Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of ClearPriority is 0.4% (very low). The 2024 annual accounts show negative equity (€-3.07M) and a net result of €-70k. Equity is shrinking by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 285 sector peers (fiscal year 2023). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 7 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.4%
Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Annual accounts: weaker financial profile
+Long track record
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Signals
1 signal · with evidenceNegative equity
Equity is negative for financial year 2023: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 14 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-07-2026, 360 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 26-07-2026 | 360 d late | 2026-00369469 |
| 31-12-2023 | 31-07-2024 | 31-07-2024 | on the day | 2024-00320634 |
| 31-12-2022 | 31-07-2023 | 22-06-2023 | 39 d early | 2023-00159814 |
| 31-12-2021 | 31-07-2022 | 08-08-2022 | 8 d late | 2022-20279356 |
| 31-12-2020 | 31-07-2021 | 28-06-2021 | 33 d early | 2021-26400368 |
| 31-12-2019 | 31-07-2020 | 22-06-2020 | 39 d early | 2020-18500443 |
| 31-12-2018 | 31-07-2019 | 09-07-2019 | 22 d early | 2019-30000267 |
| 31-12-2017 | 31-07-2018 | 26-06-2018 | 35 d early | 2018-22200312 |
| 31-12-2016 | 31-07-2017 | 14-06-2017 | 47 d early | 2017-16800011 |
| 31-12-2015 | 31-07-2016 | 14-06-2016 | 47 d early | 2016-17100320 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsEstablished
Founded in 2008, 18 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
Turnover€130k-71.6%
EBIT margin25.0%+24.6pp
Net result€-70k+35.4%
Working capital€-3.07M-2.2%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 26-07-2026 with the NBB · fiscal year 2024 · volledig
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
volatile
Too volatile to project: the yearly deviation from the trend is ~431% of the level (threshold 35%). We therefore deliberately show no projection line.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2023 · NACE 62, Computer programming & consultancy · compared within the same schema type (full schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -1469.2% | 40.6% | |
| Net result | €-108k | €26k | |
| Equity | €-3.00M | €70k | |
| Staff costs | €382k | €314k | |
| Employees (FTE) | 4.0 | 6.4 |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P5
Stable position over 2020-2023
· n=104-285
P9
Stable position over 2020-2023
· n=104-284
P5
Stable position over 2020-2023
· n=104-285
P89
Improving position over 2020-2022
· n=77-192
Describes the position versus peers, not a forecast.
€130k
-71.6%
18-24
€-70k
+35.4%
18-24
€18k
-91.4%
18-24
€-3.07M
-2.3%
18-24
€-3.07M
-2.2%
18-24
1
-87.5%
18-24
€37k
-90.4%
18-24
€98
-77.6%
18-24
€3.09M
-3.7%
18-24
€3.09M
-3.7%
18-24
0.01
-91.0%
18-24
0.01
-91.0%
18-24
-17484.8%
-1090.1%
18-24
-1.01
+5.8%
18-24
2.3%
-36.9%
18-24
-398.3%
-651.2%
18-24
-53.7%
-127.6%
18-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | volledig |
| Revenue | €130k |
| EBITDA | - |
| Net profit | €-70k |
| Cash flow | - |
| Staff costs | €37k |
| Income taxes | €98 |
| Dividends | - |
| Total assets | €18k |
| Equity | €-3.07M |
| Debt | €3.09M |
| of which ≤ 1y | €3.09M |
| of which > 1y | - |
| Working capital | €-3.07M |
| Employees (FTE) | 0.5 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.01 |
| Quick ratio | 0.01 |
| Working capital ratio | -17484.8% |
| Solvency | -17484.8% |
| Debt / equity | -1.01 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | 73.9% |
| Net margin | -53.7% |
| ROA | -398.3% |
| ROE | 2.3% |
| EBITDA margin | - |
| Days sales outstanding | 10d |
| Days payable outstanding | 936d |
| Inventory turnover | - |
| Days inventory (DSI) | 0d |
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €18k |
| Fixed assets | 21/28 | €0 |
| Financial fixed assets | 28 | €0 |
| Current assets | 29/58 | €18k |
| Stocks & contracts in progress | 3 | €0 |
| Amounts receivable within one year | 40/41 | €14k |
| Cash & bank | 54/58 | €4k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €18k |
| Equity | 10/15 | €-3.07M |
| Contributions / capital | 10/11 | €85k |
| Accumulated profits (losses) | 14 | €-3.15M |
| Amounts payable | 17/49 | €3.09M |
| Amounts payable within one year | 42/48 | €3.09M |
| Trade debts payable within one year | 44 | €87k |
| Income statement | ||
| Turnover | 70 | €130k |
| Operating result | 9901 | €33k |
| Financial charges | 65 | €101k |
| Result before taxes | 9903 | €-70k |
