Chrilo
ActiveSummary
Chrilo has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €185k and a net result of €243k. Equity is shrinking by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 54% of 9715 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency60=
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 2.09 against 1.11 in 2023; short-term debt: 25% and cash: 44.2% of total assets), but 64.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
2021222324
2020 to 2024 · latest year €185k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-06-2025, 43 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
43 d early
2023
42 d early
2022
39 d early
2021
33 d early
2020
38 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€185k▲ 177%
2023 · €67k
2020: €112k
2021: €181k▲ +61.9% vs 2020
2022: €85k▼ -52.8% vs 2021
2023: €67k▼ -21.7% vs 2022lowest in 5 years
2024: €185k▲ +177% vs 2023highest in 5 years
2020 → 2024
Total assets
€526k▲ 177%
2023 · €190k
2020: €143klowest in 5 years
2021: €186k▲ +29.8% vs 2020
2022: €243k▲ +30.8% vs 2021
2023: €190k▼ -21.8% vs 2022
2024: €526k▲ +177% vs 2023highest in 5 years
2020 → 2024
Net result
€243k▲ 175%
2023 · €89k
2020: €92k
2021: €69k▼ -24.6% vs 2020
2022: €51k▼ -26.5% vs 2021lowest in 5 years
2023: €89k▲ +74.4% vs 2022
2024: €243k▲ +175% vs 2023highest in 5 years
2020 → 2024
Working capital
€143k▲ 950%
2023 · €14k
2020: €108k
2021: €176k▲ +63.5% vs 2020highest in 5 years
2022: €74k▼ -57.8% vs 2021
2023: €14k▼ -81.7% vs 2022lowest in 5 years
2024: €143k▲ +950% vs 2023
2020 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€112k-€181k▲ 61.9%€85k▼ 52.8%€67k▼ 21.7%€185k▲ 177%
2020: €112k
2021: €181k▲ +61.9% vs 2020
2022: €85k▼ -52.8% vs 2021
2023: €67k▼ -21.7% vs 2022lowest in 5 years
2024: €185k▲ +177% vs 2023highest in 5 years
Operating result€121k-€87k▼ 28.3%€63k▼ 27.5%€115k▲ 81.7%€331k▲ 189%
2020: €121k
2021: €87k▼ -28.3% vs 2020
2022: €63k▼ -27.5% vs 2021lowest in 5 years
2023: €115k▲ +81.7% vs 2022
2024: €331k▲ +189% vs 2023highest in 5 years
Net result€92k-€69k▼ 24.6%€51k▼ 26.5%€89k▲ 74.4%€243k▲ 175%
2020: €92k
2021: €69k▼ -24.6% vs 2020
2022: €51k▼ -26.5% vs 2021lowest in 5 years
2023: €89k▲ +74.4% vs 2022
2024: €243k▲ +175% vs 2023highest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 189% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €526k
Fixed assets
€252k ▲ 374%
Current assets
€274k ▲ 101%
Equity and liabilities €526k
Equity
€185k ▲ 177%
Debt
€341k ▲ 177%
Debt's share of the balance-sheet total stays at 64.9%.
