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Complete company report
Generated 13-08-2026
Active BE 0479.532.663Public limited company

CIRO

Hundelgemsesteenweg 764 ·9820 Merelbeke-Melle, Belgium· 23 yrs active
Sector: Cafés en bars (56301)
Conclusion Checked

The computed 12-month bankruptcy probability of CIRO is 1.0% (low). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 23 yrs
Board 2
Locations 1
Publications 11
Bankruptcy probability (12 mo) Checked model v1 · free
1.0% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 2003, 23 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
30-09-2025 micro 29-04-2026 2026-00092614
30-09-2024 micro 22-04-2025 2025-00072237
30-09-2023 micro 22-04-2024 2024-00065910
30-09-2022 micro 24-04-2023 2023-00063677
30-09-2021 micro 08-03-2022 2022-07500455
30-09-2020 micro 21-04-2021 2021-11000085
30-09-2019 micro 01-04-2020 2020-08300008
30-09-2018 micro 23-04-2019 2019-10400351
30-09-2017 micro 24-04-2018 2018-10600587
30-09-2016 verkort 27-03-2017 2017-07400173
Directors & mandates 5 directors
Current directors & mandates
  • Van De Sijpe Gerrit
    Director
    State Gazette act 25025281 (24-02-2025)
    Current
    01-01-2025 → present
    3 events
    • 01-01-2025 Appointed· Director
    • 31-05-2016 Resigned· Director
    • 01-02-2016 Appointed· Director
  • Gerber Fernand
    Director
    State Gazette act 24119382 (08-08-2024)
    Current
    01-02-2019 → present
    6 events
    • 28-02-2024 Mandate renewed· Director
    • 01-02-2019 Appointed· Managing director
    • 01-11-2018 Resigned· Director
    • 01-11-2018 Resigned· Managing director
    • 31-05-2016 Appointed· Director
    • 31-05-2016 Appointed· Managing director
Former directors (3)
  • Verbeke Nancy
    Director
    State Gazette act 24119382 (08-08-2024)
    Former
    01-03-2018 → 01-10-2025
    5 events
    • 01-10-2025 Resigned· Director
    • 28-02-2024 Mandate renewed· Director
    • 02-04-2019 Mandate renewed· Director
    • 30-11-2018 Appointed· Director
    • 01-03-2018 Appointed· Director
  • De Beir Rony
    Director
    State Gazette act 19045095 (02-04-2019)
    Former
    01-11-2012 → 31-12-2020
    4 events
    • 31-12-2020 Resigned· Director
    • 02-04-2019 Mandate renewed· Director
    • 31-05-2016 Mandate renewed· Director
    • 01-11-2012 Appointed· Director
  • Dauchy Vanessa
    Director
    State Gazette act 13071730 (10-05-2013)
    Former
    - → 01-04-2013
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Cafés en bars(56301)
Legal form Public limited company(014)
Incorporation13-02-2003
StatusActive
Postal code9820
Establishment units 1 location
Hundelgemsesteenweg 764, 9820 Merelbeke-Melle
Verkoop van dranken voor, in het algemeen, consumptie ter plaatse, eventueel in combinatie met enigerlei vorm van amusement door : cafés, bar, bierhallen, enz.
