CHARISA
ActiveSummary
CHARISA has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €35.08M and a net result of €-1.06M. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 95% of 4602 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability15▼-18
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2M at 30 days acceptable
short-term debt: 0.1% and cash: 1.7% of total assets, and 0.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
99.9%
Return on assets
-3%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-1.06M
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
19 d late
2022
67 d late
2021
33 d late
2020
395 d late
2019
52 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-1.06M▲ 5.6%
2023 · €-1.12M
2018: €-2k
2019: €-2k
2020: €-2k
2021: €-2k
2022: €-1.01M
2023: €-1.12M
2018 → 2024
Working capital
€7.32M▲ 15.1%
2023 · €6.36M
2018: €-31k
2019: €-31k
2020: €-35k
2021: €-37k
2022: €5.43M
2023: €6.36M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€38.27M-€38.26M=€37.26M▼ 2.6%€36.14M▼ 3.0%€35.08M▼ 2.9%
Operating result€-2k-€-2k▼ 9.0%€-1.05M▼ 58,632%€-1.96M▼ 86.2%€-2.09M▼ 6.8%
Net result€-2k-€-2k▼ 9.0%€-1.01M▼ 56,080%€-1.12M▼ 11.3%€-1.06M▲ 5.6%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2.09M in 2024 against €1.96M in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €35.12M
Fixed assets
€27.76M ▼ 6.8%
Current assets
€7.36M ▲ 15.2%
Equity and liabilities €35.12M
Equity
€35.08M ▼ 2.9%
Debt
€43k ▲ 35.9%
Debt's share of the balance-sheet total stays at 0.1%.
Key figures and ratios
EBITDA
€-54k▼
2023 · €89k
Cash flow
€981k▲
2023 · €927k
Debt to equity
0.00▲
2023 · 0.00
ROE
-3.0%▲
2023 · -3.1%
ROA
-3.0%▲
2023 · -3.1%
Interest coverage
-2.59▼
2023 · 2.18
Debt ≤ 1 year
€39k▲
2023 · €27k
Income taxes
€5k▲
2023 · €65
A ratio outside any meaningful range has been withheld (balance sheet total €35.12M, equity €35.08M).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 47 lines
Balance sheet
Code20232024
Assets
Total assets20/58€36.17M€35.12M▼
Fixed assets21/28€29.78M€27.76M▼
Intangible fixed assets21€17.25M€15.22M▼
Tangible fixed assets22/27€60k€73k▲
Furniture and vehicles24€33k€47k▲
Other tangible fixed assets26€27k€26k▼
Financial fixed assets28€12.47M€12.47M=
Current assets29/58€6.39M€7.36M▲
Amounts receivable within one year40/41€1.34M€3.53M▲
Trade receivables40€99k€94k▼
Other amounts receivable41€1.24M€3.44M▲
Current investments50/53€4.68M€3.23M▼
Cash at bank and in hand54/58€356k€600k▲
Deferred charges and accrued income490/1€17k€7k▼
Equity and liabilities
Total equity and liabilities10/49€36.17M€35.12M▼
Equity10/15€36.14M€35.08M▼
Contributions10/11€38.30M€38.30M=
Capital10€38.30M€38.30M=
Issued capital100€38.30M€38.30M=
Profit (loss) carried forward14€-2.16M€-3.22M▼
Amounts payable17/49€32k€43k▲
Amounts payable within one year42/48€27k€39k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€27k€36k▲
Suppliers440/4€27k€36k▲
Taxes, remuneration and social security45-€3k
Taxes450/3-€3k
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€5k€4k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2.05M€2.04M▼
Other operating charges640/8€7k€11k▲
Non-recurring operating charges66A€506€10k▲
Gross operating margin9900€97k€-33k▼
Operating profit (loss)9901€-1.96M€-2.09M▼
Financial income75/76B€879k€1.06M▲
Recurring financial income75€879k€1.06M▲
Non-recurring financial income76B€0-
Financial charges65/66B€41k€21k▼
Recurring financial charges65€41k€21k▼
Profit (loss) for the period before taxes9903€-1.12M€-1.05M▲
Income taxes67/77€65€5k▲
Profit (loss) for the period9904€-1.12M€-1.06M▲
Profit (loss) for the period to be appropriated9905€-1.12M€-1.06M▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2.16M€-3.22M▼
Profit (loss) brought forward from the previous period14P€-1.04M€-2.16M▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 19 days late
2023
31-12
Financial
Weakest financial yearnet €-1.12M
Net result drops to €-1.12M, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 54current ratio 234.16
Current ratio from 4.37 to 234.16; short-term debt falls from €1.61M to €27k.
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 67 days late
2022
31-12
Financial
Liquidity times 146current ratio 4.37
Current ratio from 0.03 to 4.37.
02-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 33 days late
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 395 days late
2020
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 52 days late
2019
09-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 40 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 23 days late
03-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 246 days late
2016
28-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nestor Plissartlaan 81040 EtterbeekGround area
232 m²
Building footprint
170 m²
Volume, LiDAR
2,561 m³
Parcel 21363B0316/00T000, Brussels · tallest building 18.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
CHARISA
since 20112.195.670.422
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21363B0316/00T000 | Brussels | 232 m² | 1 · 170 m² | 18.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 2,615 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded03-01-2011
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73200Market research and public opinion polling
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.