CK&J
CK&J is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3.73M and a net result of €882k. Equity is growing by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 58% of 514 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €3.73M |
| Net result | €882k |
| Staff (FTE) | 1.3 |
| Better than sector | 58% |
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 52.1% | 43.7% | |
| Net result | €882k | €67k | |
| Equity | €3.73M | €506k | |
| Gross operating margin | €955k | €81k | |
| Staff costs | €59k | €72k |
Show 5 other metrics
| Fiscal year | 2025 |
|---|---|
| Deposit | verkort |
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €882k |
| Cash flow | n/a |
| Staff costs | €59k |
| Income taxes | €169k |
| Dividends | - |
| Total assets | €7.16M |
| Equity | €3.73M |
| Debt | €3.43M |
| of which ≤ 1y | €515k |
| of which > 1y | €2.92M |
| Working capital | n/a |
| Employees (FTE) | 1.3 |
| 2025 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 52.1% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 12.3% |
| ROE | 23.6% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
Full annual accounts (25 line items)
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €7.16M |
| Fixed assets | 21/28 | €6.45M |
| Intangible fixed assets | 21 | €4k |
| Tangible fixed assets | 22/27 | €6.09M |
| Financial fixed assets | 28 | €354k |
| Current assets | 29/58 | €717k |
| Amounts receivable within one year | 40/41 | €213k |
| Investments | 50/53 | €300k |
| Cash & bank | 54/58 | €98k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €7.16M |
| Equity | 10/15 | €3.73M |
| Contributions / capital | 10/11 | €273k |
| Reserves | 13 | €3.03M |
| Amounts payable | 17/49 | €3.43M |
| Amounts payable after one year | 17 | €2.92M |
| Amounts payable within one year | 42/48 | €515k |
| Trade debts payable within one year | 44 | €21k |
| Income statement | ||
| Gross operating margin | 9900 | €955k |
| Operating result | 9901 | €725k |
| Financial income | 75 | €154k |
| Financial charges | 65 | €111k |
| Result before taxes | 9903 | €1.05M |
| Income taxes | 67/77 | €169k |
| Net result for the period | 9904 | €882k |
| Result to be appropriated | 9905 | €882k |
-
Current31-08-2023 → present
2 events
- 30-09-2025 Appointed· Managing director
- 31-08-2023 Mandate renewed· Director
-
Current31-08-2023 → present
Former directors (1)
-
Former31-08-2023 → 30-09-2025
2 events
- 30-09-2025 Resigned· Director
- 31-08-2023 Mandate renewed· Director
| NACE primary | Activiteiten van holdings(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 05-10-2016 |
| Status | Active |
| Postal code | 8310 |
Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31805E1412/00A000 | Flanders | 4,380 m² | 1 · 1,650 m² | - |
| 31808K0396/00P002 | Flanders | 3,412 m² | 1 · 1,253 m² | 6.5 m · 1 fl. |
| 31808K0387/00L000 | Flanders | 2,123 m² | 1 · 729 m² | 6.0 m · 2 fl. |
| 38402E0220/00P006 | Flanders | 1,811 m² | 1 · 566 m² | 9.1 m |
| 31029B0214/00V005 | Flanders | 1,013 m² | 1 · 188 m² | 28.0 m · 8 fl. |
| 31022B0618/00A000 | Flanders | 859 m² | - | - |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 11 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
17-12-2025 1 director appointed, 1 resigning
- Johan Dierickx, Gedelegeerd bestuurder
- Charlotte Dierickx, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Charlotte Dierickx",
"address": null,
"birth_date": null
},
"effective_date": "2025-09-30",
"evidence_quote": "De algemene vergadering beslist tot het ontslag van Charlotte Dierickx, met woonplaats te 8020 Oostkamp Ravenbosstraat 22, als niet-statutaire bestuurder, en dit met ingang op 30/09/2025. De algemene vergadering verleent deze persoon kwijting voor de uitoefening van diens mandaat.",
"discharge_granted": true
},
{
"kind": "director_in",
"role": "gedelegeerd_bestuurder",
"person": {
"rrn": null,
"name": "Johan Dierickx",
"address": null,
"birth_date": null
},
"effective_date": "2025-09-30",
"evidence_quote": "De algemene vergadering beslist tot de benoeming van Johan Dierickx, met woonplaats te 8310 Brugge (Sint-Kruis) De Linde 65, als gedelegeerde bestuurder, en dit met ingang od 30/09/2025."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0663.832.366",
"name_full": "CK \u0026 J",
"legal_form": "BV"
}
}07-01-2025 Transaction in capital or shares
Technical details
{
"events": [],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0663.832.366",
"name_full": "CK \u0026 J",
"legal_form": "BV"
}
}16-11-2023 Registered office moved within Brugge
- Achiel Van Ackerplein 1, 8000 Brugge → De Linde 65, 8310 Brugge
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Brugge",
"region": null,
"street": "De Linde",
"country": "BE",
"postcode": "8310",
"box_number": null,
"street_number": "65"
},
"old_address": {
"city": "Brugge",
"region": null,
"street": "Achiel Van Ackerplein",
"country": "BE",
"postcode": "8000",
"box_number": "01.01",
"street_number": "1"
},
"effective_date": "2023-10-27",
"evidence_quote": "Het bestuursorgaan beslist om met ingang vanaf 27/10/2023 de zetel te verplaatsen naar \u0022De Linde 65 te 8310 Brugge\u0022."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0663.832.366",
