Skip to content

Chef Solutions

Active
Private limited company·Activiteiten van eetgelegenheden met volledige bediening· 3 yrs active
Baron van Ertbornstraat 10 ·2630 Aartselaar, Belgium
KBO/BCE: BE 0789.824.181
Watch Print / PDF
Age3 yrs
Real estate2 parcels · 9,900 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Chef Solutions is 3.5% (moderate). The 2025 annual accounts show equity of €149k and a net result of €72k. Its solvency ranks better than 79% of 1080 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

2 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 79% of 1080 peers (2025). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-06-2025 31-01-2026 30-01-2026 1 d early 2026-00021695
30-06-2024 31-01-2025 31-01-2025 on the day 2025-00019347

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
3.5% Moderate
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€72k+6.7%
Working capital€55k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 30-01-2026 with the NBB · fiscal year 2025 · micro
€0€50k€100kOperating result 2024: €101k€101kNet result 2024: €67k€67kOperating result 2025: €98k€98kNet result 2025: €72k€72k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 58.3% 25.9%
better than 79% of 1080 sector peers
Net result €72k €7k
better than 92% of 1081 sector peers
Equity €149k €23k
better than 90% of 1083 sector peers
Gross operating margin €131k €64k
better than 71% of 1077 sector peers
Staff costs €1k €52k
higher than 10% of 788 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€124k
-5.7% 24-25
Net profit
€72k
+6.7% 24-25
Cash flow
€99k
+0.3% 24-25
Total assets
€256k
+70.9% 24-25
Equity
€149k
+92.9% 24-25
Working capital
€55k
- 24-25
Employees (FTE)
1
- 24-25
Staff costs
€1k
-97.7% 24-25
Income taxes
€29k
-3.6% 24-25
Debt
€107k
+47.5% 24-25
Debt ≤ 1y
€98k
+35.1% 24-25
Current ratio
1.56
+70.5% 24-25
Quick ratio
1.56
+70.5% 24-25
Solvency
58.3%
+12.9% 24-25
Debt / equity
0.72
-23.6% 24-25
ROE
48.2%
-44.7% 24-25
ROA
28.1%
-37.6% 24-25
Interest coverage
119.72
+265.3% 24-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€124k
Net profit€72k
Cash flow€99k
Staff costs€1k
Income taxes€29k
Dividends-
Total assets€256k
Equity€149k
Debt€107k
of which ≤ 1y€98k
of which > 1y-
Working capital€55k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.56
Quick ratio1.56
Working capital ratio21.3%
Solvency58.3%
Debt / equity0.72
Long-term debt ratio-
Interest coverage119.72
Gross margin-
Net margin-
ROA28.1%
ROE48.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€256k
Fixed assets 21/28€104k
Tangible fixed assets 22/27€103k
Financial fixed assets 28€1k
Current assets 29/58€152k
Amounts receivable within one year 40/41€151k
Cash & bank 54/58€1k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€256k
Equity 10/15€149k
Contributions / capital 10/11€10k
Reserves 13€139k
Amounts payable 17/49€107k
Amounts payable within one year 42/48€98k
Trade debts payable within one year 44€22k
Income statement
Gross operating margin 9900€131k
Operating result 9901€98k
Financial income 75€4k
Financial charges 65€1k
Result before taxes 9903€101k
Income taxes 67/77€29k
Net result for the period 9904€72k
Result to be appropriated 9905€72k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
100 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Baron van Ertbornstraat 102630 Aartselaar

Establishment units

1 location
Chef Solutions
St.-Katharinastraat 191, 2870 Puurs-Sint-AmandsOverige detailhandel, niet in winkels en exclusief markt- en straathandel
since 20222.334.498.406
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area9,900 m²
Buildings2
Building footprint2,032 m²
Volume (LiDAR)18,374 m³
Tallest building13.9 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12032B0115/00F000 Flanders 9,779 m² 1 · 1,935 m² 13.8 m · 3 fl.
11001C0358/00R000 Flanders 121 m² 1 · 97 m² 11.9 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health100Profitability100Solvency88Growth78Stability94
92 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100
Profitability 100
Solvency 88
Growth 78
Stability 94

Ask AI about this company

Checked AI

Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soon

AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 2,912 of the 20,288 companies in this sector. 2,128 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Eetgelegenheden met volledige bediening56101Activiteiten van eetgelegenheden met volledige bediening56111Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112Catering56210Catering van evenementen56210Cafés en bars56301Cafés en bars56301
Primary activity highlighted.
Names & trade names
Legal nameNL Chef Solutions
Registered office
Baron van Ertbornstraat 10
2630 Aartselaar, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.