Key figures and ratios
EBITDA
€341k▲
2023 · €120k
Cash flow
€254k▲
2023 · €94k
Current ratio
2.09▲
2023 · 1.11
Debt to equity
1.85=
2023 · 1.85
ROE
131.7%▼
2023 · 132.7%
ROA
46.2%▼
2023 · 46.6%
Interest coverage
783.01▲
2023 · 228.65
Debt ≤ 1 year
€131k▲
2023 · €123k
Debt > 1 year
€200k
Income taxes
€88k▲
2023 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 45 lines
Balance sheet
Code20232024
Assets
Total assets20/58€190k€526k▲
Fixed assets21/28€53k€252k▲
Tangible fixed assets22/27€43k€42k▼
Plant, machinery and equipment23€192€106▼
Furniture and vehicles24€28k€22k▼
Other tangible fixed assets26€15k€20k▲
Financial fixed assets28€10k€210k▲
Current assets29/58€137k€274k▲
Amounts receivable after more than one year29€5k€29k▲
Other amounts receivable291€5k€29k▲
Amounts receivable within one year40/41€61k€11k▼
Trade receivables40€52k€0▼
Other amounts receivable41€9k€11k▲
Cash at bank and in hand54/58€61k€232k▲
Deferred charges and accrued income490/1€9k€2k▼
Equity and liabilities
Total equity and liabilities10/49€190k€526k▲
Equity10/15€67k€185k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€47k€165k▲
Amounts payable17/49€123k€341k▲
Amounts payable after more than one year17-€200k
Financial debts170/4-€200k
Amounts payable within one year42/48€123k€131k▲
Trade debts44€6k€3k▼
Suppliers440/4€6k€3k▼
Taxes, remuneration and social security45€10k€3k▼
Taxes450/3€10k€3k▼
Other amounts payable47/48€108k€125k▲
Accrued charges and deferred income492/3€49€10k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€10k▲
Other operating charges640/8€713€4k▲
Gross operating margin9900€121k€345k▲
Operating profit (loss)9901€115k€331k▲
Financial income75/76B€347€1k▲
Recurring financial income75€347€1k▲
Financial charges65/66B€526€436▼
Recurring financial charges65€526€436▼
Profit (loss) for the period before taxes9903€114k€331k▲
Income taxes67/77€26k€88k▲
Profit (loss) for the period9904€89k€243k▲
Profit (loss) for the period to be appropriated9905€89k€243k▲
Appropriation of the result
Profit (loss) to be appropriated9906€154k€290k▲
Profit (loss) brought forward from the previous period14P€65k€47k▼
Profit to be distributed694/7€107k€125k▲
Return on contributions (dividend)694€107k€125k▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €1k | €2k | €6k | €10k | ▲ 79.4% |
| Other operating charges640/8 | - | €1k | €9k | €713 | €4k | ▲ 521% |
| Gross operating margin9900 | €126k | €89k | €74k | €121k | €345k | ▲ 185% |
| Operating profit (loss)9901 | €121k | €87k | €63k | €115k | €331k | ▲ 189% |
| Financial income75/76B | - | €2k | €388 | €347 | €1k | ▲ 218% |
| Recurring financial income75 | €161 | €2k | €388 | €347 | €1k | ▲ 218% |
| Financial charges65/66B | - | €416 | €500 | €526 | €436 | ▼ 17.2% |
| Recurring financial charges65 | €820 | €416 | €500 | €526 | €436 | ▼ 17.2% |
| Profit (loss) for the period before taxes9903 | €121k | €88k | €63k | €114k | €331k | ▲ 190% |
| Income taxes67/77 | €29k | €19k | €12k | €26k | €88k | ▲ 241% |
| Profit (loss) for the period9904 | €92k | €69k | €51k | €89k | €243k | ▲ 175% |
| Profit (loss) for the period to be appropriated9905 | €92k | €69k | €51k | €89k | €243k | ▲ 175% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €143k | €186k | €243k | €190k | €526k | ▲ 177% |
| Fixed assets21/28 | €4k | €4k | €11k | €53k | €252k | ▲ 374% |
| Tangible fixed assets22/27 | €4k | €4k | €11k | €43k | €42k | ▼ 3.3% |
| Plant, machinery and equipment23 | - | €366 | €279 | €192 | €106 | ▼ 45.1% |
| Furniture and vehicles24 | - | €3k | €10k | €28k | €22k | ▼ 23.2% |
| Other tangible fixed assets26 | - | €950 | €950 | €15k | €20k | ▲ 34.7% |
| Financial fixed assets28 | €100 | €100 | €100 | €10k | €210k | ▲ 1,980% |
| Current assets29/58 | €139k | €181k | €232k | €137k | €274k | ▲ 101% |
| Amounts receivable after more than one year29 | - | - | - | €5k | €29k | ▲ 479% |
