CKLC IMMO
ActiveCKLC IMMO has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €440k and a net result of €-14k. Equity is shrinking by ~34.5% per year across the filed fiscal years. Its solvency ranks better than 90% of 4533 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability30▼-33
Solvency100▲+32
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.86 against 1.02 in 2024; short-term debt: 6.1% and cash: 5.2% of total assets), and 6.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.9%
Return on assets
-2.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
48 d early
2023
48 d early
2022
52 d early
2021
41 d early
2020
50 d early
2019
49 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-14k
2024 · €109k
2019: €5k
2021: €18k
2022: €8k
2023: €157k
2024: €109k
2019 → 2025
Working capital
€-4k
2024 · €12k
2019: €412k
2021: €735k
2022: €692k
2023: €-495
2024: €12k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4.18M-€4.18M▲ 0.1%€442k▼ 89.4%€454k▲ 2.7%€440k▼ 3.0%
Operating result€-18k-€-6k▲ 68.3%€187k€134k▼ 28.4%€-14k
Net result€18k-€8k▼ 55.2%€157k▲ 1,900%€109k▼ 30.4%€-14k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €14k after €134k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €469k
Fixed assets
€444k=
Current assets
€24k▼ 96.0%
Equity and liabilities €469k
Equity
€440k▼ 3.0%
Debt
€28k▼ 95.3%
The debt ratio falls from 57.3% to 6.1%. Equity and debt are lower.
Key figures and ratios
Solvency
93.9%▲
2024 · 42.7%
Current ratio
0.86▼
2024 · 1.02
Quick ratio
0.86▼
2024 · 1.02
Debt / equity
0.06▼
2024 · 1.34
ROE
-3.1%▼
2024 · 24.1%
ROA
-2.9%▼
2024 · 10.3%
Debt
€28k▼
2024 · €608k
Debt ≤ 1 year
€28k▼
2024 · €606k
Income taxes
€0▼
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.06M€469k▼
Fixed assets21/28€444k€444k=
Tangible fixed assets22/27€444k€444k=
Other tangible fixed assets26€444k€444k=
Current assets29/58€618k€24k▼
Amounts receivable within one year40/41€583k€0▼
Trade receivables40€0-
Other amounts receivable41€583k€0▼
Cash at bank and in hand54/58€35k€24k▼
Deferred charges and accrued income490/1€16€17▲
Equity and liabilities
Total equity and liabilities10/49€1.06M€469k▼
Equity10/15€454k€440k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€386k€373k▼
Amounts payable17/49€608k€28k▼
Amounts payable within one year42/48€606k€28k▼
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€8k€8k▼
Taxes450/3€8k€8k▼
Other amounts payable47/48€593k€17k▼
Accrued charges and deferred income492/3€2k€0▼
Income statement
Code20242025
Non-recurring operating income76A€152k€0▼
Other operating charges640/8€984€1k▲
Gross operating margin9900€135k€-13k▼
Operating profit (loss)9901€134k€-14k▼
Financial income75/76B€13k€6k▼
Recurring financial income75€13k€6k▼
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€140k€-14k▼
Income taxes67/77€30k€0▼
Profit (loss) for the period9904€109k€-14k▼
Profit (loss) for the period to be appropriated9905€109k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€484k€373k▼
Profit (loss) brought forward from the previous period14P€374k€386k▲
Transfer from equity791/2€0-
Profit to be distributed694/7€98k€0▼
Return on contributions (dividend)694€90k€0▼
Directors or managers695€8k€0▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-09
State Gazette act
Resignations & appointmentsBoard meeting · Director appointment · Director resignation8 facts ▸
State Gazette act
Resignations & appointments
Board meeting · Director appointment · Director resignation8 facts ▸
- Board meeting, 2026-04-09
- Director appointment, Charles-Antoine della Faille de Leverghem (personne déléguée à la gestion journalière)
- Director resignation, Jean-Claude Demeuse (administrateur délégué)
- General meeting, 2026-05-07
- Director appointment, Benoît Nicolay (administrateur)
- Director resignation, Jean-Claude Demeuse (administrateur)
- Director resignation, Guillaume Raoux (administrateur)
- Auditor reappointment, 3 ans, 2026-05-07
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-14k ▼112%
Net result drops to €-14k, the lowest in the series.
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2019net €157k ▲1900%
Operating result €187k, net result €157k, both a record.
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
30-11
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 directors, no change since 2026
Benoît Nicolay
CurrentDirector · since 07-05-2026
della Faille de Leverghem Charles-Antoine
CurrentPersonne déléguée à la gestion journalière · since 09-04-2026
31-12-2026
Jean-Claude DEMEUSE: Resigned as Managing director
31-12-2026
Jean-Claude DEMEUSE: Resigned as Director
07-05-2026
Benoît Nicolay: Appointed as Director
07-05-2026
Guillaume RAOUX: Resigned as Director
09-04-2026
della Faille de Leverghem Charles-Antoine: Appointed as Personne déléguée à la gestion journalière
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Floréallaan 531180 UkkelGround area
897 m²
Building footprint
317 m²
Volume, LiDAR
4,791 m³
Parcel 21016B0422/00Y016, Brussels · tallest building 17.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
CKLC IMMO
since 20092.175.323.186
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21016B0422/00Y016 | Brussels | 897 m² | 1 · 317 m² | 17.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
1 auditor| Forvis Mazars Réviseurs d’EntreprisesCurrent Auditor | 07-05-2026 → present |
Structure & network
Connections & network
19 connected companiesLinked via shared directors
viadella Faille de Leverghem Charles-Antoine · Director
→
viadella Faille de Leverghem Charles-Antoine · Personne déléguée à la gestion journalière
→
viadella Faille de Leverghem Charles-Antoine · Personne déléguée à la gestion journalière
→
viadella Faille de Leverghem Charles-Antoine · Director
→
Show 15 more companies with a shared director
viadella Faille de Leverghem Charles-Antoine · Director
→
viadella Faille de Leverghem Charles-Antoine · Managing director
→
viadella Faille de Leverghem Charles-Antoine · Managing director
→
viadella Faille de Leverghem Charles-Antoine · Director
→
viadella Faille de Leverghem Charles-Antoine · Director
→
viadella Faille de Leverghem Charles-Antoine · Personne déléguée à la gestion journalière
→
viadella Faille de Leverghem Charles-Antoine · Director
→
viadella Faille de Leverghem Charles-Antoine · Director
→
viadella Faille de Leverghem Charles-Antoine · Director
→
viadella Faille de Leverghem Charles-Antoine · Director
→
viadella Faille de Leverghem Charles-Antoine · Director
→
viadella Faille de Leverghem Charles-Antoine · Personne déléguée à la gestion journalière
→
viadella Faille de Leverghem Charles-Antoine · Managing director
→
viadella Faille de Leverghem Charles-Antoine · Personne déléguée à la gestion journalière
→
viadella Faille de Leverghem Charles-Antoine · Personne déléguée à la gestion journalière
→
Similar companies · same sector, comparable size
VANCA
BE 0831.326.325
Sint-Lambrechts-Woluwe · Eq €440k
VAN ISEGHEM IMMO
BE 0760.364.786
Ingelmunster · Eq €440k
KB
BE 0536.306.268
Zemst · Eq €441k
IMMO AGRAFRESH
BE 0633.621.420
Pittem · Eq €440k
Belvedère Projects
BE 0670.581.289
Knokke-Heist · Eq €441k
Of 7,321 companies in sector 68110 we hold annual accounts for 5,382. 3,730 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded08-01-2009
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.