
Profit (loss) brought forward from the previous period14P€-130k€-128k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
12-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after 6 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-55k
Net result drops to €-55k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
21-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 113 days late
2019
08-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 69 days late
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
02-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 63 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Manhay · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Saint-Antoine 216960 ManhayGround area
520 m²
Building footprint
375 m²
Parcel 83023B0028/00H000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Route de Saint-Antoine 21, 6960 Manhay
since 20092.174.914.501
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83023B0028/00H000 | Wallonia | 520 m² | 1 · 375 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteManhay2.174.914.501
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Of 1,394 companies in sector 47784 we hold annual accounts for 427. 262 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-12-2008
Fiscal year end31-12
Activities, NACEBEL
47784Retail sale of souvenirs and religious articles
47786Retail trade
47559Retail sale of other household articles
47599Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.