CINFO
ActiveSummary
CINFO has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €-9k. Equity is shrinking by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 44% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability3▼-64
Solvency67▼-22
Growth32=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.8 against 3.6 in 2024; short-term debt: 42.3% and cash: 20.5% of total assets), and 57.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.2%
Return on assets
-12.7%
Age of the figures
12 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-9k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-03-2026, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
37 d early
2024
43 d early
2023
39 d early
2022
27 d early
2021
39 d early
2020
17 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€30k▼ 48.1%
2024 · €57k
2018: €83k
2019: €86k
2020: €97k
2021: €89k
2022: €63k
2023: €61k
2024: €57k
2018 → 2025
Total assets
€70k▼ 20.7%
2024 · €88k
2018: €116k
2019: €127k
2020: €139k
2021: €145k
2022: €157k
2023: €73k
2024: €88k
2018 → 2025
Net result
€-9k▼ 622%
2024 · €-1k
2018: €8k
2019: €3k
2020: €18k
2021: €10k
2022: €8k
2023: €2k
2024: €-1k
2018 → 2025
Working capital
€-6k
2024 · €54k
2018: €101k
2019: €103k
2020: €120k
2021: €121k
2022: €85k
2023: €43k
2024: €54k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€89k-€63k▼ 29.7%€61k▼ 2.8%€57k▼ 6.4%€30k▼ 48.1%
Operating result€17k-€15k▼ 11.4%€5k▼ 64.3%€833▼ 84.0%€-8k
Net result€10k-€8k▼ 22.8%€2k▼ 80.7%€-1k€-9k▼ 622%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €833 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €70k
Fixed assets
€46k ▲ 255%
Current assets
€24k ▼ 68.6%
Equity and liabilities €70k
Equity
€30k ▼ 48.1%
Debt
€40k ▲ 29.1%
Debt's share of the balance-sheet total rises from 35.5% to 57.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-79▼
2024 · €7k
Cash flow
€-1k▼
2024 · €5k
Current ratio
0.80▼
2024 · 3.60
Debt to equity
1.37▲
2024 · 0.55
ROE
-30.2%▼
2024 · -2.2%
ROA
-12.7%▼
2024 · -1.4%
Interest coverage
-0.10▼
2024 · 10.72
Debt ≤ 1 year
€30k▲
2024 · €21k
Debt > 1 year
€10k▲
2024 · €10k
Income taxes
€261▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€88k€70k▼
Fixed assets21/28€13k€46k▲
Tangible fixed assets22/27€13k€46k▲
Furniture and vehicles24€13k€46k▲
Current assets29/58€75k€24k▼
Amounts receivable within one year40/41€35k€9k▼
Trade receivables40€30k€405▼
Other amounts receivable41€6k€8k▲
Cash at bank and in hand54/58€40k€14k▼
Deferred charges and accrued income490/1€149€403▲
Equity and liabilities
Total equity and liabilities10/49€88k€70k▼
Equity10/15€57k€30k▼
Contributions10/11€19k€19k=
Reserves13€38k€20k▼
Distributable reserves133€38k€20k▼
Profit (loss) carried forward14€109€-9k▼
Amounts payable17/49€31k€40k▲
Amounts payable after more than one year17€10k€10k▲
Other amounts payable178/9€10k€10k▲
Amounts payable within one year42/48€21k€30k▲
Trade debts44€17k€9k▼
Suppliers440/4€17k€9k▼
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€2k€4k▲
Other amounts payable47/48€2k€18k▲
Accrued charges and deferred income492/3€473€821▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€8k▲
Other operating charges640/8€509€1k▲
Gross operating margin9900€8k€1k▼
Operating profit (loss)9901€833€-8k▼
Financial charges65/66B€655€832▲
Recurring financial charges65€655€832▲
Profit (loss) for the period before taxes9903€177€-9k▼
Income taxes67/77€1k€261▼
Profit (loss) for the period9904€-1k€-9k▼
Profit (loss) for the period to be appropriated9905€-1k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€109€-9k▼
Profit (loss) brought forward from the previous period14P€1k€109▼
Transfer from equity791/2€3k€18k▲
Profit to be distributed694/7€3k€18k▲
Return on contributions (dividend)694€3k€18k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series.
18-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
13-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Highest result since 2018net €18k ▲602%
Operating result €28k, net result €18k, both a record.
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
20-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nassogne · 1 establishment unit since 2011
Ground area
2,417 m²
Building footprint
949 m²
Parcel 83003A0230/00P000, Wallonia. Linked by address, not a title deed.
1 establishment unit
CINFO
since 20112.202.410.833
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83003A0230/00P000 | Wallonia | 2,417 m² | 1 · 949 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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AJKELEC
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B&E ELEKTRO
BE 0842.499.240
Sint-Truiden · Eq €29,528
Igelec
BE 0797.282.293
Grimbergen · Eq €29,573
Of 22,815 companies in sector 43211 we hold annual accounts for 10,325. 7,950 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-08-2011
Fiscal year end30-09
Activities, NACEBEL 2025
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.