Charlier Drinks
ActiveCharlier Drinks has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €364k and a net result of €78k. Equity is growing by ~26.4% per year across the filed fiscal years. Its solvency ranks better than 24% of 7993 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+1
Solvency43▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity tight (current ratio 1.04 against 1.01 in 2024; short-term debt: 65.1% and cash: 24.5% of total assets), and 81.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.4%
Return on assets
3.9%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 7993 sector peers (2025).
NBB · sector comparisonPosition among 7993 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
8 d early
2024
6 d early
2023
17 d early
2022
10 d early
2021
19 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€364k▲ 27.2%
2024 · €286k
2021: €141k
2022: €186k
2023: €230k
2024: €286k
2021 → 2025
Total assets
€1.98M▲ 6.1%
2024 · €1.87M
2021: €741k
2022: €931k
2023: €1.48M
2024: €1.87M
2021 → 2025
Net result
€78k▲ 37.1%
2024 · €57k
2021: €44k
2022: €46k
2023: €43k
2024: €57k
2021 → 2025
Working capital
€53k▲ 367%
2024 · €11k
2021: €26k
2022: €36k
2023: €37k
2024: €11k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€141k-€186k▲ 32.5%€230k▲ 23.2%€286k▲ 24.8%€364k▲ 27.2%
Operating result€83k-€80k▼ 4.4%€80k▲ 0.5%€115k▲ 43.4%€150k▲ 30.6%
Net result€44k-€46k▲ 4.3%€43k▼ 5.4%€57k▲ 31.6%€78k▲ 37.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 31% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.98M
Fixed assets
€640k▼ 6.6%
Current assets
€1.34M▲ 13.5%
Equity and liabilities €1.98M
Equity
€364k▲ 27.2%
Debt
€1.62M▲ 2.3%
The debt ratio falls from 84.7% to 81.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€278k▲
2024 · €239k
Cash flow
€206k▲
2024 · €181k
Solvency
18.4%▲
2024 · 15.3%
Current ratio
1.04▲
2024 · 1.01
Quick ratio
0.72=
2024 · 0.72
Debt / equity
4.44▼
2024 · 5.52
ROE
21.4%▲
2024 · 19.9%
ROA
3.9%▲
2024 · 3.0%
Interest coverage
6.87▲
2024 · 6.55
Debt
€1.62M▲
2024 · €1.58M
Debt ≤ 1 year
€1.29M▲
2024 · €1.17M
Debt > 1 year
€289k▼
2024 · €381k
Income taxes
€31k▲
2024 · €21k
Staff costs
€324k▲
2024 · €194k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.87M€1.98M▲
Fixed assets21/28€685k€640k▼
Intangible fixed assets21€473k€445k▼
Tangible fixed assets22/27€211k€194k▼
Land and buildings22€35k€31k▼
Plant, machinery and equipment23€64k€79k▲
Furniture and vehicles24€112k€84k▼
Assets under construction and advance payments27€0-
Financial fixed assets28€2k€2k▲
Current assets29/58€1.18M€1.34M▲
Stocks and contracts in progress3€336k€410k▲
Stocks30/36€336k€410k▲
Amounts receivable within one year40/41€493k€445k▼
Trade receivables40€344k€341k▼
Other amounts receivable41€148k€104k▼
Cash at bank and in hand54/58€350k€486k▲
Deferred charges and accrued income490/1€5k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.87M€1.98M▲
Equity10/15€286k€364k▲
Contributions10/11€97k€97k=
Reserves13€50k€125k▲
Distributable reserves133€50k€125k▲
Profit (loss) carried forward14€140k€143k▲
Amounts payable17/49€1.58M€1.62M▲
Amounts payable after more than one year17€381k€289k▼
Financial debts170/4€381k€289k▼
Amounts payable within one year42/48€1.17M€1.29M▲
Current portion of amounts payable after more than one year42€102k€92k▼
Financial debts43-€100k
Credit institutions430/8-€100k
Trade debts44€731k€739k▲
Suppliers440/4€731k€739k▲
Taxes, remuneration and social security45€29k€51k▲
Taxes450/3-€5k
Remuneration and social security454/9€29k€46k▲
Other amounts payable47/48€309k€308k▼
Accrued charges and deferred income492/3€29k€40k▲
Income statement
Code20242025
Remuneration, social security and pensions62€194k€324k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€124k€128k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-3k€3k▲
Other operating charges640/8€15k€17k▲
Gross operating margin9900€444k€621k▲
Operating profit (loss)9901€115k€150k▲
Financial charges65/66B€36k€40k▲
Recurring financial charges65€36k€40k▲
Profit (loss) for the period before taxes9903€78k€109k▲
Income taxes67/77€21k€31k▲
Profit (loss) for the period9904€57k€78k▲
Profit (loss) for the period to be appropriated9905€57k€78k▲
Appropriation of the result
Profit (loss) to be appropriated9906€190k€218k▲
Profit (loss) brought forward from the previous period14P€133k€140k▲
Transfer to equity691/2€50k€75k▲
To other reserves6921€50k€75k▲
Social balance
Average headcount (FTE)90875.18.4▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2021net €78k ▲37.1%
Operating result €150k, net result €78k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
14-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €43k ▼5.4%
Net result drops to €43k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €230k ▲23.2%
3 profitable years in a row build equity to €230k.
21-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €150kEq €186k ▲32.5%
2 profitable years in a row build equity to €186k.
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ballingstraat 113 A3090 OverijseGround area
426 m²
Building footprint
104 m²
Volume, LiDAR
947 m³
Parcel 23544C0145/00M002, Flanders · tallest building 12.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Charlier Drinks
since 20202.300.164.463
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23544C0145/00M002 | Flanders | 426 m² | 1 · 104 m² | 12.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 776 EUR awarded · 1,236 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 173 EUR | 231 EUR |
| 2024 | 1 | 394 EUR | 336 EUR |
| 2023 | 1 | 0 EUR | 460 EUR |
| 2022 | 1 | 209 EUR | 209 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteOverijse2.300.164.463
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Of 1,581 companies in sector 46349 we hold annual accounts for 987. 699 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-2020
Fiscal year end31-12
Activities, NACEBEL
46349Wholesale of beverages, general range
47252Retail sale of beverages, general range
46341Wholesale of wines and spirits
47251Retail sale of wines and spirits
77223Rental and leasing activities
77392Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.