since 20032.126.498.336
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44412B0314/00N003 Flanders 358 m² 1 · 373 m² 10.5 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 21 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
29-04-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
28-10-2025
State Gazette act Director changes
v3.2
22-04-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
24-02-2025
State Gazette act Director changes
v3.2
2024
08-08-2024
State Gazette act Director changes
v3.2
22-04-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
24-04-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
08-03-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
21-04-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
09-02-2021
State Gazette act Director changes
v3.2
2020
01-04-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
23-04-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
02-04-2019
State Gazette act Director changes
v3.2
2018
30-11-2018
State Gazette act Director changes
v3.2
24-04-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
21-03-2018
State Gazette act Director changes
v3.2
2017
27-03-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
01-07-2016
State Gazette act Director changes
v3.2
23-02-2016
State Gazette act Director changes
v3.2
2013
10-05-2013
State Gazette act Director changes
v3.2
2012
14-12-2012
State Gazette act Director changes
v3.2
Belgisch Staatsblad, acts 11 acts
All acts · 11 updated 9 months ago
2025
28-10-2025 Verbeke Nancy resigns as director Director changes
  • Verbeke Nancy, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Verbeke Nancy",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-10-01",
      "evidence_quote": "Het ontslag van de bestuurder: Verbeke Nancy - Vijverhof 28 te 9050 Gent"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0479.532.663",
    "name_full": "CIRO",
    "legal_form": "NV"
  }
}
24-02-2025 Van De Sijpe Gerrit appointed as director Director changes
  • Van De Sijpe Gerrit, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Van De Sijpe Gerrit",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-01-01",
      "evidence_quote": "De benoeming van de bestuurder vanaf 01/01/2025: Van De Sijpe Gerrit -661106-19125"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0479.532.663",
    "name_full": "CIRO",
    "legal_form": "NV"
  }
}
2024
08-08-2024 2 reappointed Director changes
  • Gerber Fernand, Bestuurder
  • Verbeke Nancy, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Gerber Fernand",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2024-02-28",
      "evidence_quote": "Uit de notulen van de gewone algemene vergadering de dato 28 februari 2024 blijkt de benoeming van hierna vermelde natuurlijke personen tot bestuurder, voor een periode die ingaat op 28 februari 2024, om te eindigen onmiddellijk na de jaarvergadering van 2030. Gerber Fernand - 50.10.31-393.88 wonend"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Verbeke Nancy",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2024-02-28",
      "evidence_quote": "Uit de notulen van de gewone algemene vergadering de dato 28 februari 2024 blijkt de benoeming van hierna vermelde natuurlijke personen tot bestuurder, voor een periode die ingaat op 28 februari 2024, om te eindigen onmiddellijk na de jaarvergadering van 2030. Verbeke Nancy - 67.01.19-094.71 wonende"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0479.532.663",
    "name_full": "CIRO",
    "legal_form": "NV"
  }
}
2021
09-02-2021 De Beir Rony resigns as director Director changes
  • De Beir Rony, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "De Beir Rony",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2020-12-31",
      "evidence_quote": "Op de buitengewone algemene vergadering d.d. 30/12/2020 werd beslist om per 31/12/2020 de heer De Beir Rony te ontslaan. Er wordt hem kwijting verleend voor het uitgeoefende mandaat.",
      "discharge_granted": true
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0479.532.663",
    "name_full": "CIRO",
    "legal_form": "NV"
  }
}
2019
02-04-2019 1 director appointed, 2 reappointed Director changes
  • Gerber Fernand, Gedelegeerd bestuurder
  • Verbeke Nancy, Bestuurder
  • De Beir Rony, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Gerber Fernand",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2019-02-01",
      "evidence_quote": "Op de bijzondere algemene vergadering d.d. 31 januari 2019 werd beslist om per 01/02/2019 te benoemen als gewone bestuurder en als gedelegeerd bestuurder de heer Gerber Fernand en dit voor een periode van zes jaar."
