CLEAN & STEAM
ActiveSummary
CLEAN & STEAM has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38k and a net result of €12k. Equity is growing by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 27% of 1208 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability78▼-22
Solvency47▼-8
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.89 against 1.07 in 2024; short-term debt: 73.4% and cash: 36.5% of total assets), and 77.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.4%
Return on assets
7.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
on the day
2024
61 d late
2023
14 d early
2022
17 d late
2021
16 d late
2020
25 d late
2019
7 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€38k▼ 37.7%
2024 · €60k
2018: €25klowest in 8 years
2019: €44k▲ +77.7% vs 2018
2020: €56k▲ +27.7% vs 2019
2021: €79k▲ +40.9% vs 2020
2022: €104k▲ +33.0% vs 2021highest in 8 years
2023: €58k▼ -44.1% vs 2022
2024: €60k▲ +3.3% vs 2023
2025: €38k▼ -37.7% vs 2024
2018 → 2025
Total assets
€168k▼ 15.2%
2024 · €199k
2018: €100klowest in 8 years
2019: €113k▲ +13.2% vs 2018
2020: €121k▲ +7.1% vs 2019
2021: €114k▼ -5.5% vs 2020
2022: €157k▲ +36.9% vs 2021
2023: €217k▲ +38.8% vs 2022highest in 8 years
2024: €199k▼ -8.6% vs 2023
2025: €168k▼ -15.2% vs 2024
2018 → 2025
Net result
€12k▼ 76.4%
2024 · €52k
2018: €12k
2019: €19k▲ +56.8% vs 2018
2020: €12k▼ -36.7% vs 2019lowest in 8 years
2021: €23k▲ +88.5% vs 2020
2022: €20k▼ -13.3% vs 2021
2023: €39k▲ +97.5% vs 2022
2024: €52k▲ +33.2% vs 2023highest in 8 years
2025: €12k▼ -76.4% vs 2024
2018 → 2025
Working capital
€-14k
2024 · €8k
2018: €-1k
2019: €12k▲ +1030% vs 2018
2020: €21k▲ +68.2% vs 2019
2021: €47k▲ +126% vs 2020
2022: €67k▲ +43.2% vs 2021highest in 8 years
2023: €6k▼ -90.9% vs 2022
2024: €8k▲ +38.8% vs 2023
2025: €-14k▼ -263% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€79k-€104k▲ 33.0%€58k▼ 44.1%€60k▲ 3.3%€38k▼ 37.7%
2021: €79k
2022: €104k▲ +33.0% vs 2021highest in 5 years
2023: €58k▼ -44.1% vs 2022
2024: €60k▲ +3.3% vs 2023
2025: €38k▼ -37.7% vs 2024lowest in 5 years
Operating result€29k-€29k▲ 0.7%€63k▲ 115%€71k▲ 12.5%€20k▼ 72.4%
2021: €29k
2022: €29k▲ +0.7% vs 2021
2023: €63k▲ +115% vs 2022
2024: €71k▲ +12.5% vs 2023highest in 5 years
2025: €20k▼ -72.4% vs 2024lowest in 5 years
Net result€23k-€20k▼ 13.3%€39k▲ 97.5%€52k▲ 33.2%€12k▼ 76.4%
2021: €23k
2022: €20k▼ -13.3% vs 2021
2023: €39k▲ +97.5% vs 2022
2024: €52k▲ +33.2% vs 2023highest in 5 years
2025: €12k▼ -76.4% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 72% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €168k
Fixed assets
€59k ▼ 5.8%
Current assets
€110k ▼ 19.5%
Equity and liabilities €168k
Equity
€38k ▼ 37.7%
Debt
€131k ▼ 5.4%
Debt's share of the balance-sheet total rises from 69.6% to 77.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€31k▼
2024 · €82k
Cash flow
€23k▼
2024 · €63k
Current ratio
0.89▼
2024 · 1.07
Debt to equity
3.47▲
2024 · 2.29
ROE
32.6%▼
2024 · 86.0%
ROA
7.3%▼
2024 · 26.2%
Interest coverage
12.41▼
2024 · 35.38
Debt ≤ 1 year
€124k▼
2024 · €128k
Debt > 1 year
€7k▼
2024 · €10k
Income taxes
€7k▼
2024 · €19k
Staff costs
€590k▼
2024 · €609k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€199k€168k▼
Fixed assets21/28€62k€59k▼
Tangible fixed assets22/27€37k€34k▼
Land and buildings22€2k€2k▼
Plant, machinery and equipment23€2k€642▼
Furniture and vehicles24€28k€21k▼
Other tangible fixed assets26€5k€10k▲
