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Generated 16-08-2026
Active BE 1016.068.070Private limited company

CleverCo

Dijkstraat 47 ·9700 Oudenaarde, Belgium· 1 yrs active
Sector: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies (70200)
Conclusion Checked

The computed 12-month bankruptcy probability of CleverCo is 0.2% (very low). The 2025 annual accounts show equity of €14.90M and a net result of €-255k. Its solvency ranks better than 80% of 513 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €14.90M
Net result €-255k
Better than sector 80%
Active 1 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health65Profitability0Solvency100Growth-Stability67
58 / 100

Mixed profile: strong on solvency, weaker on profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 65
Profitability 0
Solvency 100
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
65 / 100 Healthy
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 24-07-2026 with the NBB · fiscal year 2025 · verkort
Sector comparison
Fiscal year 2025 · NACE 70, Head offices & management consulting · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 79.8% 46.0%
better than 80% of 513 sector peers
Net result €-255k €55k
better than 5% of 513 sector peers
Equity €14.90M €216k
better than 95% of 513 sector peers
Gross operating margin €-74k €97k
better than 5% of 513 sector peers
Total assets €18.66M €795k
better than 95% of 513 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Depositverkort
Revenue-
EBITDA-
Net profit€-255k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€18.66M
Equity€14.90M
Debt€3.77M
of which ≤ 1y€4k
of which > 1y€3.58M
Working capital€661k
Employees (FTE)-
Ratios (computed)
2025
Current ratio183.56
Quick ratio183.56
Working capital ratio3.5%
Solvency79.8%
Debt / equity0.25
Long-term debt ratio0.24
Interest coverage-
Gross margin-
Net margin-
ROA-1.4%
ROE-1.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€18.66M
Fixed assets 21/28€18.00M
Financial fixed assets 28€18.00M
Current assets 29/58€664k
Amounts receivable within one year 40/41€2k
Cash & bank 54/58€662k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€18.66M
Equity 10/15€14.90M
Contributions / capital 10/11€15.15M
Accumulated profits (losses) 14€-255k
Amounts payable 17/49€3.77M
Amounts payable after one year 17€3.58M
Amounts payable within one year 42/48€4k
Trade debts payable within one year 44€3k
Income statement
Gross operating margin 9900€-74k
Operating result 9901€-74k
Financial income 75€8k
Financial charges 65€188k
Result before taxes 9903€-255k
Net result for the period 9904€-255k
Result to be appropriated 9905€-255k
Ratios computed by Checked.
Directors & mandates 6 directors
Current directors & mandates
  • RISKCare BVLegal entity
    Director· perm. rep.: Herman Kerremans
    State Gazette act 25118874 (19-09-2025)
    Current
    01-07-2025 → present
  • Class BVLegal entity
    Director· perm. rep.: Class
    State Gazette act 24452755 (19-12-2024)
    Current
    14-11-2024 → present
  • DLA Piper UK LLPLegal entity
    Director· perm. rep.: Virginie Frémat
    State Gazette act 24452755 (19-12-2024)
    Current
    14-11-2024 → present
  • InsureCo BVLegal entity
    Director· perm. rep.: InsureCo
    State Gazette act 25118874 (19-09-2025)
    Current
    14-11-2024 → present
    2 events
    • 01-07-2025 Appointed· Director
    • 14-11-2024 Appointed· Director
  • VNVDB InvestLegal entity
    Director· perm. rep.: VAN NEVEL Laurens Clarisse Adriaan
    State Gazette act 24452755 (19-12-2024)
    Current
    14-11-2024 → present
  • VNVDB Invest NVLegal entity
    Director· perm. rep.: Sharp
    State Gazette act 25118874 (19-09-2025)
    Current
    14-11-2024 → present
    2 events
    • 01-07-2025 Appointed· Director
    • 14-11-2024 Appointed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200)
Legal form Private limited company(610)
Incorporation08-11-2024
StatusActive
Postal code9700
Establishment units 1 location
CleverCo
Pauline Van Pottelsberghelaan 10, 9051 GentHoldings
since 20242.366.934.711
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44062A0110/00K000 Flanders 1,561 m² 1 · 345 m² 0.0 m
