CK&S
ActiveCK&S has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.66M and a net result of €333. Equity is growing by ~39.2% per year across the filed fiscal years. Its solvency ranks better than 79% of 1734 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69=
Solvency97▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €200k at 30 days acceptable
Liquidity ample (current ratio 2.32 against 2.86 in 2024; short-term debt: 18.1% and cash: 5.1% of total assets), and 28% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72%
Return on assets
0%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
3 d early
2023
23 d early
2022
31 d early
2021
12 d early
2020
9 d late
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.66M▼ 1.1%
2024 · €2.69M
2018: €743k
2019: €359k
2020: €288k
2021: €691k
2022: €1.51M
2023: €2.72M
2024: €2.69M
2018 → 2025
Total assets
€3.69M▲ 0.5%
2024 · €3.67M
2018: €2.60M
2019: €3.62M
2020: €3.24M
2021: €3.06M
2022: €2.92M
2023: €4.33M
2024: €3.67M
2018 → 2025
Net result
€333▼ 86.2%
2024 · €2k
2018: €-23k
2019: €-384k
2020: €-71k
2021: €245k
2022: €845k
2023: €1.24M
2024: €2k
2018 → 2025
Working capital
€887k▼ 16.1%
2024 · €1.06M
2018: €-397k
2019: €-442k
2020: €-515k
2021: €-297k
2022: €331k
2023: €1.64M
2024: €1.06M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€691k-€1.51M▲ 118%€2.72M▲ 80.5%€2.69M▼ 1.0%€2.66M▼ 1.1%
Operating result€268k-€1.06M▲ 293%€1.78M▲ 68.9%€-15k€-48k▼ 221%
Net result€245k-€845k▲ 244%€1.24M▲ 47.0%€2k▼ 99.8%€333▼ 86.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €48k in 2025 against €15k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.69M
Fixed assets
€2.13M▲ 4.2%
Current assets
€1.56M▼ 4.2%
Equity and liabilities €3.69M
Equity
€2.66M▼ 1.1%
Provisions
€2k▼ 45.2%
Debt
€1.03M▲ 5.1%
The debt ratio rises from 26.7% to 27.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€319k▼
2024 · €372k
Cash flow
€368k▼
2024 · €389k
Solvency
72.0%▼
2024 · 73.2%
Current ratio
2.32▼
2024 · 2.86
Quick ratio
2.26▼
2024 · 2.78
Debt / equity
0.39▲
2024 · 0.36
ROE
0.0%▼
2024 · 0.1%
ROA
0.0%▼
2024 · 0.1%
Interest coverage
14.96▼
2024 · 17.11
Debt
€1.03M▲
2024 · €980k
Debt ≤ 1 year
€670k▲
2024 · €568k
Debt > 1 year
€360k▼
2024 · €413k
Income taxes
€3k▼
2024 · €3k
Staff costs
€245k▼
2024 · €250k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.67M€3.69M▲
Fixed assets21/28€2.05M€2.13M▲
Intangible fixed assets21€0-
Tangible fixed assets22/27€2.05M€2.13M▲
Land and buildings22€1.13M€1.10M▼
Plant, machinery and equipment23€778k€562k▼
Furniture and vehicles24€144k€102k▼
Assets under construction and advance payments27€0€375k▲
Current assets29/58€1.62M€1.56M▼
Stocks and contracts in progress3€48k€46k▼
Stocks30/36€48k€46k▼
Amounts receivable within one year40/41€537k€550k▲
Trade receivables40€292k€345k▲
Other amounts receivable41€245k€205k▼
Current investments50/53€603k€684k▲
Cash at bank and in hand54/58€397k€187k▼
Deferred charges and accrued income490/1€39k€90k▲
Equity and liabilities
Total equity and liabilities10/49€3.67M€3.69M▲
Equity10/15€2.69M€2.66M▼
Contributions10/11€721k€721k=
Reserves13€1.90M€1.90M=
Distributable reserves133€1.90M€1.90M=
Investment grants15€67k€37k▼
Provisions and deferred taxes16€4k€2k▼
Deferred taxes168€4k€2k▼
Amounts payable17/49€980k€1.03M▲
Amounts payable after more than one year17€413k€360k▼
Financial debts170/4€413k€360k▼
Amounts payable within one year42/48€568k€670k▲
Current portion of amounts payable after more than one year42€322k€340k▲
Trade debts44€228k€310k▲
Suppliers440/4€228k€310k▲
Taxes, remuneration and social security45€12k€12k▼
Taxes450/3€615€0▼
Remuneration and social security454/9€12k€12k▲
Other amounts payable47/48€6k€8k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Remuneration, social security and pensions62€250k€245k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€387k€367k▼
Other operating charges640/8€18k€21k▲
Gross operating margin9900€641k€585k▼
Operating profit (loss)9901€-15k€-48k▼
Financial income75/76B€41k€71k▲
Recurring financial income75€41k€71k▲
Financial charges65/66B€22k€21k▼
Recurring financial charges65€22k€21k▼
Profit (loss) for the period before taxes9903€4k€1k▼
Transfer from deferred taxes780€2k€2k=
Income taxes67/77€3k€3k▼
Profit (loss) for the period9904€2k€333▼
Profit (loss) for the period to be appropriated9905€2k€333▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€333▼
Transfer to equity691/2€2k€333▼
To other reserves6921€2k€333▼
Social balance
Average headcount (FTE)90876.75.7▼
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €1.24M ▲47%
Operating result €1.78M, net result €1.24M, both a record.
31-12
Financial
Equity above €2MEq €2.72M ▲80.5%
3 profitable years in a row build equity to €2.72M.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity doublescurrent ratio 1.64
Current ratio from 0.69 to 1.64; short-term debt falls from €971k to €519k.
31-12
Financial
Equity above €1MEq €1.51M ▲118%
2 profitable years in a row build equity to €1.51M.
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €245k
Net result €245k after 3 loss-making years.
31-12
Financial
Equity above €500kEq €691k ▲140%
Equity rises from €288k to €691k.
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 9 days late
2020
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-384k
Net result drops to €-384k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herenthout · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Binnenstraat 102270 HerenthoutGround area
4,022 m²
Building footprint
587 m²
Volume, LiDAR
3,157 m³
2 parcels, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CK&S
since 20152.244.233.273
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13012D0224/00C000 | Flanders | 2,633 m² | 1 · 341 m² | 9.2 m · 2 fl. |
| 13012D0106/00K002 | Flanders | 1,388 m² | 1 · 246 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 9,992 EUR awarded · 9,992 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 9,992 EUR | 9,992 EUR |
Schemes
Investeringssteun voor land- en tuinbouwers
Recognitions · licences · registrations
Food safety, FASFC
1 siteHerenthout2.244.233.273
Similar companies · same sector, comparable size
Rennen-Prinse
BE 0884.396.609
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TUINBOUWBEDRIJF DEBO
BE 0428.047.043
Ardooie · Eq €2.62M
HET GROENE HUIS
BE 0846.175.441
Deinze · Eq €2.62M
Miedevia
BE 0447.458.327
Kortrijk · Eq €2.71M
CHRISTIANEN JORIS
BE 0870.702.979
Hoogstraten · Eq €2.73M
Of 3,625 companies in sector 01130 we hold annual accounts for 789. 469 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-07-2015
Fiscal year end31-12
Activities, NACEBEL
01130Growing of vegetables, melons, roots and tubers
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.