CLD Services
ActiveSummary
CLD Services has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €152k and a net result of €69k. Equity is growing by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 44% of 11389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+22
Solvency59=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 1.54 against 1.57 in 2024; short-term debt: 57.9% and cash: 9.9% of total assets), but 65.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.2%
Return on assets
15.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-09-2026, 52 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
52 d late
2024
28 d late
2023
30 d late
2022
50 d late
2021
29 d late
2020
27 d late
2019
40 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€741k
EBIT margin
3.0%
Net result
€69k▲ 613%
2024 · €10k
2018: €10k
2019: €1k
2020: €32k
2021: €61k
2022: €50k
2023: €27k
2024: €10k
2018 → 2025
Working capital
€141k▲ 4.6%
2024 · €134k
2018: €84k
2019: €79k
2020: €99k
2021: €132k
2022: €125k
2023: €116k
2024: €134k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€134k-€149k▲ 11.5%€142k▼ 4.9%€152k▲ 6.8%€152k▲ 0.4%
Operating result€87k-€69k▼ 20.6%€47k▼ 31.7%€35k▼ 27.0%€109k▲ 214%
Net result€61k-€50k▼ 18.8%€27k▼ 45.7%€10k▼ 64.0%€69k▲ 613%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 214% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €445k
Fixed assets
€47k ▼ 41.0%
Current assets
€399k ▲ 7.3%
Equity and liabilities €445k
Equity
€152k ▲ 0.4%
Debt
€293k ▼ 2.0%
Debt's share of the balance-sheet total falls from 66.3% to 65.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€144k▲
2024 · €70k
Cash flow
€104k▲
2024 · €45k
Current ratio
1.54▼
2024 · 1.57
Quick ratio
1.29▲
2024 · 1.28
Debt to equity
1.92▼
2024 · 1.97
ROE
45.4%▲
2024 · 6.4%
ROA
15.5%▲
2024 · 2.2%
Interest coverage
16.19▲
2024 · 5.34
Debt ≤ 1 year
€258k▲
2024 · €237k
Debt > 1 year
€35k▼
2024 · €62k
Income taxes
€32k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€451k€445k▼
Fixed assets21/28€79k€47k▼
Tangible fixed assets22/27€79k€47k▼
Furniture and vehicles24€73k€39k▼
Other tangible fixed assets26€6k€8k▲
Current assets29/58€371k€399k▲
Stocks and contracts in progress3€68k€66k▼
Stocks30/36€68k€66k▼
Amounts receivable within one year40/41€284k€285k▲
Trade receivables40€280k€283k▲
Other amounts receivable41€5k€2k▼
Cash at bank and in hand54/58€16k€44k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€451k€445k▼
Equity10/15€152k€152k▲
Contributions10/11€20k€20k=
Reserves13€132k€132k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€130k€130k▲
Profit (loss) carried forward14€21€1▼
Amounts payable17/49€299k€293k▼
Amounts payable after more than one year17€62k€35k▼
Financial debts170/4€62k€35k▼
Amounts payable within one year42/48€237k€258k▲
Current portion of amounts payable after more than one year42€26k€27k▲
Financial debts43€32k-
Credit institutions430/8€32k-
Trade debts44€134k€113k▼
Suppliers440/4€134k€113k▼
Taxes, remuneration and social security45€28k€48k▲
Taxes450/3€28k€48k▲
Other amounts payable47/48€17k€69k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€35k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€95
Other operating charges640/8€7k€4k▼
Gross operating margin9900€76k€148k▲
Operating profit (loss)9901€35k€109k▲
Financial income75/76B€383€867▲
Recurring financial income75€383€867▲
Financial charges65/66B€13k€9k▼
Recurring financial charges65€13k€9k▼
Profit (loss) for the period before taxes9903€22k€101k▲
Income taxes67/77€12k€32k▲
Profit (loss) for the period9904€10k€69k▲
Profit (loss) for the period to be appropriated9905€10k€69k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€69k▲
Profit (loss) brought forward from the previous period14P€7€21▲
Transfer to equity691/2€10k€700▼
To other reserves6921€10k€700▼
Profit to be distributed694/7-€69k
Return on contributions (dividend)694-€69k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 52 days late
2025
31-12
Financial
Highest result since 2018net €69k ▲613%
Operating result €109k, net result €69k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Equity above €150kEq €152k ▲6.8%
7 profitable years in a row build equity to €152k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
19-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 50 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Equity above €100kEq €101k ▲23.2%
3 profitable years in a row build equity to €101k.
09-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 40 days late
2019
31-12
Financial
Weakest financial yearnet €1k ▼88.5%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 23 days late
2017
26-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sombreffe · 1 establishment unit since 2010
Ground area
1,097 m²
Building footprint
248 m²
Volume, LiDAR
755 m³
2 parcels, Wallonia · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CLD Services
since 20102.189.529.926
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92074B0385/00M000 | Wallonia | 900 m² | 1 · 164 m² | - |
| 92091A0103/00L002 | Wallonia | 197 m² | 1 · 83 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,503 companies in sector 46649 we hold annual accounts for 1,755. 1,189 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-05-2010
Fiscal year end31-12
Activities, NACEBEL 2025
46649Wholesale of other machinery and equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.