CLAFA
Open bankruptcyA bankruptcy procedure is open for CLAFA according to publications in the Belgian State Gazette; curator: NICOLAS BIESSAUX. The 2024 annual accounts show equity of €12k and a net result of €234.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
28 d late
2022
30 d late
2021
42 d early
2020
5 d late
2019
52 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€0▼ 100%
2023 · €228k
2020: €166k
2021: €157k
2022: €239k
2023: €228k
2020 → 2024
EBIT margin
-0.8%▼ 2.5pp
2022 · 1.7%
2020: 8.8%
2021: 17.9%
2022: 1.7%
2020 → 2023
Net result
€234
2023 · €-3k
2018: €-33k
2019: €27k
2020: €13k
2021: €26k
2022: €2k
2023: €-3k
2018 → 2024
Working capital
€-1k▼ 25.4%
2023 · €-875
2018: €-76k
2019: €-45k
2020: €-26k
2021: €-3k
2022: €-20k
2023: €-875
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€166k-€157k▼ 5.7%€239k▲ 52.4%€228k▼ 4.5%€0▼ 100%
Equity€-12k-€14k€15k▲ 12.1%€12k▼ 22.0%€12k▲ 1.9%
Operating result€15k-€28k▲ 92.2%€4k▼ 85.4%€-2k€2k
Net result€13k-€26k▲ 97.2%€2k▼ 93.6%€-3k€234
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €2k after a loss of €2k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €63k
Fixed assets
€36k▼ 17.8%
Current assets
€28k▼ 3.8%
Equity and liabilities €63k
Equity
€12k▲ 1.9%
Debt
€51k▼ 15.1%
The debt ratio falls from 83.3% to 80.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€10k▲
2023 · €7k
Cash flow
€8k▲
2023 · €6k
Solvency
19.4%▲
2023 · 16.7%
Current ratio
0.96▼
2023 · 0.97
Quick ratio
0.51▲
2023 · 0.38
Debt / equity
4.14▼
2023 · 4.97
ROE
1.9%▲
2023 · -28.1%
ROA
0.4%▲
2023 · -4.7%
Interest coverage
3.81▲
2023 · 1.24
Debt
€51k▼
2023 · €60k
Debt ≤ 1 year
€29k▼
2023 · €30k
Debt > 1 year
€22k▼
2023 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€72k€63k▼
Fixed assets21/28€43k€36k▼
Tangible fixed assets22/27€43k€35k▼
Plant, machinery and equipment23€20k€16k▼
Furniture and vehicles24€4k€3k▼
Other tangible fixed assets26€19k€16k▼
Financial fixed assets28€287€287=
Current assets29/58€29k€28k▼
Stocks and contracts in progress3€17k€13k▼
Stocks30/36€17k€13k▼
Amounts receivable within one year40/41€10k€10k▲
Trade receivables40€3k€2k▼
Other amounts receivable41€7k€9k▲
Cash at bank and in hand54/58€1k€4k▲
Deferred charges and accrued income490/1€35€502▲
Equity and liabilities
Total equity and liabilities10/49€72k€63k▼
Equity10/15€12k€12k▲
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-2k€-2k▲
Amounts payable17/49€60k€51k▼
Amounts payable after more than one year17€30k€22k▼
Financial debts170/4€30k€22k▼
Amounts payable within one year42/48€30k€29k▼
Current portion of amounts payable after more than one year42€8k€8k▲
Financial debts43€2k€0▼
Credit institutions430/8€2k€0▼
Trade debts44€14k€13k▼
Suppliers440/4€14k€13k▼
Taxes, remuneration and social security45€6k€8k▲
Taxes450/3€3k€4k▲
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€0€0=
Accrued charges and deferred income492/3-€0
Income statement
Code20232024
Turnover70€228k€0▼
Goods, raw materials, services and sundry goods60/61€217k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€8k▼
Other operating charges640/8€4k€4k▲
Non-recurring operating charges66A-€1k
Gross operating margin9900€11k€15k▲
Operating profit (loss)9901€-2k€2k▲
Financial income75/76B€4k€727▼
Recurring financial income75€4k€727▼
Financial charges65/66B€6k€3k▼
Recurring financial charges65€6k€3k▼
Profit (loss) for the period before taxes9903€-3k€234▲
Profit (loss) for the period9904€-3k€234▲
Profit (loss) for the period to be appropriated9905€-3k€234▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-2k▲
Profit (loss) brought forward from the previous period14P€1k€-2k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
24-07
Bankruptcy
Opening
Tribunal de l’entreprise de Liège, division Liège · CLAFA SRL CHAUSSEE DE TONGRES 604, 4000 LIEGE 1 · event 15-07-2026
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €234
Net result €234 after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
19-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
05-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
20-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Tongres 6044000 LiègeGround area
876 m²
Building footprint
84 m²
Volume, LiDAR
417 m³
Parcel 62087B0027/00D000, Wallonia · tallest building 6.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CLAFA
since 20092.178.809.842
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62087B0027/00D000 | Wallonia | 876 m² | 1 · 84 m² | 6.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | NICOLAS BIESSAUX RUE LOUVREX 55, 4000 LIEGE 1- |
15-07-2026 → present |
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Of 20,506 companies in sector 56111 we hold annual accounts for 11,453. 7,652 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-05-2009
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.