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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
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Summary
Conclusion
the dossier summarised in one paragraphThe file of CHMR contains 1 historical bankruptcy publication and 1 administrative flag, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 10.4% (high). The 2023 annual accounts show equity of €51k and a net result of €27k.
Based on the State Gazette, CBE and 2 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone10.4%
High
0%0,5%1,5%4%10%≥25%
Recent warning signals
+Young company
+No NACE activity registered
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Insolvency timeline
2 events18-05-2026
Bankruptcy
Judicial dissolution
22-12-2025
KBO administration
Address struck
Filing behaviour
From the deposit records, complete market-wideAnnual accounts not filed
The financial year that closed on 31-12-2024 was due at the National Bank by 31-07-2025. Nothing is on record today, 376 days later. 2 financial years are missing in total. Measured on financial year 2023: 41.75% of the companies that did not file are in an abnormal legal state today, against 1.66% of those that did.
Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 12-09-2024, 43 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2023, that is 31-07-2024.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | nothing on record | not filed | - |
| 31-12-2023 | 31-07-2024 | 12-09-2024 | 43 d late | 2024-00464503 |
| 31-12-2022 | 31-07-2023 | 30-08-2023 | 30 d late | 2023-00379362 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
1 signalPrior bankruptcy
Earlier bankruptcy on record in the Belgian State Gazette, no current open procedure.
Administrative Flags
1 eventAddress struck
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€27k+507.6%
Working capital€-10k+70.9%
Annual accounts & ratios
Source: NBB · 2023Annual accounts filed on 12-09-2024 with the NBB · fiscal year 2023 · micro
€51k
+158.3%
22-23
€27k
+507.6%
22-23
€37k
+183.7%
22-23
€137k
+7.1%
22-23
€51k
+110.6%
22-23
€-10k
+70.9%
22-23
1
-
22-23
€57k
+139.4%
22-23
€10k
+239.8%
22-23
€86k
-17.3%
22-23
€83k
-20.0%
22-23
€3k
-
22-23
0.88
+29.9%
22-23
0.83
+22.6%
22-23
37.5%
+96.6%
22-23
1.66
-60.7%
22-23
52.5%
+188.6%
22-23
19.7%
+467.3%
22-23
10.29
+104.8%
22-23
Figures by fiscal year
| Fiscal year | 2023 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €51k |
| Net profit | €27k |
| Cash flow | €37k |
| Staff costs | €57k |
| Income taxes | €10k |
| Dividends | - |
| Total assets | €137k |
| Equity | €51k |
| Debt | €86k |
| of which ≤ 1y | €83k |
| of which > 1y | €3k |
| Working capital | €-10k |
| Employees (FTE) | - |
Ratios (computed)
| 2023 | |
|---|---|
| Current ratio | 0.88 |
| Quick ratio | 0.83 |
| Working capital ratio | -7.0% |
| Solvency | 37.5% |
| Debt / equity | 1.66 |
| Long-term debt ratio | 0.05 |
| Interest coverage | 10.29 |
| Gross margin | - |
| Net margin | - |
| ROA | 19.7% |
| ROE | 52.5% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €137k |
| Fixed assets | 21/28 | €64k |
| Intangible fixed assets | 21 | €53k |
| Tangible fixed assets | 22/27 | €11k |
| Current assets | 29/58 | €73k |
| Stocks & contracts in progress | 3 | €4k |
| Amounts receivable within one year | 40/41 | €2k |
| Cash & bank | 54/58 | €67k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €137k |
| Equity | 10/15 | €51k |
| Contributions / capital | 10/11 | €20k |
| Reserves | 13 | €2k |
| Accumulated profits (losses) | 14 | €29k |
| Amounts payable | 17/49 | €86k |
| Amounts payable after one year | 17 | €3k |
| Amounts payable within one year | 42/48 | €83k |
| Trade debts payable within one year | 44 | €35k |
| Income statement | ||
| Gross operating margin | 9900 | €110k |
| Operating result | 9901 | €41k |
| Financial income | 75 | €378 |
| Financial charges | 65 | €5k |
| Result before taxes | 9903 | €37k |
| Income taxes | 67/77 | €10k |
| Net result for the period | 9904 | €27k |
| Result to be appropriated | 9905 | €27k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
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Ratios computed by Checked.
Health barometer
FY 2023 · computed69
/ 100
Healthy
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.
Directors
Directors & mandates
2 directorsCurrent directors & mandates
-
NAJIMIDING XirifuDirectorState Gazette act 25113282 (08-09-2025)Current08-09-2025 → present
Former directors (1)
-
CHOKRI SouilemDirectorState Gazette act 25113282 (08-09-2025)Former- → 08-09-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | - |
| Legal form | Private limited company(610) |
| Incorporation | 07-12-2021 |
| Status | Active |
| Postal code | - |
| First BS signal | 18-05-2026 |
| Latest BS signal | 18-05-2026 |
Structure & network
Locations & real estate
Registered office
on the map · from the address register
Anderlecht
exact location from the address register
Establishment units
1 locationBrogniezstraat 62, 1070 Anderlecht
since 20212.325.025.959
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area123 m²
Buildings1
Building footprint114 m²
Volume (LiDAR)1,916 m³
Tallest building19.0 m · ±6 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21305B0204/00A032 | Brussels | 123 m² | 1 · 114 m² | 19.0 m · 6 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
2 events from the State Gazette18-05-2026
Bankruptcy
Judicial dissolution
22-12-2025
KBO administration
Address struck
Time machine: BS events + macro context
2021-2026Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad · acts
1 acts Capital history · 1
08-09-2025
Capital change
All acts · 1
updated 11 months ago
2025
08-09-2025 All shares are now held by a single shareholder
Analysis
Snowflake analysis
financial profile on 5 axes75
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
69
Profitability
100
Solvency
56
Growth
78
Stability
71
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Credit advice
verdict per customer and amountCompany registry
Company registry (CBE)
Crossroads BankNames & trade names
| Legal nameNL | CHMR |
Registration history
- 25-09-2025 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.