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Verbeke Nancy",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Tevens werd beslist om het mandaat van volgende bestuurders te herbenoemen voor een periode van zes jaar: - Mevr. Verbeke Nancy als gewone bestuurder"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "De Beir Rony",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Tevens werd beslist om het mandaat van volgende bestuurders te herbenoemen voor een periode van zes jaar: - Mr. De Beir Rony als gewone bestuurder"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0479.532.663",
    "name_full": "CIRO",
    "legal_form": "NV"
  }
}
2018
30-11-2018 1 director appointed, 2 resigning Director changes
  • Verbeke Nancy, Bestuurder
  • Gerber Fernand, Bestuurder
  • Gerber Fernand, Gedelegeerd bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Gerber Fernand",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2018-11-01",
      "evidence_quote": "Op de bijzondere algemene vergadering d.d. 31 oktober 2018 werd beslist om per 01/11/2018 te ontslaan als gewone bestuurder en als gedelegeerd bestuurder de heer Gerber Fernand",
      "discharge_granted": true
    },
    {
      "kind": "director_out",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Gerber Fernand",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2018-11-01",
      "evidence_quote": "Op de bijzondere algemene vergadering d.d. 31 oktober 2018 werd beslist om per 01/11/2018 te ontslaan als gewone bestuurder en als gedelegeerd bestuurder de heer Gerber Fernand",
      "discharge_granted": true
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Verbeke Nancy",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Verbeke Nancy Bestuurder"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0479.532.663",
    "name_full": "CIRO",
    "legal_form": "NV"
  }
}
21-03-2018 Verbeke Nancy appointed as director Director changes
  • Verbeke Nancy, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Verbeke Nancy",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2018-03-01",
      "evidence_quote": "Op de bijzondere algemene vergadering d.d. 26 februari 2018 werd beslist om per 01/03/2018 te benoemen als gewone bestuurder mevrouw Verbeke Nancy."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0479.532.663",
    "name_full": "CIRO",
    "legal_form": "NV"
  }
}
2016
01-07-2016 2 directors appointed, 1 resigning, 1 reappointed Director changes
  • Fernand GERBER, Bestuurder
  • Fernand GERBER, Gedelegeerd bestuurder
  • Gerrit VAN DE SIJPE, Bestuurder
  • Rony DE BEIR, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Gerrit VAN DE SIJPE",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2016-05-31",
      "evidence_quote": "II. het vrijwillig ontslag van de heer Gerrit VAN DE SIJPE, wonende te 9860 Oosterzele, Stationsstraat 39, als bestuurder, en dit met ingang van 31/05/2016."
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Fernand GERBER",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2016-05-31",
      "evidence_quote": "III. de benoeming van de heer Fernand GERBER, voornoemd, tot bestuurder, gedelegeerd bestuurder en voorzitter van de raad van bestuur, voor een termijn ingaand op 31/05/2016 en eindigend onmiddellijk na de gewone algemene vergadering van 2022."
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Fernand GERBER",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2016-05-31",
      "evidence_quote": "III. de benoeming van de heer Fernand GERBER, voornoemd, tot bestuurder, gedelegeerd bestuurder en voorzitter van de raad van bestuur, voor een termijn ingaand op 31/05/2016 en eindigend onmiddellijk na de gewone algemene vergadering van 2022."
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Rony DE BEIR",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2016-05-31",
      "evidence_quote": "IV. de vervoegde herbenoeming van de heer Rony DE BEIR, wonende te 9820 Merelbeke, Motsenstraat 40, tot bestuurder, voor een termijn ingaand op 31/05/2016 en eindigend onmiddellijk na de gewone algemene vergadering van 2022."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0479.532.663",
    "name_full": "CIRO",
    "legal_form": "NV"
  }
}
23-02-2016 Van De Sijpe Gerrit appointed as director Director changes
  • Van De Sijpe Gerrit, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Van De Sijpe Gerrit",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2016-02-01",
      "evidence_quote": "Op de buitengewone algemene vergadering d.d. 30 januari 2016 werd beslist om de heer Van De Sijpe Gerrit te benoemen als bestuurder en dit met ingang vanaf 01 februari 2016."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0479.532.663",
    "name_full": "CIRO",
    "legal_form": "NV"
  }
}
2013
10-05-2013 Dauchy Vanessa resigns as director Director changes
  • Dauchy Vanessa, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Dauchy Vanessa",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2013-04-01",
      "evidence_quote": "De algemene vergadering de dato 01.april.2013 heeft beslist om mevrouw Dauchy Vanessa, Stationsstraat: 98, 8400 Oostende te ontslaan als bestuurder en dit vanaf 01.april.2013."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0479.532.663",
    "name_full": "CIRO",
    "legal_form": "NV"
  }
}
2012
14-12-2012 De Beir Rony appointed as director Director changes
  • De Beir Rony, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "De Beir Rony",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2012-11-01",
      "evidence_quote": "De algemene vergadering de dato 31.oktober.2012 heeft beslist om de heer De Beir Rony, Motsenstraat 40, 9820 Merelbeke te benoemen als bestuurder en dit vanaf 01.november.2012."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0479.532.663",
    "name_full": "CIRO",
    "legal_form": "NV"
  }
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Cafés55401Cafés en bars56301Cafés en bars56301
Primary activity highlighted.
Names & trade names
Legal nameNL CIRO
Registered office
Hundelgemsesteenweg 764
9820 Merelbeke-Melle, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative