CITICI
ActiveSummary
CITICI has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €244k and a net result of €51k. Equity is growing by ~27.7% per year across the filed fiscal years. Its solvency ranks better than 91% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
98
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▼-3
Solvency100=
Growth85=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 11.31 against 13.89 in 2024; short-term debt: 7.7% and cash: 40.2% of total assets), and 7.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.3%
Return on assets
19.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
31 d early
2023
30 d early
2022
66 d early
2021
39 d early
2020
34 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€51k▲ 473%
2018 · €9k
2018: €9k
2018 → 2019
EBIT margin
-1.3%▼ 15.0pp
2018 · 13.8%
2018: 13.8%
2018 → 2019
Net result
€51k▼ 24.4%
2024 · €68k
2018: €731
2019: €-780
2020: €62k
2022: €55k
2023: €51k
2024: €68k
2018 → 2025
Working capital
€209k▼ 15.6%
2024 · €248k
2018: €-2k
2019: €-3k
2020: €61k
2022: €173k
2023: €226k
2024: €248k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€64k-€174k▲ 172%€225k▲ 29.0%€293k▲ 30.2%€244k▼ 16.6%
Operating result€78k-€78k▲ 0.4%€72k▼ 7.6%€92k▲ 27.0%€70k▼ 23.8%
Net result€62k-€55k▼ 10.9%€51k▼ 8.8%€68k▲ 34.7%€51k▼ 24.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 24% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €265k
Fixed assets
€35k ▼ 22.6%
Current assets
€230k ▼ 14.1%
Equity and liabilities €265k
Equity
€244k ▼ 16.6%
Debt
€20k ▲ 3.6%
Debt's share of the balance-sheet total rises from 6.3% to 7.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€80k▼
2024 · €94k
Cash flow
€62k▼
2024 · €70k
Current ratio
11.31▼
2024 · 13.89
Debt to equity
0.08▲
2024 · 0.07
ROE
21.0%▼
2024 · 23.2%
ROA
19.4%▼
2024 · 21.8%
Interest coverage
307.87▲
2024 · 152.92
Debt ≤ 1 year
€20k▲
2024 · €19k
Income taxes
€20k▼
2024 · €26k
Staff costs
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€313k€265k▼
Fixed assets21/28€45k€35k▼
Tangible fixed assets22/27€45k€35k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€42k€33k▼
Current assets29/58€267k€230k▼
Amounts receivable after more than one year29€183k€90k▼
Other amounts receivable291€183k€90k▼
Amounts receivable within one year40/41€27k€30k▲
Trade receivables40€27k€30k▲
Cash at bank and in hand54/58€55k€106k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€313k€265k▼
Equity10/15€293k€244k▼
Contributions10/11€19k€19k=
Reserves13€274k€226k▼
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133€273k€226k▼
Profit (loss) carried forward14€32€50▲
Amounts payable17/49€20k€20k▲
Amounts payable within one year42/48€19k€20k▲
Trade debts44€1k€4k▲
Suppliers440/4€1k€4k▲
Taxes, remuneration and social security45€15k€15k▲
Taxes450/3€15k€15k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€4k€1k▼
Accrued charges and deferred income492/3€363€0▼
Income statement
Code20242025
Remuneration, social security and pensions62-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€10k▲
Other operating charges640/8€565€1k▲
Gross operating margin9900€95k€83k▼
Operating profit (loss)9901€92k€70k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€615€260▼
Recurring financial charges65€615€260▼
Profit (loss) for the period before taxes9903€94k€72k▼
Income taxes67/77€26k€20k▼
Profit (loss) for the period9904€68k€51k▼
Profit (loss) for the period to be appropriated9905€68k€51k▼
Appropriation of the result
Profit (loss) to be appropriated9906€68k€51k▼
Profit (loss) brought forward from the previous period14P€2€32▲
Transfer from equity791/2-€100k
Transfer to equity691/2€68k€51k▼
To other reserves6921€68k€51k▼
Profit to be distributed694/7-€100k
Return on contributions (dividend)694-€100k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €68k ▲34.7%
Operating result €92k, net result €68k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 10.84
Current ratio from 3.30 to 10.84; short-term debt falls from €76k to €23k.
31-12
Financial
Equity above €200kEq €225k ▲29%
3 profitable years in a row build equity to €225k.
26-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €174k ▲172%
2 profitable years in a row build equity to €174k.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €62k
Net result €62k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.36
Current ratio from 0.94 to 2.36; short-term debt falls from €55k to €45k.
Show earlier events
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-780 ▼207%
Net result drops to €-780, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
07-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
01-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waalsland 239080 LochristiGround area
692 m²
Building footprint
145 m²
Volume, LiDAR
650 m³
Parcel 44034D0888/00D000, Flanders · tallest building 6.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Citici
since 20112.195.954.789
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44034D0888/00D000 | Flanders | 692 m² | 1 · 145 m² | 6.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CONSULT INVEST
BE 0462.396.624
Hechtel-Eksel · Eq €244,399
#Peak advisory
BE 0802.528.609
Bastogne · Eq €244,412
Le Clef Investments
BE 0797.230.528
Antwerpen · Eq €244,415
LUROS
BE 0862.940.011
Hasselt · Eq €244,419
OCTOPUS
BE 0537.727.319
Duffel · Eq €244,368
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 39,013 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-02-2011
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
63100Computing infrastructure, data processing, hosting and related activities
63920Other information service activities
85592Vocational training
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.