| Income taxes | 67/77 | €98 |
| Net result for the period | 9904 | €-70k |
| Result to be appropriated | 9905 | €-70k |
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed18
/ 100
Critical
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Directors
Directors & mandates
6 directorsCurrent directors & mandates
-
Current04-08-2025 → present
-
Current17-04-2024 → present
-
Current17-04-2024 → present
Historic, not recently confirmed (1)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
-
C.C.S.A. Consulting & Management Company bvbaLegal entityDirector· perm. rep.: Christine EmouldState Gazette act 19168936 (30-12-2019)Not recently confirmedlast confirmed in an act from 2019
2 events
- 30-12-2019 Mandate renewed· Director
- 06-09-2013 Mandate renewed· Director
Former directors (2)
-
C.C.S.A CONSULTING & MANAGEMENT COMPANYLegal entityDirector· perm. rep.: Christine ErnouldState Gazette act 24111218 (23-07-2024)Former- → 17-04-2024
-
Former06-09-2013 → 17-04-2024
3 events
- 17-04-2024 Resigned· Managing director
- 30-12-2019 Mandate renewed· Managing director
- 06-09-2013 Mandate renewed· Managing director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Statutory auditor
1 auditor| Statutory auditor | IRE/IBR number | Tenure |
|---|---|---|
| Forvis Mazars Réviseurs d’EntreprisesCurrent Statutory auditor · represented by Peter Lenoir |
- | 17-04-2024 → present |
Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Ontwerpen van computerprogramma’s(62100) |
| Legal form | Public limited company(014) |
| Incorporation | 30-04-2008 |
| Status | Active |
| Postal code | 1932 |
Structure & network
Connections & network
13 connected companiesGroup structure
Sits on the board · 2 subsidiaries · 1 location
Control→
Linked via shared directors
viaPascal Laffineur · Permanent representative
→
Network connections
Shared corporate director
→
Shared address
→
Shared address
→
Shared address
→
Shared address
→
Shared address
→
Shared address
→
Shared address
→
Shared address
→
Shared address
→
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Ownership & control
1 partyControl over this companysits on this company's board1
2 subsidiaries · 1 location
controls
ClearPriorityBE 0897.676.897
Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leuvensesteenweg 3251932 ZaventemEstablishment units
1 locationCLEARPRIORITY
since 20082.170.559.397
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area3.1 ha
Buildings2
Building footprint1.1 ha
Volume (LiDAR)15,117 m³
Tallest building19.0 m · ±5 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23772B0096/00K000 | Flanders | 2.1 ha | 1 · 9,880 m² | - |
| 23078A0288/00C000 | Flanders | 1.0 ha | 1 · 954 m² | 19.0 m · 5 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
10 acts Capital history · 1
26-01-2023
v3.2
Address history · 2
06-01-2023
v3.2
13-08-2018
v3.2
All acts · 10
updated 10 months ago
2025
17-10-2025 Publication in the Belgian Official Gazette, Miscellaneous
Summary:
Material correction
09-09-2025 Pascal Laffineur appointed as director
17-06-2025 Change in the board of directors
Summary:
v3.2
2024
20-08-2024 Change in the board of directors
Summary:
v3.2
23-07-2024 3 directors appointed, 2 resigning
- Pascal Laffineur, Bestuurder
- Peter Lenoir, Commissaris
- Gerbrand van Zeebroeck, Bestuurder
- Christine Ernould, Bestuurder
- Christophe Delcorte, Gedelegeerd bestuurder
Summary:
v3.2
2023
26-01-2023 Capital increase of €85,010 to €85,010
06-01-2023 Registered office moved from Waterloo to Zaventem
- Drève Richelle 161, 1410 Waterloo → Leuvensesteenweg 325, 1932 Zaventem
Summary:
v3.2
2019
30-12-2019 2 reappointed
- Christophe Delcorte, Gedelegeerd bestuurder
- Christine Emould, Bestuurder
Summary:
v3.2
2018
13-08-2018 Registered office moved to Waterloo
2013
06-09-2013 2 reappointed
- Christophe Delcorte, Gedelegeerd bestuurder
- Christine Ernoult, Bestuurder
Summary:
v3.2
Analysis
Snowflake analysis
financial profile on 5 axes39
/ 100
Fragile profile, watch profitability in particular.
All 5 axes are computed from data Checked has read.
Health
18
Profitability
6
Solvency
33
Growth
38
Stability
100
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Credit advice
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Company registry
Company registry (CBE)
Crossroads BankActivities
Ontwerpen en programmeren van computerprogramma's62010Ontwerpen van computerprogramma’s62100
Primary activity highlighted.
Names & trade names
| Legal nameNL | ClearPriority |
Registered office
Leuvensesteenweg 325
1932 Zaventem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.