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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
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Age2 yrs
Real estate1 parcel · 3,170 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of CHIRPY SOFTWARE is 1.0% (low). The 2024 annual accounts show equity of €19k and a net result of €16k. Its solvency ranks better than 34% of 7336 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Trust signals
2 signalsYoung company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No administrative flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone1.0%
Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Young company
+Higher-failure-rate region
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€16k
Working capital€3k
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 04-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 50.2% | 65.0% | |
| Net result | €16k | €32k | |
| Equity | €19k | €58k | |
| Gross operating margin | €24k | €52k | |
| Total assets | €38k | €103k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €24k |
| Net profit | €16k |
| Cash flow | €19k |
| Staff costs | - |
| Income taxes | €4k |
| Dividends | - |
| Total assets | €38k |
| Equity | €19k |
| Debt | €19k |
| of which ≤ 1y | €19k |
| of which > 1y | - |
| Working capital | €3k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 1.14 |
| Quick ratio | 1.14 |
| Working capital ratio | 6.9% |
| Solvency | 50.2% |
| Debt / equity | 0.99 |
| Long-term debt ratio | - |
| Interest coverage | 42.83 |
| Gross margin | - |
| Net margin | - |
| ROA | 42.4% |
| ROE | 84.4% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €38k |
| Fixed assets | 21/28 | €17k |
| Intangible fixed assets | 21 | €12k |
| Tangible fixed assets | 22/27 | €4k |
| Current assets | 29/58 | €22k |
| Amounts receivable within one year | 40/41 | €8k |
| Cash & bank | 54/58 | €14k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €38k |
| Equity | 10/15 | €19k |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €16k |
| Amounts payable | 17/49 | €19k |
| Amounts payable within one year | 42/48 | €19k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €24k |
| Operating result | 9901 | €21k |
| Financial charges | 65 | €565 |
| Result before taxes | 9903 | €21k |
| Income taxes | 67/77 | €4k |
| Net result for the period | 9904 | €16k |
| Result to be appropriated | 9905 | €16k |
Ratios computed by Checked.
Health barometer
FY 2024 · computed88
/ 100
Excellent
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
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See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Structure & network
Locations & real estate
Registered office
on the map · from the address register
seat.Municipality
exact location from the address register
Establishment units
1 locationCHIRPY SOFTWARE
since 20242.354.327.481
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area3,170 m²
Buildings1
Building footprint2,221 m²
Volume (LiDAR)21,757 m³
Tallest building12.0 m · ±3 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21363B0348/00A002 | Brussels | 3,170 m² | 1 · 2,221 m² | 12.0 m · 3 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 acts Address history · 1
06-12-2024
Registered-office move
All acts · 1
updated 1 year ago
2024
06-12-2024 Registered office moved from Ixelles to Bruxelles
- Rue de la Croix 6/115 - 1050 Ixelles → Rue des Pères Blancs 4 1040 Bruxelles
Analysis
Snowflake analysis
financial profile on 5 axes83
/ 100
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
88
Profitability
100
Solvency
76
Growth
-
Stability
67
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verdict per customer and amountSimilar
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Same sector, ranked by comparable sizeCompany registry
Company registry (CBE)
Crossroads BankActivities
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Primary activity highlighted.
Names & trade names
| Legal nameFR | CHIRPY SOFTWARE |
Registered office
Witte Patersstraat 4
1040 Etterbeek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.