| Other amounts receivable291 | - | - | - | €5k | €29k | ▲ 479% |
| Amounts receivable within one year40/41 | €97k | €114k | €86k | €61k | €11k | ▼ 82.5% |
| Trade receivables40 | - | €82k | €73k | €52k | €0 | ▼ 100% |
| Other amounts receivable41 | - | €33k | €14k | €9k | €11k | ▲ 18.7% |
| Cash at bank and in hand54/58 | €41k | €65k | €135k | €61k | €232k | ▲ 281% |
| Deferred charges and accrued income490/1 | - | €2k | €10k | €9k | €2k | ▼ 75.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €143k | €186k | €243k | €190k | €526k | ▲ 177% |
| Equity10/15 | €112k | €181k | €85k | €67k | €185k | ▲ 177% |
| Contributions10/11 | - | €20k | €20k | €20k | €20k | = |
| Profit (loss) carried forward14 | €92k | €161k | €65k | €47k | €165k | ▲ 253% |
| Amounts payable17/49 | €32k | €5k | €158k | €123k | €341k | ▲ 177% |
| Amounts payable after more than one year17 | - | - | - | - | €200k | - |
| Financial debts170/4 | - | - | - | - | €200k | - |
| Amounts payable within one year42/48 | €31k | €5k | €158k | €123k | €131k | ▲ 6.6% |
| Trade debts44 | €568 | €641 | €4k | €6k | €3k | ▼ 50.0% |
| Suppliers440/4 | - | €641 | €4k | €6k | €3k | ▼ 50.0% |
| Taxes, remuneration and social security45 | - | €4k | €7k | €10k | €3k | ▼ 64.5% |
| Taxes450/3 | - | €4k | €7k | €10k | €3k | ▼ 64.5% |
| Other amounts payable47/48 | - | €411 | €146k | €108k | €125k | ▲ 15.9% |
| Accrued charges and deferred income492/3 | - | €46 | €118 | €49 | €10k | ▲ 20,633% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €92k | €69k | €51k | €89k | €243k | ▲ 175% |
| + Depreciation and write-downs630 | €2k | €1k | €2k | €6k | €10k | ▲ 79.4% |
| Operating cash flow (approximation) | €93k | €70k | €53k | €94k | €254k | ▲ 169% |
| Investment in fixed assets (approximation) | - | €-2k | €-9k | €-48k | €-209k | ▼ 336% |
| Change in cash | - | €24k | €70k | €-74k | €171k | ▲ 331% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
08-09
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
17-07
State Gazette act
Incorporation · Founder
Corporate purpose · Founding capital
09-07
State Gazette act
Incorporation · Founder
Corporate purpose · Founding capital
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2020net €243k ▲175%
Operating result €331k, net result €243k, both a record.
31-12
Financial
Equity above €150kEq €185k ▲177%
5 profitable years in a row build equity to €185k.
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €51k ▼26.5%
Net result drops to €51k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity times 8current ratio 35.73
Current ratio from 4.42 to 35.73; short-term debt falls from €31k to €5k.
31-12
Financial
Equity above €150kEq €181k ▲61.9%
2 profitable years in a row build equity to €181k.
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2019
Ground area
859 m²
Building footprint
197 m²
Volume, LiDAR
1,191 m³
Parcel 41002B0301/00A000, Flanders · tallest building 11.5 m, ±2 floors. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
Chrilo
since 20192.291.559.672
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41002B0301/00A000 | Flanders | 859 m² | 1 · 197 m² | 11.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
2 board mandatesBoard mandates of this companythis company sits on their board2
1 location
1 location
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Of 142 companies in sector 68329 we hold annual accounts for 30. 24 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-07-2019
Fiscal year end31-12
Activities, NACEBEL 2025
68329Real estate activities
70200Business and other management consultancy
68310Real estate agency activities
73300Public relations and communication consultancy
Contact
E-mail
c_leenesonne@hotmail.com
Scores and ratios are computed by Checked and are not a credit decision.