Age6 yrs
Real estate1 parcel · 1,302 m²
Summary
Conclusion
the dossier summarised in one paragraphCLAY is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 6 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 04-06-2026 | 57 d early | 2026-00143051 |
| 31-12-2024 | 31-07-2025 | 25-08-2025 | 25 d late | 2025-00397988 |
| 31-12-2023 | 31-07-2024 | 30-08-2024 | 30 d late | 2024-00419507 |
| 31-12-2022 | 31-07-2023 | 13-07-2023 | 18 d early | 2023-00238888 |
| 31-12-2021 | 31-07-2022 | 31-08-2022 | 31 d late | 2022-20376355 |
| 31-12-2020 | 31-07-2021 | 31-07-2021 | on the day | 2021-46700320 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2019, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneThis is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
Financials
Annual accounts & ratios
Source: NBBFinancials being processed
NBB has 6 filing(s) on record for this company, latest fiscal year 2025 (micro). The annual accounts are being processed.
Filings on record
| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro | 04-06-2026 | 2026-00143051 |
| 31-12-2024 | micro | 25-08-2025 | 2025-00397988 |
| 31-12-2023 | verkort | 30-08-2024 | 2024-00419507 |
| 31-12-2022 | micro | 13-07-2023 | 2023-00238888 |
| 31-12-2021 | micro | 31-08-2022 | 2022-20376355 |
| 31-12-2020 | micro | 31-07-2021 | 2021-46700320 |
Directors
Directors & mandates
1 director4 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Former directors (1)
-
Bart TyberghienDirectorState Gazette act 24151899 (22-10-2024)Former- → 03-10-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Activiteiten van holdings(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 04-12-2019 |
| Status | Active |
| Postal code | 8530 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationCLAY
since 20202.301.660.243
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,302 m²
Buildings1
Building footprint2,563 m²
Volume (LiDAR)33,500 m³
Tallest building25.0 m · ±4 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34013A0412/00M000 | Flanders | 1,302 m² | 1 · 2,563 m² | 25.0 m · 4 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
3 acts Address history · 2
06-10-2025
Registered-office move
18-04-2024
Registered-office move
All acts · 3
updated 10 months ago
2025
06-10-2025 Registered office moved from Kortrijk to Harelbeke
- Sint-Maartenskerkstraat(Kor) 7, 8500 Kortrijk → Vrijdomkaai 11, 8530 Harelbeke
2024
22-10-2024 Bart Tyberghien resigns as director
- Bart Tyberghien, Bestuurder
18-04-2024 Registered office moved within Kortrijk
- Gentsestraat 15, 8500 Kortrijk → Sint-Maartenskerkstraat 7, 8500 Kortrijk
Analysis
Credit advice
verdict per customer and amountSimilar
Similar companies
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We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 5,581 of the 24,688 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Holdings64200Activiteiten van holdings64210Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
| Legal nameNL | CLAY |
Registered office
Vrijdomkaai 11
8530 Harelbeke, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.