45035A0121/00H003 Flanders 374 m² 1 · 285 m² -
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
24-07-2026
NBB filing Annual accounts filed
fiscal year 2025 · verkort
2025
19-09-2025
State Gazette act Director changes
10-01-2025
State Gazette act Director changes
2024
19-12-2024
State Gazette act Capital & shares
Tim CARNEWAL
Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 3 acts
Capital history · 1
19-12-2024
Capital change
All acts · 3 updated 11 months ago
2025
19-09-2025 3 directors appointed Director changes
  • Herman Kerremans, Bestuurder
  • Marc Janssens, Bestuurder
  • Laurens Van Nevel, Bestuurder
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10-01-2025 2 directors appointed Director changes
  • Laurens Van Nevel, Gedelegeerd bestuurder
  • Katrien Vanden Bulcke, Dagelijks bestuur
Technical details 
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2024
19-12-2024 Capital increase of €11,641,750 to €11,641,750 Capital & shares·Tim CARNEWAL
  • €0 → €11.641.750
  • Inbreng in geld · Apport en numéraire
  • 2 kapitaalbewegingen in deze akte
Notary: Tim CARNEWAL · BrusselFirm: Berquin Notarissen
Technical details 
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    },
    {
      "kind": "capital_increase",
      "after_eur": 3500000.0,
      "delta_eur": 3500000.0,
      "before_eur": 0.0,
      "subscribers": [
        {
          "kbo": null,
          "rrn": null,
          "kind": "org",
          "name": "Inschrijvers aan de Inbreng in Natura",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": "schuldvordering",
          "n_shares_subscribed": 3500000,
          "contribution_amount_eur": 3500000.0
        }
      ],
      "_arith_derived": "before",
      "share_emission": {
        "agio_eur": null,
        "share_form": null,
        "share_class": null,
        "n_new_shares": 3500000,
        "with_new_shares": true,
        "nominal_value_eur": null,
        "issue_price_per_share_eur": null
      },
      "decrease_purpose": null,
      "contribution_type": "inschrijvingsrechten_uitgifte",
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "statutory_reserve_release",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "share_emission": {
        "agio_eur": null,
        "share_form": null,
        "share_class": null,
        "n_new_shares": null,
        "with_new_shares": false,
        "nominal_value_eur": null,
        "issue_price_per_share_eur": null
      },
      "decrease_purpose": null,
      "contribution_type": "kapitalisering_reserves",
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": "convert_to_distributable"
    }
  ],
  "notary": {
    "name": "Tim CARNEWAL",
    "firm_city": null,
    "firm_name": "Berquin Notarissen",
    "office_city": "Brussel",
    "is_associated": true
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-12-19",
    "filing_date": "2024-12-17",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2024-11-14",
    "unanimous": null,
    "under_authorized_capital": true,
    "underlying_resolution_date": null
  },
  "bedrijfsrevisor": {
    "waived": false,
    "firm_kbo": "0849.882.722",
    "firm_name": "Finvision Bedrijfsrevisoren Waregem BV",
    "ibr_number": null,
    "mission_type": "apport_nature",
    "individual_name": "Christophe De Paepe"
  },
  "subject_company": {
    "kbo": "1016.068.070",
    "name_full": "CleverCo",
    "legal_form": "B.V.",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "uitgifte van het proces-verbaal",
    "vier volmachten",
    "de geco\u00F6rdineerde tekst van statuten",
    "het verslag van de enige bestuurder",
    "het verslag van de commissaris"
  ],
  "shareholders_after": [],
  "share_classes_after": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Holdings64200Activiteiten van holdings64210Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100Diverse administratieve activiteiten ten behoeve van kantoren82110Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL CleverCo
Registered office
Dijkstraat 47
9700 Oudenaarde, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative