Clematic
ActiveClematic has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €93k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 20% of 9430 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency43▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.1 against 1.06 in 2024; short-term debt: 82.4% and cash: 64.8% of total assets), and 82.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.6%
Return on assets
72.3%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 9430 sector peers (2025).
NBB · sector comparisonPosition among 9430 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 16-03-2026, 45 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
45 d early
2024
5 d early
2023
26 d early
2022
28 d late
2021
31 d late
2020
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€23k▲ 13.8%
2024 · €20k
2020: €9k
2021: €36k
2022: €85k
2023: €36k
2024: €20k
2020 → 2025
Total assets
€128k▼ 9.9%
2024 · €142k
2020: €81k
2021: €87k
2022: €101k
2023: €166k
2024: €142k
2020 → 2025
Net result
€93k▲ 10.9%
2024 · €84k
2020: €4k
2021: €27k
2022: €74k
2023: €71k
2024: €84k
2020 → 2025
Working capital
€11k▲ 49.8%
2024 · €7k
2020: €-3k
2021: €22k
2022: €70k
2023: €22k
2024: €7k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€36k-€85k▲ 135%€36k▼ 57.4%€20k▼ 45.2%€23k▲ 13.8%
Operating result€37k-€82k▲ 118%€106k▲ 29.3%€108k▲ 1.7%€112k▲ 4.5%
Net result€27k-€74k▲ 176%€71k▼ 3.9%€84k▲ 17.7%€93k▲ 10.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 5% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €128k
Fixed assets
€12k▼ 6.5%
Current assets
€116k▼ 10.3%
Equity and liabilities €128k
Equity
€23k▲ 13.8%
Debt
€106k▼ 13.8%
The debt ratio falls from 86.0% to 82.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€114k▲
2024 · €109k
Cash flow
€95k▲
2024 · €85k
Solvency
17.6%▲
2024 · 14.0%
Current ratio
1.10▲
2024 · 1.06
Quick ratio
1.10▲
2024 · 1.06
Debt / equity
4.67▼
2024 · 6.16
ROE
410.2%▼
2024 · 420.7%
ROA
72.3%▲
2024 · 58.7%
Interest coverage
133.86▼
2024 · 139.95
Debt
€106k▼
2024 · €123k
Debt ≤ 1 year
€106k▼
2024 · €123k
Income taxes
€20k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€142k€128k▼
Fixed assets21/28€13k€12k▼
Tangible fixed assets22/27€9k€8k▼
Furniture and vehicles24€530€1k▲
Other tangible fixed assets26€8k€7k▼
Financial fixed assets28€4k€4k=
Current assets29/58€130k€116k▼
Amounts receivable within one year40/41€39k€31k▼
Trade receivables40€35k€28k▼
Other amounts receivable41€4k€3k▼
Cash at bank and in hand54/58€89k€83k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€142k€128k▼
Equity10/15€20k€23k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€15k€18k▲
Amounts payable17/49€123k€106k▼
Amounts payable within one year42/48€123k€106k▼
Trade debts44€5k€7k▲
Suppliers440/4€5k€7k▲
Taxes, remuneration and social security45€31k€19k▼
Taxes450/3€31k€19k▼
Other amounts payable47/48€87k€80k▼
Income statement
Code20242025
Non-recurring operating income76A€1k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€511€532▲
Non-recurring operating charges66A€4k-
Gross operating margin9900€113k€115k▲
Operating profit (loss)9901€108k€112k▲
Financial income75/76B€75€1k▲
Recurring financial income75€75€1k▲
Financial charges65/66B€782€855▲
Recurring financial charges65€782€855▲
Profit (loss) for the period before taxes9903€107k€113k▲
Income taxes67/77€23k€20k▼
Profit (loss) for the period9904€84k€93k▲
Profit (loss) for the period to be appropriated9905€84k€93k▲
Appropriation of the result
Profit (loss) to be appropriated9906€115k€108k▼
Profit (loss) brought forward from the previous period14P€31k€15k▼
Profit to be distributed694/7€100k€90k▼
Return on contributions (dividend)694€100k€90k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2020net €93k ▲10.9%
Operating result €112k, net result €93k, both a record.
25-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
30-09
Financial
Liquidity quadruplescurrent ratio 5.50
Current ratio from 1.43 to 5.50; short-term debt falls from €51k to €16k.
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place du Mât de Cocagne 51340 Ottignies-Louvain-la-NeuveGround area
1,511 m²
Building footprint
122 m²
Volume, LiDAR
970 m³
Parcel 25083D0434/00E000, Wallonia · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Clematic
since 20192.290.648.367
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25083D0434/00E000 | Wallonia | 1,511 m² | 1 · 122 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500NP7D608AC1BY29
Similar companies · same sector, comparable size
Associated Service
BE 0745.478.454
Lievegem · Eq €23k
TDE Technologies
BE 0448.366.563
Lochristi · Eq €23k
TVO Group
BE 0554.808.128
Evergem · Eq €23k
45° NOORD
BE 0883.513.018
Lommel · Eq €23k
Solutions Techniques, Engineering et Interim Management
BE 1009.916.290
Charleroi · Eq €23k
Of 11,553 companies in sector 71121 we hold annual accounts for 6,558. 4,145 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-06-2019
Fiscal year end30-09
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:lepers@mail.be