Charlier-Brison
ActiveCharlier-Brison has been active since 1948 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-552k) and a net result of €-706k. Equity is shrinking by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 4828 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
39
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0▼-35
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.44 against 0.64 in 2024; short-term debt: 176.7% and cash: 71.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-78.9%
Return on assets
-100.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-552k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
29 d late
2023
58 d early
2022
5 d early
2021
24 d late
2020
44 d early
2019
46 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-706k▼ 29.4%
2024 · €-546k
2018: €-28k
2019: €54k
2020: €46k
2021: €53k
2022: €19k
2023: €-275k
2024: €-546k
2018 → 2025
Working capital
€-688k▼ 22.0%
2024 · €-564k
2018: €448k
2019: €526k
2020: €562k
2021: €454k
2022: €433k
2023: €75k
2024: €-564k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€980k-€997k▲ 1.8%€721k▼ 27.7%€174k▼ 75.9%€-552k
Operating result€59k-€5k▼ 90.8%€-258k€-518k▼ 101%€-672k▼ 29.6%
Net result€53k-€19k▼ 64.1%€-275k€-546k▼ 98.5%€-706k▼ 29.4%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €672k in 2025 against €518k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €700k
Fixed assets
€151k▼ 79.5%
Current assets
€549k▼ 44.2%
Key figures and ratios
EBITDA
€-645k▼
2024 · €-428k
Cash flow
€-679k▼
2024 · €-455k
Solvency
-78.9%▼
2024 · 10.1%
Current ratio
0.44▼
2024 · 0.64
Quick ratio
0.44▲
2024 · 0.32
Debt / equity
-2.24▼
2024 · 8.91
ROA
-100.8%▼
2024 · -31.7%
Interest coverage
-14.63▼
2024 · -14.09
Debt
€1.24M▼
2024 · €1.55M
Debt ≤ 1 year
€1.24M▼
2024 · €1.55M
Income taxes
€15k▲
2024 · €49
Staff costs
€503k▼
2024 · €513k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.72M€700k▼
Fixed assets21/28€738k€151k▼
Intangible fixed assets21€30k-
Tangible fixed assets22/27€707k€151k▼
Land and buildings22€178k€151k▼
Plant, machinery and equipment23€496k-
Furniture and vehicles24€33k-
Current assets29/58€983k€549k▼
Stocks and contracts in progress3€489k-
Stocks30/36€489k-
Amounts receivable within one year40/41€293k€41k▼
Trade receivables40€289k€34k▼
Other amounts receivable41€3k€8k▲
Current investments50/53€60k-
Cash at bank and in hand54/58€126k€498k▲
Deferred charges and accrued income490/1€16k€10k▼
Equity and liabilities
Total equity and liabilities10/49€1.72M€700k▼
Equity10/15€174k€-552k▼
Contributions10/11€223k€223k=
Capital10€223k€223k=
Issued capital100€223k€223k=
Reserves13€68k€22k▼
Non-distributable reserves130/1€22k€22k=
Legal reserve130€22k€22k=
Tax-exempt reserves132€45k-
Profit (loss) carried forward14€-137k€-797k▼
Investment grants15€20k-
Provisions and deferred taxes16-€15k
Provisions for liabilities and charges160/5-€15k
Environmental obligations163-€15k
Amounts payable17/49€1.55M€1.24M▼
Amounts payable within one year42/48€1.55M€1.24M▼
Current portion of amounts payable after more than one year42€44k-
Trade debts44€695k€88k▼
Suppliers440/4€695k€88k▼
Taxes, remuneration and social security45€66k€48k▼
Taxes450/3€15k€15k▼
Remuneration and social security454/9€51k€33k▼
Other amounts payable47/48€742k€1.10M▲
Income statement
Code20242025
Non-recurring operating income76A-€74k
Remuneration, social security and pensions62€513k€503k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€91k€27k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€13k€-13k▼
Other operating charges640/8€15k€26k▲
Non-recurring operating charges66A€8k-
Gross operating margin9900€121k€-129k▼
Operating profit (loss)9901€-518k€-672k▼
Financial income75/76B€4k€26k▲
Recurring financial income75€4k€26k▲
Financial charges65/66B€31k€44k▲
Recurring financial charges65€30k€44k▲
Non-recurring financial charges66B€877-
Profit (loss) for the period before taxes9903€-545k€-691k▼
Income taxes67/77€49€15k▲
Profit (loss) for the period9904€-546k€-706k▼
Transfer from tax-exempt reserves789-€45k
Profit (loss) for the period to be appropriated9905€-546k€-660k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-546k€-797k▼
Profit (loss) brought forward from the previous period14P-€-137k
Transfer from equity791/2€408k-
Social balance
Average headcount (FTE)908710.24.4▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet €-706k
Net result drops to €-706k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 24 days late
2021
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
15-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €54k
Net result €54k after one loss-making year.
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
30-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Poiriers, Sauv. 25030 GemblouxGround area
7,200 m²
Building footprint
2,079 m²
Parcel 92253D0280/00L003, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue des Poiriers, Sauv. 2, 5030 Gembloux
since 19962.007.632.358
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92253D0280/00L003 | Wallonia | 7,200 m² | 1 · 2,079 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
insaIT
BE 0465.406.790
Gavere · Eq €174k
PIRON - TEHEUX
BE 0458.309.756
Liège · Eq €172k
GROENDRUK
BE 0453.863.196
Aalst · Eq €175k
BONNET
BE 0451.473.632
Waregem · Eq €177k
Ger-Infor
BE 0414.279.674
Harelbeke · Eq €166k
Of 334 companies in sector 46492 we hold annual accounts for 241. 192 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded22-04-1948
Fiscal year end31-12
Activities, NACEBEL
46492Wholesale trade
51475
17210Manufacture of paper and paper products
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.