Checked.be
Active
BE 0757.545.947General partnership
CHLA ! Expertise
Place du Centenaire 5 ·1430 Rebecq, Belgium· 5 yrs active
Sector: Business and other management consultancy
(70200)
Conclusion
CHLA ! Expertise has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2021 annual accounts show equity of €5k and a net result of €5k. Its solvency ranks better than 10% of 3528 sector peers (fiscal year 2021). The computed 12-month bankruptcy probability is 0.3% (very low).
Based on the State Gazette, CBE and 1 annual account.
Key figures
| Equity | €5k |
| Net result | €5k |
| Better than sector | 10% |
| Active | 5 yrs |
Financial profile
55
/ 100
Mixed profile: strong on profitability, weaker on solvency.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
51
Profitability
89
Solvency
1
Growth
-
Stability
79
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
51
/ 100
Fair
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€500
estimate, not credit advice
Score components
Liquidity
Current ratio 0.07 (< 1.0)
-10
Quick ratio
Quick ratio 0.07 (< 0.6)
-5
Leverage
Debt/equity 56.49 (> 3.0)
-10
Profitability
ROE 101% (≥ 10%)
+10
EBITDA margin
EBITDA-marge 23% (≥ 10%)
+8
Interest coverage
Interest coverage 6.9× (≥ 3×)
+8
Computed by Checked from the NBB filing for FY 2021. Indicative, not credit advice.
Financial overview
Annual accounts filed on 31-08-2022 with the NBB · fiscal year 2021 · full schema
Sector comparison
Fiscal year 2021 · NACE 70, Activities of head offices; management consultancy activities · compared within the same schema type (full schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 1.7% | 47.1% | |
| Net result | €5k | €43k | |
| Equity | €5k | €431k | |
| Gross operating margin | €17k | €66k | |
| Staff costs | €2k | €220k |
Figures by fiscal year and ratios
| Fiscal year | 2021 |
|---|---|
| Deposit | full schema |
| Revenue | €61k |
| EBITDA | €14k |
| Net profit | €5k |
| Cash flow | €12k |
| Staff costs | €2k |
| Income taxes | - |
| Dividends | - |
| Total assets | €285k |
| Equity | €5k |
| Debt | €280k |
| of which ≤ 1y | €114k |
| of which > 1y | €167k |
| Working capital | €-105k |
| Employees (FTE) | - |
Ratios (computed)
| 2021 | |
|---|---|
| Current ratio | 0.07 |
| Quick ratio | 0.07 |
| Working capital ratio | -36.9% |
| Solvency | 1.7% |
| Debt / equity | 56.49 |
| Long-term debt ratio | 33.60 |
| Interest coverage | 6.93 |
| Gross margin | 27.2% |
| Net margin | 8.1% |
| ROA | 1.8% |
| ROE | 100.8% |
| EBITDA margin | 23.5% |
| Days sales outstanding | 20d |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2021
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2021 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €285k |
| Fixed assets | 21/28 | €277k |
| Tangible fixed assets | 22/27 | €277k |
| Current assets | 29/58 | €8k |
| Amounts receivable within one year | 40/41 | €4k |
| Cash & bank | 54/58 | €4k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €285k |
| Equity | 10/15 | €5k |
| Contributions / capital | 10/11 | €200 |
| Reserves | 13 | €3k |
| Accumulated profits (losses) | 14 | €2k |
| Amounts payable | 17/49 | €280k |
| Amounts payable after one year | 17 | €167k |
| Amounts payable within one year | 42/48 | €114k |
| Income statement | ||
| Turnover | 70 | €61k |
| Gross operating margin | 9900 | €17k |
| Operating result | 9901 | €7k |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €5k |
| Net result for the period | 9904 | €5k |
| Result to be appropriated | 9905 | €5k |
Legal Structure
| NACE primary | Business and other management consultancy(70200) |
| Legal form | General partnership(011) |
| Incorporation | 28-10-2020 |
| Status | Active |
| Postal code | 1430 |
Establishment units
CHLA ! Expertise
since 20202.324.643.008
Real-estate footprint
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25088A0154/00S000 | Wallonia | 286 m² | 1 · 87 m² | - |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
NBB filing
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Business and other management consultancy70200Business consulting70220Renting and operating of own or leased residential real estate, excluding social housing68201Renting and operating of own or leased non-residential real estate, excluding land68203
Names & trade names
| Legal nameFR | CHLA ! Expertise |
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