Chase Creative
ActiveSummary
The annual accounts of Chase Creative for fiscal year 2025 show a net loss of 62% of the equity at the start of that year. The 2025 annual accounts show equity of €73k and a net result of €-118k. Equity is growing by ~16.7% per year across the filed fiscal years. Its solvency ranks better than 25% of 7029 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
46
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-52
Solvency46▼-12
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 1.53 against 3.86 in 2024; short-term debt: 63.6% and cash: 22% of total assets), but 78.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.3%
Return on assets
-34.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
4 d early
2024
22 d early
2023
8 d early
2022
7 d early
2021
122 d early
2020
103 d early
2019
112 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€73k▼ 61.9%
2024 · €191k
2018: €38k
2019: €71k
2020: €122k
2021: €160k
2022: €186k
2023: €191k
2024: €191k
2018 → 2025
Total assets
€342k▼ 41.0%
2024 · €580k
2018: €138k
2019: €199k
2020: €321k
2021: €383k
2022: €477k
2023: €425k
2024: €580k
2018 → 2025
Net result
€-118k
2024 · €722
2018: €25k
2019: €33k
2020: €50k
2021: €38k
2022: €14k
2023: €5k
2024: €722
2018 → 2025
Working capital
€115k▼ 72.5%
2024 · €418k
2018: €85k
2019: €112k
2020: €147k
2021: €169k
2022: €249k
2023: €193k
2024: €418k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€160k-€186k▲ 16.6%€191k▲ 2.5%€191k▲ 0.4%€73k▼ 61.9%
Operating result€54k-€25k▼ 53.5%€-756€4k€-108k
Net result€38k-€14k▼ 62.9%€5k▼ 67.5%€722▼ 84.2%€-118k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €108k after €4k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €342k
Fixed assets
€10k ▼ 39.0%
Current assets
€332k ▼ 41.0%
Equity and liabilities €342k
Equity
€73k ▼ 61.9%
Debt
€269k ▼ 30.7%
Debt's share of the balance-sheet total rises from 67.0% to 78.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-102k▼
2024 · €12k
Cash flow
€-112k▼
2024 · €8k
Current ratio
1.53▼
2024 · 3.86
Debt to equity
3.69▲
2024 · 2.03
ROE
-162.3%▼
2024 · 0.4%
ROA
-34.6%▼
2024 · 0.1%
Interest coverage
-9.12▼
2024 · 3.92
Debt ≤ 1 year
€218k▲
2024 · €146k
Debt > 1 year
€12k▼
2024 · €23k
Income taxes
€0▼
2024 · €4k
Staff costs
€162k▼
2024 · €232k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€580k€342k▼
Fixed assets21/28€16k€10k▼
Intangible fixed assets21€3k€2k▼
Tangible fixed assets22/27€12k€7k▼
Plant, machinery and equipment23€5k€2k▼
Furniture and vehicles24€7k€5k▼
Financial fixed assets28€500€500=
Current assets29/58€564k€332k▼
Amounts receivable within one year40/41€410k€256k▼
Trade receivables40€208k€187k▼
Other amounts receivable41€203k€68k▼
Cash at bank and in hand54/58€147k€75k▼
Deferred charges and accrued income490/1€7k€2k▼
Equity and liabilities
Total equity and liabilities10/49€580k€342k▼
Equity10/15€191k€73k▼
Contributions10/11€19k€19k=
Reserves13€173k€165k▼
Distributable reserves133€173k€165k▼
Profit (loss) carried forward14-€-110k
Amounts payable17/49€388k€269k▼
Amounts payable after more than one year17€23k€12k▼
Financial debts170/4€23k€12k▼
Amounts payable within one year42/48€146k€218k▲
Current portion of amounts payable after more than one year42€2k€11k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€107k€172k▲
Suppliers440/4€107k€172k▲
Taxes, remuneration and social security45€37k€34k▼
Taxes450/3€16k€16k▼
Remuneration and social security454/9€21k€18k▼
Accrued charges and deferred income492/3€219k€39k▼
Income statement
Code20242025
Remuneration, social security and pensions62€232k€162k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€6k▼
Other operating charges640/8€141€24k▲
Gross operating margin9900€244k€85k▼
Operating profit (loss)9901€4k€-108k▼
Financial income75/76B€3k€907▼
Recurring financial income75€3k€907▼
Financial charges65/66B€3k€11k▲
Recurring financial charges65€3k€11k▲
Profit (loss) for the period before taxes9903€4k€-118k▼
Income taxes67/77€4k€0▼
Profit (loss) for the period9904€722€-118k▼
Profit (loss) for the period to be appropriated9905€722€-118k▼
Appropriation of the result
Profit (loss) to be appropriated9906€722€-118k▼
Transfer from equity791/2-€8k
Transfer to equity691/2€722€0▼
To other reserves6921€722€0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-09
State Gazette act
Registered officeRegistered-office move · Power of attorney4 facts ▸
State Gazette act
Registered office
Registered-office move · Power of attorney4 facts ▸
- Board meeting, 18-09-2026
- Registered-office move, Sint-Baafsplein 10, 9000 Gent
- Power of attorney, Van Reybrouck BV
- Power of attorney, Suada Rexhepaj
29-07
State Gazette act
Resignation: Scherpschutter BV (director)Permanent representative: Sven De Coninck · Director discharge · Power of attorney6 facts ▸
State Gazette act
Resignation: Scherpschutter BV (director)
Permanent representative: Sven De Coninck · Director discharge · Power of attorney6 facts ▸
- General meeting, 12/06/2026
- Director resignation, Scherpschutter BV (director)
- Permanent representative, Sven De Coninck
- Director discharge, Scherpschutter BV (director)
- Power of attorney, Van Reybrouck BV
- Power of attorney, Mattias Van Reybrouck
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-118k ▼16486%
Net result drops to €-118k, the lowest in the series.
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 3.86
Current ratio from 1.91 to 3.86; short-term debt falls from €211k to €146k.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €160k ▲31.2%
4 profitable years in a row build equity to €160k.
19-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €50k ▲51.8%
Operating result €73k, net result €50k, both a record.
Show earlier events
31-12
Financial
Equity above €100kEq €122k ▲70.1%
3 profitable years in a row build equity to €122k.
10-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-03-2026
Resigned as Director
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Baafsplein 109000 GentGround area
1,236 m²
Building footprint
571 m²
Volume, LiDAR
7,169 m³
2 parcels, Flanders · tallest building 20.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Chase Creative
since 20172.264.220.718
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44803C0499/00C000 | Flanders | 764 m² | 1 · 344 m² | 20.3 m · 5 fl. |
| 44815F1554/00M000 | Flanders | 472 m² | 1 · 227 m² | 15.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
2 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2024 to 2025 · 4 entries · 36,620 EUR awarded · 6,620 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 1,620 EUR | 1,620 EUR |
| 2024 | 1 | 35,000 EUR | 5,000 EUR |
Schemes
Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Federal government
2024 to 2025 · 2 entries · 240,144 EUR in total| Year | Department | Transactions | Amount |
|---|---|---|---|
| 2025 | FOD Mobiliteit | 1 | 48,029 EUR |
| 2024 | FOD Mobiliteit | 1 | 192,115 EUR |
Budget allocations
Toelagen inzake mobiliteit en vervoer aan de privésector (cf. art. 2.33.2 van de algemene uitgavenbegroting)
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Of 808 companies in sector 73120 we hold annual accounts for 281. 214 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-05-2017
Fiscal year end31-12
Activities, NACEBEL 2025
73110Advertising agencies
73120Media representation
63920Other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.