Financial fixed assets28€25k€25k=
Current assets29/58€136k€110k▼
Amounts receivable within one year40/41€20k€44k▲
Trade receivables40€1k€1k=
Other amounts receivable41€19k€43k▲
Cash at bank and in hand54/58€114k€62k▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€199k€168k▼
Equity10/15€60k€38k▼
Contributions10/11€19k€19k=
Reserves13€42k€19k▼
Distributable reserves133€42k€19k▼
Amounts payable17/49€138k€131k▼
Amounts payable after more than one year17€10k€7k▼
Financial debts170/4€10k€7k▼
Amounts payable within one year42/48€128k€124k▼
Current portion of amounts payable after more than one year42€28k€31k▲
Trade debts44€13k€15k▲
Suppliers440/4€13k€15k▲
Taxes, remuneration and social security45€37k€26k▼
Taxes450/3€14k€861▼
Remuneration and social security454/9€23k€25k▲
Other amounts payable47/48€50k€51k▲
Income statement
Code20242025
Remuneration, social security and pensions62€609k€590k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▲
Other operating charges640/8€907€803▼
Gross operating margin9900€692k€622k▼
Operating profit (loss)9901€71k€20k▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€71k€19k▼
Income taxes67/77€19k€7k▼
Profit (loss) for the period9904€52k€12k▼
Profit (loss) for the period to be appropriated9905€52k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€52k€12k▼
Transfer from equity791/2€38k€35k▼
Transfer to equity691/2€40k€12k▼
To other reserves6921€40k€12k▼
Profit to be distributed694/7€50k€35k▼
Return on contributions (dividend)694€50k€35k▼
Social balance
Average headcount (FTE)9087-16.0
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €398k | €455k | €582k | €609k | €590k | ▼ 3.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k | €2k | €5k | €11k | €11k | ▲ 1.2% |
| Other operating charges640/8 | €348 | €348 | €635 | €907 | €803 | ▼ 11.5% |
| Gross operating margin9900 | €431k | €487k | €651k | €692k | €622k | ▼ 10.1% |
| Operating profit (loss)9901 | €29k | €29k | €63k | €71k | €20k | ▼ 72.4% |
| Financial income75/76B | €0 | - | €3 | €2k | €2k | ▼ 12.3% |
| Recurring financial income75 | €0 | - | €3 | €2k | €2k | ▼ 12.3% |
| Financial charges65/66B | €2k | €1k | €3k | €2k | €2k | ▲ 6.8% |
| Recurring financial charges65 | €2k | €1k | €3k | €2k | €2k | ▲ 6.8% |
| Profit (loss) for the period before taxes9903 | €27k | €28k | €60k | €71k | €19k | ▼ 73.4% |
| Income taxes67/77 | €5k | €8k | €21k | €19k | €7k | ▼ 65.2% |
| Profit (loss) for the period9904 | €23k | €20k | €39k | €52k | €12k | ▼ 76.4% |
| Profit (loss) for the period to be appropriated9905 | €23k | €20k | €39k | €52k | €12k | ▼ 76.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €114k | €157k | €217k | €199k | €168k | ▼ 15.2% |
| Fixed assets21/28 | €32k | €37k | €52k | €62k | €59k | ▼ 5.8% |
| Tangible fixed assets22/27 | €7k | €12k | €27k | €37k | €34k | ▼ 9.7% |
| Land and buildings22 | €3k | €2k | €3k | €2k | €2k | ▼ 21.0% |
| Plant, machinery and equipment23 | - | €1k | €3k | €2k | €642 | ▼ 62.3% |
| Furniture and vehicles24 | €2k | €2k | €16k | €28k | €21k | ▼ 25.3% |
| Other tangible fixed assets26 | €1k | €7k | €6k | €5k | €10k | ▲ 103% |
| Financial fixed assets28 | €25k | €25k | €25k | €25k | €25k | = |
| Current assets29/58 | €83k | €119k | €165k | €136k | €110k | ▼ 19.5% |
| Amounts receivable within one year40/41 | €7k | €4k | €39k | €20k | €44k | ▲ 117% |
| Trade receivables40 | - | €1k | €1k | €1k | €1k | = |
