CJIM
ActiveCJIM has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €500 and a net result of €39k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency9▼-2
Growth58=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.85 against 0.99 in 2024), and 99.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.8%
Return on assets
64.9%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 31523 sector peers (2025).
NBB · sector comparisonPosition among 31523 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-03-2026, 127 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
127 d early
2024
22 d late
2023
114 d early
2022
34 d early
2021
67 d early
2020
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€500=
2024 · €500
2020: €25k
2021: €59k
2022: €74k
2023: €500
2024: €500
2020 → 2025
Total assets
€60k▼ 26.3%
2024 · €82k
2020: €53k
2021: €87k
2022: €103k
2023: €183k
2024: €82k
2020 → 2025
Net result
€39k▼ 36.5%
2024 · €61k
2020: €29k
2021: €47k
2022: €15k
2023: €70k
2024: €61k
2020 → 2025
Working capital
€-9k▼ 988%
2024 · €-798
2020: €24k
2021: €58k
2022: €74k
2023: €-94
2024: €-798
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€59k-€74k▲ 25.5%€500▼ 99.3%€500=€500=
Operating result€60k-€22k▼ 64.2%€90k▲ 318%€80k▼ 11.2%€49k▼ 38.4%
Net result€47k-€15k▼ 67.7%€70k▲ 363%€61k▼ 12.0%€39k▼ 36.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 38% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €60k
Fixed assets
€9k▲ 617%
Current assets
€51k▼ 36.7%
Equity and liabilities €60k
Equity
€500=
Debt
€60k▼ 26.5%
The debt ratio falls from 99.4% to 99.2%: debt is paid down.
Key figures and ratios
EBITDA
€50k▼
2024 · €81k
Cash flow
€40k▼
2024 · €62k
Solvency
0.8%▲
2024 · 0.6%
Current ratio
0.85▼
2024 · 0.99
Quick ratio
0.85▼
2024 · 0.99
ROA
64.9%▼
2024 · 75.3%
Interest coverage
116.28▲
2024 · 99.65
Debt
€60k▼
2024 · €81k
Debt ≤ 1 year
€59k▼
2024 · €81k
Income taxes
€10k▼
2024 · €18k
Equity ratios withheld: equity of €500 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€82k€60k▼
Fixed assets21/28€1k€9k▲
Tangible fixed assets22/27€1k€9k▲
Furniture and vehicles24€1k€9k▲
Current assets29/58€80k€51k▼
Amounts receivable within one year40/41€29k€26k▼
Trade receivables40€28k€18k▼
Other amounts receivable41€1k€8k▲
Cash at bank and in hand54/58€49k€21k▼
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€82k€60k▼
Equity10/15€500€500=
Contributions10/11€500€500=
Amounts payable17/49€81k€60k▼
Amounts payable within one year42/48€81k€59k▼
Trade debts44€13k€18k▲
Suppliers440/4€13k€18k▲
Taxes, remuneration and social security45€3k€3k=
Taxes450/3€3k€3k=
Other amounts payable47/48€65k€39k▼
Accrued charges and deferred income492/3-€128
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€784€1k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€1k
Other operating charges640/8€687€550▼
Gross operating margin9900€81k€52k▼
Operating profit (loss)9901€80k€49k▼
Financial charges65/66B€810€433▼
Recurring financial charges65€810€433▼
Profit (loss) for the period before taxes9903€79k€49k▼
Income taxes67/77€18k€10k▼
Profit (loss) for the period9904€61k€39k▼
Profit (loss) for the period to be appropriated9905€61k€39k▼
Appropriation of the result
Profit (loss) to be appropriated9906€61k€39k▼
Profit to be distributed694/7€61k€39k▼
Return on contributions (dividend)694€61k€39k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
08-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2020net €70k ▲363%
Operating result €90k, net result €70k, both a record.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €15k ▼67.7%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
25-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Tiennes 211380 LasneGround area
2,175 m²
Building footprint
198 m²
Volume, LiDAR
1,340 m³
Parcel 25051F0302/00L000, Wallonia · tallest building 17.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CJIM
since 20202.301.308.865
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25051F0302/00L000 | Wallonia | 2,175 m² | 1 · 198 m² | 17.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SEMPER SIMPLEX
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MMP Heeren
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NAZARE
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Of 5,668 companies in sector 70100 we hold annual accounts for 3,479. 155 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-04-2020
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
73200Market research and public opinion polling
82300Organisation of conventions and trade shows
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.