Checked.be
Active
BE 1025.453.910Private limited company
Clémence LEJOLY
Rue du Ruisseau 26 ·5300 Andenne, Belgium· 1 yrs active
Sector: Psychology services
(86931)
Conclusion
Clémence LEJOLY has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7k and a net result of €2k. Its solvency ranks better than 44% of 2224 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Based on the State Gazette, CBE and 1 annual account.
Key figures
| Equity | €7k |
| Net result | €2k |
| Better than sector | 44% |
| Active | 1 yrs |
Financial profile
84
/ 100
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
78
Profitability
100
Solvency
91
Growth
-
Stability
67
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Young company
Founded in 2025, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
78
/ 100
Excellent
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€500
estimate, not credit advice
Score components
Liquidity
Current ratio 1.90 (≥ 1.5)
+10
Quick ratio
Quick ratio 1.90 (≥ 1.0)
+5
Leverage
Debt/equity 1.11 (< 2.0)
+3
Profitability
ROE 25% (≥ 10%)
+10
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 28-07-2026 with the NBB · fiscal year 2025 · micro schema
Sector comparison
Fiscal year 2025 · NACE 86, Human health activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 47.5% | 57.9% | |
| Net result | €2k | €59k | |
| Equity | €7k | €74k | |
| Gross operating margin | €4k | €95k | |
| Total assets | €14k | €187k |
Figures by fiscal year and ratios
| Fiscal year | 2025 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | - |
| Net profit | €2k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | €1k |
| Dividends | - |
| Total assets | €14k |
| Equity | €7k |
| Debt | €7k |
| of which ≤ 1y | €7k |
| of which > 1y | - |
| Working capital | €7k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 1.90 |
| Quick ratio | 1.90 |
| Working capital ratio | 47.5% |
| Solvency | 47.5% |
| Debt / equity | 1.11 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | 11.7% |
| ROE | 24.7% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts (19 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €14k |
| Current assets | 29/58 | €14k |
| Amounts receivable within one year | 40/41 | €5k |
| Cash & bank | 54/58 | €9k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €14k |
| Equity | 10/15 | €7k |
| Contributions / capital | 10/11 | €5k |
| Accumulated profits (losses) | 14 | €2k |
| Amounts payable | 17/49 | €7k |
| Amounts payable within one year | 42/48 | €7k |
| Trade debts payable within one year | 44 | €675 |
| Income statement | ||
| Gross operating margin | 9900 | €4k |
| Operating result | 9901 | €4k |
| Financial income | 75 | €168 |
| Financial charges | 65 | €1k |
| Result before taxes | 9903 | €3k |
| Income taxes | 67/77 | €1k |
| Net result for the period | 9904 | €2k |
| Result to be appropriated | 9905 | €2k |
Legal Structure
| NACE primary | Psychology services(86931) |
| Legal form | Private limited company(610) |
| Incorporation | 11-07-2025 |
| Status | Active |
| Postal code | 5300 |
Establishment units
Clémence LEJOLY
since 20252.376.007.278
Real-estate footprint
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92003B0005/00R000 | Wallonia | 284 m² | 1 · 50 m² | - |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Psychology services86931Organisation of conventions and trade shows82300Other business support services82990Vocational training85592Other personal services96999
Names & trade names
| Legal nameFR | Clémence LEJOLY |
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