Clapotine
ActiveClapotine has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €181k and a net result of €18k. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 76% of 699 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2024
94
/ 100
Excellent▲ +8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability49▲+34
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 4.13 against 3.6 in 2023), and 34.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-09-2025, 47 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
47 d late
2023
15 d late
2022
14 d early
2021
47 d early
2020
24 d early
2019
20 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€18k▲ 258%
2023 · €5k
2018: €3k
2019: €19k
2020: €-1k
2021: €6k
2022: €11k
2023: €5k
2018 → 2024
Working capital
€209k▲ 9.9%
2023 · €190k
2018: €114k
2019: €133k
2020: €135k
2021: €142k
2022: €154k
2023: €190k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€142k-€148k▲ 4.3%€159k▲ 7.4%€164k▲ 3.1%€181k▲ 10.9%
Operating result€-1k-€6k€11k▲ 80.6%€5k▼ 54.1%€17k▲ 248%
Net result€-1k-€6k€11k▲ 81.2%€5k▼ 54.5%€18k▲ 258%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 248% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €278k
Fixed assets
€2k▼ 31.2%
Current assets
€276k▲ 4.7%
Equity and liabilities €278k
Equity
€181k▲ 10.9%
Provisions
€30k=
Debt
€67k▼ 8.8%
The debt ratio falls from 27.4% to 24.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€18k▲
2023 · €6k
Cash flow
€19k▲
2023 · €6k
Solvency
65.2%▲
2023 · 61.3%
Current ratio
4.13▲
2023 · 3.60
Quick ratio
4.13▲
2023 · 3.60
Debt / equity
0.37▼
2023 · 0.45
ROE
9.8%▲
2023 · 3.0%
ROA
6.4%▲
2023 · 1.9%
Interest coverage
303.98▲
2023 · 106.55
Debt
€67k▼
2023 · €73k
Debt ≤ 1 year
€67k▼
2023 · €73k
Staff costs
€502k▲
2023 · €478k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€267k€278k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€264k€276k▲
Amounts receivable within one year40/41€20k€8k▼
Trade receivables40€20k€8k▼
Cash at bank and in hand54/58€244k€268k▲
Equity and liabilities
Total equity and liabilities10/49€267k€278k▲
Equity10/15€164k€181k▲
Contributions10/11-€58k
Capital10-€58k
Profit (loss) carried forward14€105k€123k▲
Provisions and deferred taxes16€30k€30k=
Provisions for liabilities and charges160/5€30k€30k=
Environmental obligations163€30k€30k=
Amounts payable17/49€73k€67k▼
Amounts payable within one year42/48€73k€67k▼
Trade debts44€15k€12k▼
Suppliers440/4€15k€12k▼
Taxes, remuneration and social security45€55k€52k▼
Remuneration and social security454/9€55k€52k▼
Income statement
Code20232024
Remuneration, social security and pensions62€478k€502k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Gross operating margin9900€515k€521k▲
Operating profit (loss)9901€5k€17k▲
Financial income75/76B-€361
Recurring financial income75-€361
Financial charges65/66B€61€61=
Recurring financial charges65€61€61=
Profit (loss) for the period before taxes9903€5k€18k▲
Profit (loss) for the period9904€5k€18k▲
Profit (loss) for the period to be appropriated9905€5k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€105k€123k▲
Profit (loss) brought forward from the previous period14P€100k€105k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
14-08
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation · Member resignation13 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation · Member resignation13 facts ▸
- General meeting, 09/06/2026
- Director resignation, Bénédicte Helsemans (administrateur)
- Member resignation, Bénédicte Helsemans (membre)
- Director appointment, Stéphanie Lambert (administratrice déléguée)
- Director appointment, Bernadette Noël (Présidente)
- Director appointment, Jacqueline Bertaux (Administrateur)
- Director appointment, Marianne Lefebvre (Administrateur)
- Director appointment, Benoît Tabart (Administrateur)
- Director appointment, Constance de Lange (Administrateur)
- Director appointment, Muguette Poncelet (Administrateur)
- Director appointment, Isabelle Grolet (Administrateur)
- Director appointment, Elodie Istasse (Administrateur)
- +1 further facts in this act
2025
16-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 47 days late
2024
15-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 15 days late
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €159k ▲7.4%
2 profitable years in a row build equity to €159k.
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-1k ▼106%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 20 days late
2019
31-12
Financial
Highest result since 2018net €19k ▲467%
Operating result €19k, net result €19k, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 7 acts read
About the unread acts
Of the 7 Belgian State Gazette acts we know for this company, 1 has been read. The other 6 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
under verification, last change in 2026
This board is reconstructed from a single act (26104904). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Benoît Tabart
CurrentDirector · since 14-08-2026
Bernadette Noël
CurrentPrésidente · since 14-08-2026
Constance de Lange
CurrentDirector · since 14-08-2026
Elodie Istasse
CurrentDirector · since 14-08-2026
Isabelle Grolet
CurrentDirector · since 14-08-2026
Jacqueline Bertaux
CurrentDirector · since 14-08-2026
+ 3 not shown in this overview
14-08-2026
Benoît Tabart: Appointed as Director
14-08-2026
Bernadette Noël: Appointed as Présidente
14-08-2026
Constance de Lange: Appointed as Director
14-08-2026
Elodie Istasse: Appointed as Director
14-08-2026
Isabelle Grolet: Appointed as Director
14-08-2026
Jacqueline Bertaux: Appointed as Director
14-08-2026
Marianne Lefebvre: Appointed as Director
14-08-2026
Muguette Poncelet: Appointed as Director
14-08-2026
Stéphanie Lambert: Appointed as Administratrice déléguée
14-08-2026
Stéphanie Lambert: Appointed as Director
14-08-2026
Bénédicte Helsemans: Resigned as Director
Not every act has been read: a resignation may be missing here
6 of this company's 7 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Bouillon · 1 establishment unit since 1989
Ground area
173 m²
Building footprint
76 m²
Volume, LiDAR
780 m³
Parcel 84010A0382/00Y000, Wallonia · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Clapotine
since 19892.161.996.475
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84010A0382/00Y000 | Wallonia | 173 m² | 1 · 76 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyLinked via shared directors
viaBenoît Tabart · Gestion journalière
former→
Public money · subsidies and aid
Wallonia-Brussels Federation
2024 to 2025 · 4 entries · 566,799 EUR in total| Year | Entries | paid |
|---|---|---|
| 2025 | 2 | 288,710 EUR |
| 2024 | 2 | 278,088 EUR |
Budget allocations
Sub. - PV : Crèches
Rétro. / Récup. Sub. - PV : Crèches
Recognitions · licences · registrations
Food safety, FASFC
1 siteBouillon2.161.996.475
Similar companies · same sector, comparable size
KINDERDAGVERBLIJF DE MINI'S
BE 1004.736.193
Dilsen-Stokkem · Eq €181k
DUIMELOT
BE 1002.051.966
Pelt · Eq €182k
CENTRE THEUTOIS D'ACCOMPAGNEMENT FAMILIAL
BE 0433.464.987
Theux · Eq €183k
Levana
BE 0890.000.833
Leuven · Eq €185k
P.P.P. Daycare
BE 0732.939.126
Gent · Eq €178k
Of 1,583 companies in sector 88911 we hold annual accounts for 701. 534 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded04-12-1989
Fiscal year end31-12
Activities, NACEBEL
85321
88911Day nurseries and crèches
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 1 actNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.