CHêNISSIMO
ActiveCHêNISSIMO has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €212k and a net result of €-28k. Equity is shrinking by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 65% of 18039 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
46
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability10▼-1
Solvency77▼-3
Growth32=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.07 against 0.13 in 2024; short-term debt: 47.7% and cash: 3.5% of total assets), and 47.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.3%
Return on assets
-6.9%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-28k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 25-11-2025, 67 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
67 d early
2024
42 d early
2023
55 d early
2022
56 d early
2021
75 d early
2020
80 d early
2019
87 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€212k▼ 11.7%
2024 · €240k
2019: €384k
2020: €357k
2021: €330k
2022: €296k
2023: €269k
2024: €240k
2019 → 2025
Total assets
€406k▼ 6.6%
2024 · €435k
2019: €518k
2020: €491k
2021: €466k
2022: €486k
2023: €462k
2024: €435k
2019 → 2025
Net result
€-28k▲ 2.0%
2024 · €-29k
2019: €-27k
2020: €-27k
2021: €-27k
2022: €-34k
2023: €-27k
2024: €-29k
2019 → 2025
Working capital
€-179k▼ 5.8%
2024 · €-169k
2019: €-119k
2020: €-126k
2021: €-134k
2022: €-150k
2023: €-159k
2024: €-169k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€330k-€296k▼ 10.4%€269k▼ 9.1%€240k▼ 10.6%€212k▼ 11.7%
Operating result€-27k-€-34k▼ 26.7%€-27k▲ 20.9%€-29k▼ 5.7%€-28k▲ 1.9%
Net result€-27k-€-34k▼ 26.7%€-27k▲ 20.9%€-29k▼ 5.7%€-28k▲ 2.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €28k in 2025 against €29k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €406k
Fixed assets
€392k▼ 4.4%
Current assets
€14k▼ 41.7%
Equity and liabilities €406k
Equity
€212k▼ 11.7%
Debt
€194k▼ 0.2%
The debt ratio rises from 44.7% to 47.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-10k▲
2024 · €-10k
Cash flow
€-10k▲
2024 · €-10k
Solvency
52.3%▼
2024 · 55.3%
Current ratio
0.07▼
2024 · 0.13
Quick ratio
0.07▼
2024 · 0.13
Debt / equity
0.91▲
2024 · 0.81
ROE
-13.2%▼
2024 · -11.9%
ROA
-6.9%▼
2024 · -6.6%
Interest coverage
-218.65▼
2024 · -199.75
Debt
€194k▼
2024 · €194k
Debt ≤ 1 year
€194k▼
2024 · €194k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€435k€406k▼
Fixed assets21/28€410k€392k▼
Tangible fixed assets22/27€410k€392k▼
Land and buildings22€410k€392k▼
Current assets29/58€25k€14k▼
Amounts receivable within one year40/41€111-
Trade receivables40€111-
Cash at bank and in hand54/58€25k€14k▼
Deferred charges and accrued income490/1-€279
Equity and liabilities
Total equity and liabilities10/49€435k€406k▼
Equity10/15€240k€212k▼
Contributions10/11€592k€592k=
Profit (loss) carried forward14€-351k€-379k▼
Amounts payable17/49€194k€194k▼
Amounts payable within one year42/48€194k€194k▼
Trade debts44€28€828▲
Suppliers440/4€28€828▲
Other amounts payable47/48€194k€193k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k=
Other operating charges640/8€4k€3k▼
Gross operating margin9900€-6k€-7k▼
Operating profit (loss)9901€-29k€-28k▲
Financial charges65/66B€52€45▼
Recurring financial charges65€52€45▼
Profit (loss) for the period before taxes9903€-29k€-28k▲
Profit (loss) for the period9904€-29k€-28k▲
Profit (loss) for the period to be appropriated9905€-29k€-28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-351k€-379k▼
Profit (loss) brought forward from the previous period14P€-323k€-351k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
25-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
07-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
06-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Weakest financial yearnet €-34k
Net result drops to €-34k, the lowest in the series; recovery starts the following year.
2021
17-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
12-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
05-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
08-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
07-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
15-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eikenlaan 461180 UkkelGround area
126 m²
Building footprint
167 m²
Volume, LiDAR
1,299 m³
2 parcels, Brussels · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CHêNISSIMO
since 20242.357.684.374
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614H0023/00S007 | Brussels | 104 m² | 1 · 144 m² | 13.1 m · 2 fl. |
| 21004A1087/00_000 | Brussels | 23 m² | 1 · 23 m² | 14.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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LOQUAL
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Kunsthandel Evens
BE 0693.945.918
Pelt · Eq €210k
DELU
BE 0434.729.056
Schoten · Eq €216k
DLP Shopping
BE 0793.917.383
Châtelet · Eq €208k
Of 1,046 companies in sector 47559 we hold annual accounts for 349. 264 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-02-2011
Fiscal year end30-06
Activities, NACEBEL
47559Retail sale of other household articles
47599Retail trade
46190Agents in non-specialised wholesale trade
47690Retail sale of other cultural and recreation goods
47770Retail sale of watches and jewellery
47787Retail trade
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.