Summary
CHARLOTTE THEUNISSEN has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €725k and a net result of €77k. Equity is growing by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 85% of 10359 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
7 d early
2023
19 d early
2022
28 d late
2021
17 d late
2020
20 d late
2019
33 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€725k▲ 12.0%
2024 · €647k
2018: €263k
2019: €288k
2020: €315k
2021: €458k
2022: €530k
2023: €621k
2024: €647k
2018 → 2025
Total assets
€963k▼ 0.9%
2024 · €972k
2018: €968k
2019: €974k
2020: €984k
2021: €995k
2022: €976k
2023: €997k
2024: €972k
2018 → 2025
Net result
€77k▼ 18.0%
2024 · €94k
2018: €40k
2019: €25k
2020: €27k
2021: €143k
2022: €83k
2023: €92k
2024: €94k
2018 → 2025
Working capital
€-79k▲ 19.8%
2024 · €-99k
2018: €-149k
2019: €-175k
2020: €-131k
2021: €-63k
2022: €-59k
2023: €-54k
2024: €-99k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€458k-€530k▲ 15.7%€621k▲ 17.3%€647k▲ 4.2%€725k▲ 12.0%
Operating result€218k-€127k▼ 41.6%€139k▲ 9.4%€143k▲ 2.8%€116k▼ 19.0%
Net result€143k-€83k▼ 42.2%€92k▲ 10.9%€94k▲ 3.1%€77k▼ 18.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 19% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €963k
Fixed assets
€952k ▼ 0.3%
Current assets
€10k ▼ 38.1%
Equity and liabilities €963k
Equity
€725k ▲ 12.0%
Debt
€238k ▼ 26.6%
Debt's share of the balance-sheet total falls from 33.4% to 24.7%. Equity is higher and debt is lower.
Key figures and ratios
ROE
10.7%▼
2024 · 14.6%
ROA
8.0%▼
2024 · 9.7%
Debt ≤ 1 year
€90k▼
2024 · €116k
Debt > 1 year
€147k▼
2024 · €207k
Income taxes
€30k▼
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€972k€963k▼
Fixed assets21/28€955k€952k▼
Tangible fixed assets22/27€8k€6k▼
Plant, machinery and equipment23€8k€6k▼
Financial fixed assets28€947k€947k=
Current assets29/58€17k€10k▼
Amounts receivable within one year40/41€8k€4k▼
Trade receivables40€841€2k▲
Other amounts receivable41€7k€2k▼
Cash at bank and in hand54/58€8k€6k▼
Deferred charges and accrued income490/1€734€0▼
Equity and liabilities
Total equity and liabilities10/49€972k€963k▼
Equity10/15€647k€725k▲
Contributions10/11€12k€12k=
Reserves13€635k€712k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€635k€712k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€324k€238k▼
Amounts payable after more than one year17€207k€147k▼
Financial debts170/4€207k€147k▼
Amounts payable within one year42/48€116k€90k▼
Current portion of amounts payable after more than one year42€74k€60k▼
Financial debts43€10k€10k▼
Credit institutions430/8€10k€10k▼
Trade debts44€0-
Suppliers440/4€0-
Taxes, remuneration and social security45€17k€11k▼
Taxes450/3€17k€11k▼
Other amounts payable47/48€15k€8k▼
Accrued charges and deferred income492/3€2k€1k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€146k€121k▼
Operating profit (loss)9901€143k€116k▼
Financial charges65/66B€11k€9k▼
Recurring financial charges65€11k€9k▼
Profit (loss) for the period before taxes9903€132k€107k▼
Income taxes67/77€37k€30k▼
Profit (loss) for the period9904€94k€77k▼
Profit (loss) for the period to be appropriated9905€94k€77k▼
Appropriation of the result
Profit (loss) to be appropriated9906€94k€77k▼
Transfer from equity791/2€69k€0▼
Transfer to equity691/2€94k€77k▼
To other reserves6921€94k€77k▼
Profit to be distributed694/7€69k€0▼
Return on contributions (dividend)694€69k€0▼
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 3 days late
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 28 days late
2022
31-12
Financial
Equity above €500kEq €530k ▲15.7%
5 profitable years in a row build equity to €530k.
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 17 days late
2021
31-12
Financial
Highest result since 2018net €143k ▲436%
Operating result €218k, net result €143k, both a record.
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 20 days late
2020
02-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 33 days late
2019
31-12
Financial
Weakest financial yearnet €25k ▼37.8%
Net result drops to €25k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 16 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lanaken · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kiezelweg 4283620 LanakenGround area
1,312 m²
Building footprint
174 m²
Parcel 73088C0563/00N000, Flanders · tallest building 0.4 m. Linked by address, not a title deed.
1 establishment unit
CHARLOTTE THEUNISSEN
since 20122.210.976.428
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73088C0563/00N000 | Flanders | 1,311 m² | 1 · 174 m² | 0.4 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GESTIPHAR
BE 0538.550.235
Charleroi · Eq €724,711
MPL PHARMA
BE 0885.177.557
Ciney · Eq €724,196
Pharmacies et Gestion de Pharmacies
BE 0430.296.255
Sint-Jans-Molenbeek · Eq €725,293
MAISIN
BE 0422.630.978
Overijse · Eq €723,863
Apotheek Verachtert-Gysen
BE 0895.882.595
Pelt · Eq €725,570
Of 5,220 companies in sector 47730 we hold annual accounts for 3,861. 3,213 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-07-2012
Fiscal year end31-12
Activities, NACEBEL 2025
47730Retail sale of pharmaceutical products
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.