| Other amounts receivable41 | €7k | €3k | €38k | €19k | €43k | ▲ 123% |
| Cash at bank and in hand54/58 | €75k | €116k | €125k | €114k | €62k | ▼ 46.2% |
| Deferred charges and accrued income490/1 | €668 | - | €477 | €2k | €4k | ▲ 154% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €114k | €157k | €217k | €199k | €168k | ▼ 15.2% |
| Equity10/15 | €79k | €104k | €58k | €60k | €38k | ▼ 37.7% |
| Contributions10/11 | €12k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €66k | €86k | €40k | €42k | €19k | ▼ 54.4% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €2k | - | - | - |
| Distributable reserves133 | €64k | €84k | €38k | €42k | €19k | ▼ 54.4% |
| Amounts payable17/49 | €36k | €52k | €159k | €138k | €131k | ▼ 5.4% |
| Amounts payable after more than one year17 | - | - | - | €10k | €7k | ▼ 31.0% |
| Financial debts170/4 | - | - | - | €10k | €7k | ▼ 31.0% |
| Amounts payable within one year42/48 | €36k | €52k | €159k | €128k | €124k | ▼ 3.4% |
| Current portion of amounts payable after more than one year42 | €6k | €8k | €15k | €28k | €31k | ▲ 10.3% |
| Trade debts44 | €3k | - | €1k | €13k | €15k | ▲ 17.2% |
| Suppliers440/4 | €3k | - | €1k | €13k | €15k | ▲ 17.2% |
| Taxes, remuneration and social security45 | €27k | €44k | €70k | €37k | €26k | ▼ 28.6% |
| Taxes450/3 | €4k | €9k | €36k | €14k | €861 | ▼ 93.8% |
| Remuneration and social security454/9 | €23k | €35k | €34k | €23k | €25k | ▲ 11.7% |
| Other amounts payable47/48 | - | - | €72k | €50k | €51k | ▲ 2.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €23k | €20k | €39k | €52k | €12k | ▼ 76.4% |
| + Depreciation and write-downs630 | €3k | €2k | €5k | €11k | €11k | ▲ 1.2% |
| Operating cash flow (approximation) | €26k | €22k | €44k | €63k | €23k | ▼ 62.8% |
| Investment in fixed assets (approximation) | - | €-8k | €-20k | €-21k | €-8k | ▲ 63.9% |
| Change in cash | - | €40k | €10k | €-11k | €-53k | ▼ 383% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Highest result since 2018net €52k ▲33.2%
Operating result €71k, net result €52k, both a record.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
31-12
Financial
Equity above €100kEq €104k ▲33%
5 profitable years in a row build equity to €104k.
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial
Weakest financial yearnet €12k ▼36.7%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2017
Ground area
820 m²
Building footprint
194 m²
Volume, LiDAR
995 m³
Parcel 23087D0479/00S002, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CLEAN & STEAM
since 20172.261.470.767
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23087D0479/00S002 | Flanders | 820 m² | 1 · 194 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 9 entries · 1,771,045 EUR awarded · 1,767,119 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 446,788 EUR | 445,424 EUR |
| 2024 | 2 | 498,642 EUR | 498,401 EUR |
| 2023 | 2 | 483,840 EUR | 482,692 EUR |
| 2022 | 2 | 341,775 EUR | 340,602 EUR |
Schemes
Dienstencheques
Opleidingsfonds dienstencheques
Recognitions: source did not answer, try again later.
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Of 7,352 companies in sector 81210 we hold annual accounts for 2,733. 2,217 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-02-2017
Fiscal year end31-12
Activities, NACEBEL 2025
81210General cleaning of buildings
96910Personal service activities
Scores and ratios are computed by Checked and are not a credit decision.