CLIMASS
ActiveCLIMASS has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €550k and a net result of €77k. Equity is growing by ~27.8% per year across the filed fiscal years. Its solvency ranks better than 74% of 8657 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+2
Solvency100▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity short (current ratio 0.46 against 1.15 in 2024; short-term debt: 12.2% and cash: 3.5% of total assets), and 21.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.7%
Return on assets
11.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
60 d early
2024
58 d early
2023
58 d early
2022
62 d early
2021
61 d early
2020
58 d early
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€550k▲ 8.1%
2024 · €509k
2018: €15k
2019: €72k
2020: €141k
2021: €246k
2022: €352k
2023: €435k
2024: €509k
2018 → 2025
Total assets
€699k▼ 6.4%
2024 · €746k
2018: €648k
2019: €674k
2020: €674k
2021: €673k
2022: €689k
2023: €739k
2024: €746k
2018 → 2025
Net result
€77k▲ 5.5%
2024 · €73k
2018: €-5k
2019: €57k
2020: €69k
2021: €105k
2022: €105k
2023: €84k
2024: €73k
2018 → 2025
Working capital
€-46k
2024 · €10k
2018: €-228k
2019: €-205k
2020: €-205k
2021: €-111k
2022: €-47k
2023: €-19k
2024: €10k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€246k-€352k▲ 42.7%€435k▲ 23.8%€509k▲ 16.8%€550k▲ 8.1%
Operating result€86k-€86k▼ 0.3%€76k▼ 11.6%€62k▼ 18.9%€52k▼ 15.9%
Net result€105k-€105k▼ 0.1%€84k▼ 20.4%€73k▼ 12.4%€77k▲ 5.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 16% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €699k
Fixed assets
€659k▼ 0.9%
Current assets
€40k▼ 51.0%
Equity and liabilities €699k
Equity
€550k▲ 8.1%
Debt
€149k▼ 37.4%
The debt ratio falls from 31.8% to 21.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€64k▼
2024 · €74k
Cash flow
€90k▲
2024 · €85k
Solvency
78.7%▲
2024 · 68.2%
Current ratio
0.46▼
2024 · 1.15
Quick ratio
0.46▼
2024 · 1.15
Debt / equity
0.27▼
2024 · 0.47
ROE
14.1%▼
2024 · 14.4%
ROA
11.1%▲
2024 · 9.8%
Interest coverage
14.45▲
2024 · 11.32
Debt
€149k▼
2024 · €237k
Debt ≤ 1 year
€85k▲
2024 · €70k
Debt > 1 year
€63k▼
2024 · €166k
Income taxes
€21k▼
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€746k€699k▼
Fixed assets21/28€665k€659k▼
Tangible fixed assets22/27€45k€39k▼
Plant, machinery and equipment23-€6k
Furniture and vehicles24€45k€33k▼
Financial fixed assets28€620k€620k=
Current assets29/58€81k€40k▼
Amounts receivable within one year40/41-€12k
Trade receivables40-€12k
Cash at bank and in hand54/58€78k€25k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€746k€699k▼
Equity10/15€509k€550k▲
Contributions10/11€20k€20k=
Reserves13€489k€530k▲
Distributable reserves133€489k€530k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€237k€149k▼
Amounts payable after more than one year17€166k€63k▼
Financial debts170/4€166k€63k▼
Amounts payable within one year42/48€70k€85k▲
Current portion of amounts payable after more than one year42€52k€58k▲
Trade debts44€6k€9k▲
Suppliers440/4€6k€9k▲
Taxes, remuneration and social security45€2k€5k▲
Taxes450/3€2k€5k▲
Other amounts payable47/48€11k€12k▲
Accrued charges and deferred income492/3€2k€844▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▲
Other operating charges640/8€871€1k▲
Non-recurring operating charges66A-€2k
Gross operating margin9900€74k€67k▼
Operating profit (loss)9901€62k€52k▼
Financial income75/76B€40k€51k▲
Recurring financial income75€40k€51k▲
Financial charges65/66B€6k€4k▼
Recurring financial charges65€6k€4k▼
Profit (loss) for the period before taxes9903€95k€98k▲
Income taxes67/77€22k€21k▼
Profit (loss) for the period9904€73k€77k▲
Profit (loss) for the period to be appropriated9905€73k€77k▲
Appropriation of the result
Profit (loss) to be appropriated9906€73k€77k▲
Transfer from equity791/2-€36k
Transfer to equity691/2€73k€77k▲
To other reserves6921€73k€77k▲
Profit to be distributed694/7-€36k
Return on contributions (dividend)694-€36k
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €500kEq €509k ▲16.8%
6 profitable years in a row build equity to €509k.
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €105k ▲51.6%
Net result €105k, the highest in the series.
31-12
Financial
Equity above €200kEq €246k ▲74.5%
3 profitable years in a row build equity to €246k.
03-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €100kEq €141k ▲96.7%
2 profitable years in a row build equity to €141k.
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €57k
Net result €57k after one loss-making year.
25-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 117 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bree · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Opstraat 413960 BreeGround area
2,692 m²
Building footprint
153 m²
Volume, LiDAR
275 m³
Parcel 72027B0173/00R003, Flanders · tallest building 9.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Climass
since 20172.267.020.751
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72027B0173/00R003 | Flanders | 2,692 m² | 1 · 153 m² | 9.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 33,881 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-08-2017
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.