CHRIST DERVEAUX
ActiveSummary
CHRIST DERVEAUX has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €9k and a net result of €8k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 36375 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability75▲+4
Solvency30▲+5
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.94 against 0.94 in 2023; short-term debt: 49.1% and cash: 15.7% of total assets), and 94.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
5.2%
Return on assets
4.9%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 36375 sector peers (2024).
NBB · sector comparisonPosition among 36375 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-03-2025, 136 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
136 d early
2023
58 d early
2022
26 d early
2021
37 d early
2020
39 d early
2019
38 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€9k▲ 1,785%
2023 · €467
2018: €1k
2019: €10k
2020: €12k
2021: €-10k
2022: €-3k
2023: €467
2018 → 2024
Total assets
€169k▼ 17.9%
2023 · €205k
2018: €215k
2019: €213k
2020: €229k
2021: €192k
2022: €184k
2023: €205k
2018 → 2024
Net result
€8k▲ 155%
2023 · €3k
2018: €3k
2019: €9k
2020: €2k
2021: €-21k
2022: €7k
2023: €3k
2018 → 2024
Working capital
€-5k▲ 18.7%
2023 · €-6k
2018: €15k
2019: €24k
2020: €13k
2021: €-9k
2022: €-12
2023: €-6k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€12k-€-10k€-3k▲ 70.8%€467€9k▲ 1,785%
Operating result€9k-€-15k€13k€8k▼ 38.6%€14k▲ 71.8%
Net result€2k-€-21k€7k€3k▼ 51.9%€8k▲ 155%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 72% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €169k
Fixed assets
€91k ▼ 19.5%
Current assets
€78k ▼ 15.9%
Equity and liabilities €169k
Equity
€9k ▲ 1,785%
Debt
€160k ▼ 22.0%
Debt's share of the balance-sheet total falls from 99.8% to 94.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€37k▲
2023 · €29k
Cash flow
€31k▲
2023 · €24k
Current ratio
0.94▲
2023 · 0.94
Quick ratio
0.74▼
2023 · 0.76
Debt to equity
18.14
ROE
94.7%
ROA
4.9%▲
2023 · 1.6%
Interest coverage
6.90▲
2023 · 6.72
Debt ≤ 1 year
€83k▼
2023 · €98k
Debt > 1 year
€77k▼
2023 · €106k
Income taxes
€128▼
2023 · €442
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 48 lines
Balance sheet
Code20232024
Assets
Total assets20/58€205k€169k▼
Fixed assets21/28€113k€91k▼
Tangible fixed assets22/27€113k€91k▼
Land and buildings22€57k€51k▼
Plant, machinery and equipment23€2k€2k▲
Furniture and vehicles24€54k€38k▼
Current assets29/58€92k€78k▼
Stocks and contracts in progress3€18k€17k▼
Stocks30/36€18k€17k▼
Amounts receivable within one year40/41€34k€33k▼
Trade receivables40€22k€32k▲
Other amounts receivable41€12k€1k▼
Cash at bank and in hand54/58€38k€26k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€205k€169k▼
Equity10/15€467€9k▲
Contributions10/11€19k€19k=
Reserves13€31k€31k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€29k€29k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-50k€-41k▲
Amounts payable17/49€205k€160k▼
Amounts payable after more than one year17€106k€77k▼
Financial debts170/4€106k€77k▼
Amounts payable within one year42/48€98k€83k▼
Current portion of amounts payable after more than one year42€29k€29k▲
Trade debts44€41k€21k▼
Suppliers440/4€41k€21k▼
Taxes, remuneration and social security45€738€728▼
Taxes450/3€738€728▼
Other amounts payable47/48€28k€32k▲
Income statement
Code20232024
Non-recurring operating income76A€3k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€23k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€31k€39k▲
Operating profit (loss)9901€8k€14k▲
Financial income75/76B€25€0▼
Recurring financial income75€25€0▼
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€4k€8k▲
Income taxes67/77€442€128▼
Profit (loss) for the period9904€3k€8k▲
Profit (loss) for the period to be appropriated9905€3k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-50k€-41k▲
Profit (loss) brought forward from the previous period14P€-53k€-50k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-21k ▼1338%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €9k ▲164%
Operating result €17k, net result €9k, both a record.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
26-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wielsbeke · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hulstersestraat(O) 2388710 WielsbekeGround area
972 m²
Building footprint
169 m²
Volume, LiDAR
830 m³
Parcel 37009A0529/00M000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CHRIST DERVEAUX BVBA
since 19992.092.538.438
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37009A0529/00M000 | Flanders | 972 m² | 1 · 169 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,041 companies in sector 43221 we hold annual accounts for 3,471. 1,653 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-1999
Fiscal year end31-12
Activities, NACEBEL 2025
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43320Joinery installation
43990Other specialised construction activities
46130Agents in the wholesale of timber and building materials
46832Wholesale of timber
47521Retail sale of hardware, building materials, paint and glass (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.