CLAIR - OBSCUR
ActiveSummary
The computed 12-month bankruptcy probability of CLAIR - OBSCUR is 2.8% (moderate). The 2020 annual accounts show negative equity (€-13k) and a net result of €-151. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 5% of 19103 sector peers (fiscal year 2020). The company has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2020 are too old to assess current financial health.
Filing: Five or more filing cycles are missing. This points to a standstill, not an imminent failure.
Axes, FY 2020 · tick = 2019
Profitability11▲+11
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2020Age of the figures
Age of the figures
69 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · No filing for years
The last filed financial year closed on 31-12-2020. Since then, 5 financial years are missing. This points to a standstill, not an imminent failure.
NBB · 10 filingsPosition against the passed deadline
31-12-2021 close31-07-2022 deadline25-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2020 was due by 31-07-2021 and was filed on 23-08-2021, 23 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
23 d late
2019
19 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2020, micro schema
Equity
€-13k▼ 1.2%
2019 · €-12k
2018: €-12k
2019: €-12k
2018 → 2020
Total assets
€1k=
2019 · €1k
2018: €1k
2019: €1k
2018 → 2020
Net result
€-151▲ 44.3%
2019 · €-271
2018: €-150
2019: €-271
2018 → 2020
Working capital
€-13k▼ 1.2%
2019 · €-12k
2018: €-12k
2019: €-12k
2018 → 2020
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line201820192020Trend
Equity€-12k-€-12k▼ 2.2%€-13k▼ 1.2%
Operating result€-150-€-271▼ 80.7%€-151▲ 44.3%
Net result€-150-€-271▼ 80.7%€-151▲ 44.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €151 in 2020 against €271 in 2019; the loss shrinks.
Balance-sheet composition
2020 in colour, 2019 as the grey bar beneath
Assets €1k
Fixed assets
€109 =
Current assets
€1k =
Key figures and ratios
Debt
€14k▲
2019 · €14k
Debt ≤ 1 year
€14k▲
2019 · €14k
Ratios withheld: a balance sheet total of €1k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2020 against 2019 · 16 lines
Balance sheet
Code20192020
Assets
Total assets20/58€1k€1k=
Fixed assets21/28€109€109=
Financial fixed assets28€109€109=
Current assets29/58€1k€1k=
Cash at bank and in hand54/58€1k€1k=
Equity and liabilities
Total equity and liabilities10/49€1k€1k=
Equity10/15€-12k€-13k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-31k€-31k▼
Amounts payable17/49€14k€14k▲
Amounts payable within one year42/48€14k€14k▲
Income statement
Code20192020
Gross operating margin9900€-271€-151▲
Operating profit (loss)9901€-271€-151▲
Profit (loss) for the period before taxes9903€-271€-151▲
Profit (loss) for the period9904€-271€-151▲
Profit (loss) for the period to be appropriated9905€-271€-151▲
Timeline · acts, filings and financial milestones
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
31-12
Financial
Weakest financial yearnet €-271
Net result drops to €-271, the lowest in the series; recovery starts the following year.
04-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 65 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 21 days late
2016
28-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 28 days late
2015
11-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 11 days late
2014
25-09
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 56 days late
2013
24-08
NBB filing
Annual accounts filed
fiscal year 2012 · full schema · 24 days late
2012
18-08
NBB filing
Annual accounts filed
fiscal year 2011 · full schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Arlon · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Viville, rue des Quatre-Vents 986700 ArlonGround area
166 m²
Building footprint
87 m²
Volume, LiDAR
757 m³
Parcel 81001A0711/00T002, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue de la Caserne 67, 6700 Arlon
since 19932.062.474.772
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 81001A0711/00T002 | Wallonia | 166 m² | 1 · 86 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LYON
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 766 companies in sector 47552 we hold annual accounts for 444. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded27-04-1993
Fiscal year end31-12
Activities, NACEBEL 2025
47552Retail sale of lighting equipment
47789Other retail sale of new goods
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.