CINFIL
ActiveSummary
The computed 12-month bankruptcy probability of CINFIL is 4.0% (moderate). The 2025 annual accounts show negative equity (€-38k) and a net result of €-10k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 13% of 13417 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
21
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability41▼-36
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
4.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.05 against 0.16 in 2024; short-term debt: 137.3% and cash: 0.9% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-61.5%
Return on assets
-16.5%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-38k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
15 d early
2024
28 d late
2023
34 d early
2022
30 d late
2021
30 d late
2020
16 d late
2019
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-38k▼ 36.6%
2024 · €-28k
2018: €-940
2019: €-37k
2020: €-65k
2021: €-44k
2022: €-47k
2023: €-33k
2024: €-28k
2018 → 2025
Total assets
€62k▼ 20.0%
2024 · €77k
2018: €197k
2019: €175k
2020: €147k
2021: €124k
2022: €106k
2023: €87k
2024: €77k
2018 → 2025
Net result
€-10k
2024 · €5k
2018: €-21k
2019: €-36k
2020: €-28k
2021: €21k
2022: €-3k
2023: €14k
2024: €5k
2018 → 2025
Working capital
€-80k▼ 0.1%
2024 · €-80k
2018: €-62k
2019: €-105k
2020: €-126k
2021: €-111k
2022: €-124k
2023: €-101k
2024: €-80k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-44k-€-47k▼ 6.8%€-33k▲ 29.7%€-28k▲ 16.3%€-38k▼ 36.6%
Operating result€22k-€197▼ 99.1%€17k▲ 8,396%€8k▼ 54.6%€-7k
Net result€21k-€-3k€14k€5k▼ 61.6%€-10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €7k after €8k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €62k
Fixed assets
€57k ▼ 7.6%
Current assets
€4k ▼ 70.7%
Key figures and ratios
EBITDA
€16k▼
2024 · €27k
Cash flow
€13k▼
2024 · €25k
Solvency
-61.5%▼
2024 · -36.0%
Current ratio
0.05▼
2024 · 0.16
Quick ratio
0.01▼
2024 · 0.13
Debt to equity
-2.62▲
2024 · -3.77
ROA
-16.5%▼
2024 · 7.0%
Interest coverage
4.89▼
2024 · 11.67
Debt
€100k▼
2024 · €105k
Debt ≤ 1 year
€85k▼
2024 · €95k
Debt > 1 year
€10k▲
2024 · €3k
Income taxes
€176
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€77k€62k▼
Fixed assets21/28€62k€57k▼
Intangible fixed assets21€15k€10k▼
Tangible fixed assets22/27€46k€47k▲
Plant, machinery and equipment23€46k€33k▼
Furniture and vehicles24-€14k
Financial fixed assets28€700€700=
Current assets29/58€15k€4k▼
Stocks and contracts in progress3€3k€3k▲
Stocks30/36€3k€3k▲
Amounts receivable within one year40/41€5k€495▼
Trade receivables40€5k€495▼
Cash at bank and in hand54/58€7k€533▼
Deferred charges and accrued income490/1-€225
Equity and liabilities
Total equity and liabilities10/49€77k€62k▼
Equity10/15€-28k€-38k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-48k€-58k▼
Amounts payable17/49€105k€100k▼
Amounts payable after more than one year17€3k€10k▲
Financial debts170/4€3k€10k▲
Amounts payable within one year42/48€95k€85k▼
Current portion of amounts payable after more than one year42€3k€7k▲
Trade debts44€22k€12k▼
Suppliers440/4€22k€12k▼
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Other amounts payable47/48€68k€63k▼
Accrued charges and deferred income492/3€6k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€23k▲
Other operating charges640/8€7k€9k▲
Gross operating margin9900€34k€25k▼
Operating profit (loss)9901€8k€-7k▼
Financial income75/76B€123€154▲
Recurring financial income75€123€154▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€5k€-10k▼
Income taxes67/77-€176
Profit (loss) for the period9904€5k€-10k▼
Profit (loss) for the period to be appropriated9905€5k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-48k€-58k▼
Profit (loss) brought forward from the previous period14P€-53k€-48k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €21k
Net result €21k after 3 loss-making years.
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Weakest financial yearnet €-36k
Net result drops to €-36k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 2 establishment units since 2017
Ground area
2,993 m²
Building footprint
216 m²
Volume, LiDAR
1,350 m³
2 parcels, Flanders · tallest building 11.7 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Mini World
since 20172.270.845.818
De Jungle
since 20262.384.046.501
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37019C0328/00P000 | Flanders | 2,134 m² | 1 · 216 m² | 11.7 m · 2 fl. |
| 36015A0856/00S002 | Flanders | 859 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 2 entries · 7,555 EUR awarded · 7,555 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 2 | 7,555 EUR | 7,555 EUR |
Schemes
Vlaams beschermingsmechanisme 12 (stopgezet)
Vlaams Beschermingsmechanisme 11 (stopgezet)
Recognitions · licences · registrations
Food safety, FASFC
2 sitesRoeselare2.270.845.818
Wingene2.384.046.501
Similar companies · same sector and region
AL-QUDS
BE 0474.015.838
Roeselare
APPLEFOOD
BE 0775.854.894
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Artibrewery
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Roeselare
ATELIER
BE 0752.653.286
Roeselare
BALOUCH
BE 1021.449.788
Roeselare
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 21,853 companies in sector 56112 we hold annual accounts for 9,776. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2017
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
93210Sports, amusement and recreation activities
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.