Active BE 0809.070.565Private limited company

CLEMAX

Dijkveld 7 ·8790 Waregem, Belgium· 17 yrs active

Sector: NACE 66220 (66220)

Conclusion Checked

CLEMAX is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Key figures

Active	17 yrs
Locations	1
Publications	1

Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Established

Founded in 2009, 17 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags 0 events

No administrative flags

Financial overview10 NBB filings

Financials being processed

NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (micro). The annual accounts are being processed.

Filings on record

Fiscal year	Type	Filed	Reference
31-12-2025	micro	10-06-2026	2026-00154079
31-12-2024	verkort	24-07-2025	2025-00311342
31-12-2023	verkort	04-07-2024	2024-00235886
31-12-2022	verkort	12-07-2023	2023-00231303
31-12-2021	verkort	04-07-2022	2022-20122466
31-12-2020	verkort	22-06-2021	2021-24100242
31-12-2019	verkort	01-07-2020	2020-25400071
31-12-2018	verkort	14-06-2019	2019-19100169
31-12-2017	verkort	25-06-2018	2018-23200001
31-12-2016	micro	05-07-2017	2017-29400088

Legal Structure

NACE primary	66220
Legal form	Private limited company(610)
Incorporation	05-01-2009
Status	Active
Postal code	8790

Connections & network 1 connected companies

Group structure

Q & O VERZEKERINGEN

Subsidiary · 1 subsidiary · 1 location

→

Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Establishment units 1 location

CLEMAX

Dijkveld 7, 8790 WaregemManagementsactiviteiten van holdings : tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.

since 20092.176.586.067

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
34452A0878/00M000	Flanders	1,212 m²	1 · 457 m²	6.8 m

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

10-06-2026

NBB filing Annual accounts filed

fiscal year 2025 · micro

28-05-2026

State Gazette act Open capture

General meeting · Officer reappointment · Officer resignation · Act object

2025

24-07-2025

NBB filing Annual accounts filed

fiscal year 2024 · verkort

2024

04-07-2024

NBB filing Annual accounts filed

fiscal year 2023 · verkort

2023

12-07-2023

NBB filing Annual accounts filed

fiscal year 2022 · verkort

2022

04-07-2022

NBB filing Annual accounts filed

fiscal year 2021 · verkort

2021

22-06-2021

NBB filing Annual accounts filed

fiscal year 2020 · verkort

2020

01-07-2020

NBB filing Annual accounts filed

fiscal year 2019 · verkort

2019

14-06-2019

NBB filing Annual accounts filed

fiscal year 2018 · verkort

2018

25-06-2018

NBB filing Annual accounts filed

fiscal year 2017 · verkort

2017

05-07-2017

NBB filing Annual accounts filed

fiscal year 2016 · micro

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 2 months ago

2026

28-05-2026 General meeting · Officer reappointment · Officer resignation · Act object Open-capture extraction

General meeting: date: 2026-05-16, type: Bijzondere algemene vergadering · Q & O VERZEKERINGEN
Officer reappointment: role: bestuurder, term: zes jaar · Stefaan Desimpel
Officer reappointment: role: bestuurder, term: zes jaar, represented_by: Stefanie Clement · CLEMAX
Officer reappointment: role: bestuurder, term: zes jaar, represented_by: Cynthia Orens · Cyludor
Officer reappointment: role: bestuurder, term: zes jaar, represented_by: Ludo Orens · QVO
Officer reappointment: role: bestuurder, term: zes jaar, represented_by: Lieven Valcke · Vyva
Officer reappointment: role: gedelegeerd bestuurder, term: zes jaar, represented_by: Lieven Valcke · Vyva
Officer reappointment: role: gedelegeerd bestuurder, term: zes jaar, represented_by: Stefanie Clement · CLEMAX
Officer resignation: role: bestuurder, effective_date: 2024-12-12 · Dirk Favere
Filing: date: 2026-05-26, location: griffie Luik B · Q & O VERZEKERINGEN
Publication: date: 2026-05-28, publication: Belgisch Staatsblad · Q & O VERZEKERINGEN
Act object: ONTSLAGEN, BENOEMINGEN

Summary: General meeting · Officer reappointment · Officer resignation · Act object

Original publication ↗

Technical details

{
  "facts": [
    {
      "type": "general_meeting",
      "quote": "Bijzondere algemene vergadering van 16 mei 2026 :",
      "value": {
        "date": "2026-05-16",
        "type": "Bijzondere algemene vergadering"
      },
      "object": null,
      "subject": "e1"
    },
    {
      "type": "officer_reappointment",
      "quote": "Stefaan Desimpel, bestuurder, Kwakkelstraat 10, 8650 Houthulst voor een duur van zes jaar.",
      "value": {
        "role": "bestuurder",
        "term": "zes jaar"
      },
      "object": "e1",
      "subject": "e2"
    },
    {
      "type": "officer_reappointment",
      "quote": "CLEMAX (0809.070.565), BV, Dijkveld 7, 8790 Waregem, bestuurder , vertegenwoordigd door Stefanie Clement, Dijkveld 7, 8790 Waregem voor een duur van zes jaar.",
      "value": {
        "role": "bestuurder",
        "term": "zes jaar",
        "represented_by": "Stefanie Clement"
      },
      "object": "e1",
      "subject": "e3"
    },
    {
      "type": "officer_reappointment",
      "quote": "Cyludor (0832.375.608), BV, Otegemstraat 3, 8570 Anzegem, bestuurder , vertegenwoordigd door Cynthia Orens, Holstraat 83 bus 0022, 8790 Waregem voor een duur van zes jaar.",
      "value": {
        "role": "bestuurder",
        "term": "zes jaar",
        "represented_by": "Cynthia Orens"
      },
      "object": "e1",
      "subject": "e5"
    },
    {
      "type": "officer_reappointment",
      "quote": "QVO (0832.374.024), BV, Westerlaan 1 bus A11, 8790 Waregem, bestuurder , vertegenwoordigd door Ludo Orens, Albert I Laan(Odk) 77 bus 0501, 8670 Koksijde voor een duur van zes jaar.",
      "value": {
        "role": "bestuurder",
        "term": "zes jaar",
        "represented_by": "Ludo Orens"
      },
      "object": "e1",
      "subject": "e7"
    },
    {
      "type": "officer_reappointment",
      "quote": "Vyva (0448.981.524), BV, Kleistraat (W.) 2, 9790 Wortegem-Petegem, bestuurder , vertegenwoordigd door Lieven Valcke, Zeedijk(Kok) 480 bus 0601, 8670 Koksijde voor een duur van zes jaar.",
      "value": {
        "role": "bestuurder",
        "term": "zes jaar",
        "represented_by": "Lieven Valcke"
      },
      "object": "e1",
      "subject": "e9"
    },
    {
      "type": "officer_reappointment",
      "quote": "Vyva (0448.981.524), BV, Kleistraat (W.) 2, 9790 Wortegem-Petegem, gedelegeerd bestuurder , vertegenwoordigd door Lieven Valcke, Zeedijk(Kok) 480 bus 0601, 8670 Koksijde voor een duur van zes jaar.",
      "value": {
        "role": "gedelegeerd bestuurder",
        "term": "zes jaar",
        "represented_by": "Lieven Valcke"
      },
      "object": "e1",
      "subject": "e9"
    },
    {
      "type": "officer_reappointment",
      "quote": "CLEMAX (0809.070.565), BV, Dijkveld 7, 8790 Waregem, gedelegeerd bestuurder , vertegenwoordigd door Stefanie Clement, Dijkveld 7, 8790 Waregem voor een duur van zes jaar.",
      "value": {
        "role": "gedelegeerd bestuurder",
        "term": "zes jaar",
        "represented_by": "Stefanie Clement"
      },
      "object": "e1",
      "subject": "e3"
    },
    {
      "type": "officer_resignation",
      "quote": "Dirk Favere, bestuurder, Beukenlaan 45, 9971 Kaprijke, met ingang van 12 december 2024.",
      "value": {
        "role": "bestuurder",
        "effective_date": "2024-12-12"
      },
      "object": "e1",
      "subject": "e11"
    },
    {
      "type": "filing",
      "quote": "na neerlegging van de akte ter griffie Luik B ... Neergelegd 26-05-2026",
      "value": {
        "date": "2026-05-26",
        "location": "griffie Luik B"
      },
      "object": null,
      "subject": "e1"
    },
    {
      "type": "publication",
      "quote": "Bijlagen bij het Belgisch Staatsblad - 28/05/2026",
      "value": {
        "date": "2026-05-28",
        "publication": "Belgisch Staatsblad"
      },
      "object": null,
      "subject": "e1"
    },
    {
      "type": "act_object",
      "quote": "Onderwerp akte : ONTSLAGEN, BENOEMINGEN",
      "value": "ONTSLAGEN, BENOEMINGEN",
      "object": null,
      "subject": null
    }
  ],
  "act_meta": {
    "model_id": 40,
    "extractor": "open-capture-27b-v3",
    "ocr_chars": 2635,
    "truncated": false,
    "needs_verify": false
  },
  "entities": [
    {
      "id": "e1",
      "kbo": "0423.872.083",
      "kind": "company",
      "name": "Q \u0026 O VERZEKERINGEN",
      "attrs": {
        "seat": "Westerlaan 1, 8790 Waregem, Belgi\u00EB",
        "legal_form": "Naamloze vennootschap",
        "short_name": "Q \u0026 O"
      }
    },
    {
      "id": "e2",
      "kbo": null,
      "kind": "person",
      "name": "Stefaan Desimpel",
      "attrs": {
        "address": "Kwakkelstraat 10, 8650 Houthulst"
      }
    },
    {
      "id": "e3",
      "kbo": "0809.070.565",
      "kind": "company",
      "name": "CLEMAX",
      "attrs": {
        "seat": "Dijkveld 7, 8790 Waregem",
        "legal_form": "BV"
      }
    },
    {
      "id": "e4",
      "kbo": null,
      "kind": "person",
      "name": "Stefanie Clement",
      "attrs": {
        "address": "Dijkveld 7, 8790 Waregem"
      }
    },
    {
      "id": "e5",
      "kbo": "0832.375.608",
      "kind": "company",
      "name": "Cyludor",
      "attrs": {
        "seat": "Otegemstraat 3, 8570 Anzegem",
        "legal_form": "BV"
      }
    },
    {
      "id": "e6",
      "kbo": null,
      "kind": "person",
      "name": "Cynthia Orens",
      "attrs": {
        "address": "Holstraat 83 bus 0022, 8790 Waregem"
      }
    },
    {
      "id": "e7",
      "kbo": "0832.374.024",
      "kind": "company",
      "name": "QVO",
      "attrs": {
        "seat": "Westerlaan 1 bus A11, 8790 Waregem",
        "legal_form": "BV"
      }
    },
    {
      "id": "e8",
      "kbo": null,
      "kind": "person",
      "name": "Ludo Orens",
      "attrs": {
        "address": "Albert I Laan(Odk) 77 bus 0501, 8670 Koksijde"
      }
    },
    {
      "id": "e9",
      "kbo": "0448.981.524",
      "kind": "company",
      "name": "Vyva",
      "attrs": {
        "seat": "Kleistraat (W.) 2, 9790 Wortegem-Petegem",
        "legal_form": "BV"
      }
    },
    {
      "id": "e10",
      "kbo": null,
      "kind": "person",
      "name": "Lieven Valcke",
      "attrs": {
        "address": "Zeedijk(Kok) 480 bus 0601, 8670 Koksijde"
      }
    },
    {
      "id": "e11",
      "kbo": null,
      "kind": "person",
      "name": "Dirk Favere",
      "attrs": {
        "address": "Beukenlaan 45, 9971 Kaprijke"
      }
    },
    {
      "id": "e12",
      "kbo": null,
      "kind": "person",
      "name": "Polo-Grillo Anouk",
      "attrs": {
        "role": "lasthebber"
      }
    }
  ]
}

Credit advice verdict per customer and amount

AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon

The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Company registry (CBE) Crossroads Bank

Activities

Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220

Primary activity highlighted.

Names & trade names

Legal nameNL

CLEMAX

Registered office

Dijkveld 7

8790 Waregem, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

Similar companies Same NACE

fiexum insurance BE 0428.563.717 · Waregem

IMMO DEBLAERE - DECLERCK BE 0428.538.179 · Waregem

Q & O VERZEKERINGEN BE 0423.872.083 · Waregem

Verzekeringen Verschuere bvba BE 0425.932.641 · Waregem

ZAKENKANTOOR JOHAN VANDEKERCKHOVE BE 0433.075.108 · Waregem