"name_full": "CK \u0026 J",
"legal_form": "BV"
}
}31-08-2023 3 reappointed
- DIERICKX Johan, Bestuurder
- PUTMAN Katrien, Bestuurder
- DIERICKX Charlotte, Bestuurder
Technical details
{
"events": [
{
"kind": "director_renew",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "DIERICKX Johan",
"address": null,
"birth_date": null
},
"evidence_quote": "De algemene vergadering besluit de huidige niet-statutaire zaakvoerders, hierna vermeld, ontslag te geven uit hun functie en gaat onmiddellijk over tot hun herbenoeming als niet-statutaire bestuurders voor een onbepaalde duur: 1/ De heer DIERICKX Johan, die aanvaardt en bevestigt niet getroffen te z",
"discharge_granted": false
},
{
"kind": "director_renew",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "PUTMAN Katrien",
"address": null,
"birth_date": null
},
"evidence_quote": "De algemene vergadering besluit de huidige niet-statutaire zaakvoerders, hierna vermeld, ontslag te geven uit hun functie en gaat onmiddellijk over tot hun herbenoeming als niet-statutaire bestuurders voor een onbepaalde duur: 2/ Mevrouw PUTMAN Katrien, die aanvaardt en bevestigt niet getroffen te z",
"discharge_granted": false
},
{
"kind": "director_renew",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "DIERICKX Charlotte",
"address": null,
"birth_date": null
},
"evidence_quote": "De algemene vergadering besluit de huidige niet-statutaire zaakvoerders, hierna vermeld, ontslag te geven uit hun functie en gaat onmiddellijk over tot hun herbenoeming als niet-statutaire bestuurders voor een onbepaalde duur: 3/ Mevrouw DIERICKX Charlotte, die aanvaardt en bevestigt niet getroffen ",
"discharge_granted": false
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0663.832.366",
"name_full": "CK \u0026 J",
"legal_form": "CVBA"
}
}07-06-2023 Registered office moved within Brugge
- Pijpeweg 111, 8310 Brugge → Achiel Van Ackerplein 1, 8000 Brugge
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Brugge",
"region": null,
"street": "Achiel Van Ackerplein",
"country": "BE",
"postcode": "8000",
"box_number": "01.01",
"street_number": "1"
},
"old_address": {
"city": "Brugge",
"region": null,
"street": "Pijpeweg",
"country": "BE",
"postcode": "8310",
"box_number": null,
"street_number": "111"
},
"effective_date": "2023-04-01",
"evidence_quote": "De bijzondere algemene vergadering beslist met eenparigheid van stemmen om de zetel met ingang vanaf 01/04/2023 te verplaatsen naar \u003C\u00AB Achiel Van Ackerplein 1 bus 01.01 te 8000 Brugge \u00BB."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0663.832.366",
"name_full": "CK \u0026 J",
"legal_form": "CVBA"
}
}17-10-2018 Registered office moved from Brugge to Sint-Kruis
- Populierendreef 18, 8310 Brugge → Pijpeweg 111, 8310 Sint-Kruis
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Sint-Kruis",
"region": null,
"street": "Pijpeweg",
"country": "BE",
"postcode": "8310",
"box_number": null,
"street_number": "111"
},
"old_address": {
"city": "Brugge",
"region": null,
"street": "Populierendreef",
"country": "BE",
"postcode": "8310",
"box_number": null,
"street_number": "18"
},
"effective_date": "2018-09-01",
"evidence_quote": "De vergadering beslist om de maatschappelijke zetel onder te brengen van de Populierendreef 18 - 8310 Brugge naar de Pijpeweg 111-8310 Sint-Kruis."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0663.832.366",
"name_full": "CK \u0026 J",
"legal_form": "CVBA"
}
}07-10-2016 Incorporation of a new CommV
Technical details
{
"kind": "oprichting",
"seat": "Populierendreef 18, 8310 Brugge",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1960-07-16",
"name": "Dierickx Johan Marcel Aline",
"niss": null,
"address": "Pijpeweg 111, 8310 Brugge (Sint-Kruis)"
},
"share_class": "naam",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 2480,
"holder_person_name": "Dierickx Johan Marcel Aline",
"is_subscriber_only": false,
"n_shares_subscribed": 40,
"amount_subscribed_eur": 2480,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1961-12-10",
"name": "Putman Katrien Georgette Maria",
"niss": null,
"address": "Pijpeweg 111, 8310 Brugge (Sint-Kruis)"
},
"share_class": "naam",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 2480,
"holder_person_name": "Putman Katrien Georgette Maria",
"is_subscriber_only": false,
"n_shares_subscribed": 40,
"amount_subscribed_eur": 2480,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1987-01-04",
"name": "Dierickx Charlotte Agnes Fernand",
"niss": null,
"address": "Populierendreef 18, 8310 Brugge (Assebroek)"
},
"share_class": "naam",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 1240,
"holder_person_name": "Dierickx Charlotte Agnes Fernand",
"is_subscriber_only": false,
"n_shares_subscribed": 20,
"amount_subscribed_eur": 1240,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 18600,
"subject_company": {
"kbo": "0663.832.366",
"name_full": "CK\u0026J",
"legal_form": "CommV"
},
"initial_directors": [],
"incorporation_date": "2016-10-05",
"post_incorporation_mandates": []
}| Legal nameNL | CK&J |