CHARENTOS
ActiveSummary
CHARENTOS has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €202k and a net result of €35k. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 85% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability88▲+88
Solvency100▲+26
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 8.44 against 0.73 in 2024; short-term debt: 11.8% and cash: 97.3% of total assets), and 12.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.4%
Return on assets
15.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
12 d late
2023
1 d late
2022
16 d late
2021
10 d late
2020
4 d early
2019
21 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€202k▲ 21.3%
2024 · €166k
2018: €126klowest in 8 years
2019: €170k▲ +35.0% vs 2018
2020: €191k▲ +12.2% vs 2019
2021: €213k▲ +11.8% vs 2020
2022: €224k▲ +4.9% vs 2021highest in 8 years
2023: €217k▼ -2.9% vs 2022
2024: €166k▼ -23.4% vs 2023
2025: €202k▲ +21.3% vs 2024
2018 → 2025
Total assets
€231k▼ 32.6%
2024 · €342k
2018: €300k
2019: €360k▲ +20.0% vs 2018
2020: €367k▲ +1.9% vs 2019
2021: €480k▲ +30.7% vs 2020highest in 8 years
2022: €471k▼ -1.8% vs 2021
2023: €409k▼ -13.1% vs 2022
2024: €342k▼ -16.3% vs 2023
2025: €231k▼ -32.6% vs 2024lowest in 8 years
2018 → 2025
Net result
€35k
2024 · €-51k
2018: €45k
2019: €51k▲ +12.5% vs 2018highest in 8 years
2020: €21k▼ -57.8% vs 2019
2021: €23k▲ +8.6% vs 2020
2022: €10k▼ -55.0% vs 2021
2023: €-7k▼ -162% vs 2022
2024: €-51k▼ -676% vs 2023lowest in 8 years
2025: €35k▲ +170% vs 2024
2018 → 2025
Working capital
€203k
2024 · €-15k
2018: €676
2019: €40k▲ +5746% vs 2018
2020: €23k▼ -41.0% vs 2019
2021: €36k▲ +53.3% vs 2020
2022: €48k▲ +33.2% vs 2021
2023: €43k▼ -9.3% vs 2022
2024: €-15k▼ -136% vs 2023lowest in 8 years
2025: €203k▲ +1421% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€213k-€224k▲ 4.9%€217k▼ 2.9%€166k▼ 23.4%€202k▲ 21.3%
2021: €213k
2022: €224k▲ +4.9% vs 2021highest in 5 years
2023: €217k▼ -2.9% vs 2022
2024: €166k▼ -23.4% vs 2023lowest in 5 years
2025: €202k▲ +21.3% vs 2024
Operating result€40k-€22k▼ 45.9%€52▼ 99.8%€-46k€41k
2021: €40k
2022: €22k▼ -45.9% vs 2021
2023: €52▼ -99.8% vs 2022
2024: €-46k▼ -89614% vs 2023lowest in 5 years
2025: €41k▲ +190% vs 2024highest in 5 years
Net result€23k-€10k▼ 55.0%€-7k€-51k▼ 676%€35k
2021: €23k
2022: €10k▼ -55.0% vs 2021
2023: €-7k▼ -162% vs 2022
2024: €-51k▼ -676% vs 2023lowest in 5 years
2025: €35k▲ +170% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €41k after a loss of €46k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €231k
Fixed assets
€895 ▼ 99.7%
Current assets
€230k ▲ 468%
Equity and liabilities €231k
Equity
€202k ▲ 21.3%
Debt
€29k ▼ 83.5%
Debt's share of the balance-sheet total falls from 51.4% to 12.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€42k▲
2024 · €-26k
Cash flow
€36k▲
2024 · €-30k
Current ratio
8.44▲
2024 · 0.73
Debt to equity
0.14▼
2024 · 1.06
ROE
17.5%▲
2024 · -30.5%
ROA
15.3%▲
2024 · -14.8%
Interest coverage
8.29▲
2024 · -5.57
Debt ≤ 1 year
€27k▼
2024 · €56k
Debt > 1 year
€0▼
2024 · €119k
Income taxes
€984▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€342k€231k▼
Fixed assets21/28€302k€895▼
Tangible fixed assets22/27€302k€895▼
Land and buildings22€301k€0▼
Plant, machinery and equipment23€503€30▼
Furniture and vehicles24€189€865▲
Current assets29/58€40k€230k▲
Amounts receivable within one year40/41€12k€5k▼
Trade receivables40€12k€5k▼
Other amounts receivable41€0-
Cash at bank and in hand54/58€29k€225k▲
Deferred charges and accrued income490/1€0€40▲
Equity and liabilities
Total equity and liabilities10/49€342k€231k▼
Equity10/15€166k€202k▲
Contributions10/11€19k€19k=
Reserves13€173k€183k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€172k€181k▲
Profit (loss) carried forward14€-26k€0▲
Amounts payable17/49€176k€29k▼
Amounts payable after more than one year17€119k€0▼
Financial debts170/4€119k€0▼
Amounts payable within one year42/48€56k€27k▼
Current portion of amounts payable after more than one year42€28k€0▼
Financial debts43€3€3=
Credit institutions430/8€3€3=
Trade debts44€983€2k▲
Suppliers440/4€983€2k▲
Taxes, remuneration and social security45€15k€25k▲
Taxes450/3€15k€25k▲
Other amounts payable47/48€12k€93▼
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€923▼
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A-€25k
Gross operating margin9900€-24k€69k▲
Operating profit (loss)9901€-46k€41k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€-51k€36k▲
Income taxes67/77€0€984▲
Profit (loss) for the period9904€-51k€35k▲
Profit (loss) for the period to be appropriated9905€-51k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-39k€10k▲
Profit (loss) brought forward from the previous period14P€12k€-26k▼
Transfer from equity791/2€13k€0▼
Transfer to equity691/2-€10k
To other reserves6921-€10k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €6k | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21k | €21k | €21k | €20k | €923 | ▼ 95.5% |
| Other operating charges640/8 | €9k | €1k | €3k | €2k | €2k | ▲ 2.4% |
| Non-recurring operating charges66A | - | - | - | - | €25k | - |
| Gross operating margin9900 | €71k | €44k | €24k | €-24k | €69k | ▲ 388% |
| Operating profit (loss)9901 | €40k | €22k | €52 | €-46k | €41k | ▲ 190% |
| Financial income75/76B | - | - | - | - | €0 | - |
| Recurring financial income75 | - | - | - | - | €0 | - |
| Financial charges65/66B | €7k | €7k | €6k | €5k | €5k | ▲ 10.8% |
| Recurring financial charges65 | €7k | €7k | €6k | €5k | €5k | ▲ 10.8% |
| Profit (loss) for the period before taxes9903 | €33k | €15k | €-6k | €-51k | €36k | ▲ 172% |
| Income taxes67/77 | €10k | €4k | €241 | €0 | €984 | - |
| Profit (loss) for the period9904 | €23k | €10k | €-7k | €-51k | €35k | ▲ 170% |
| Profit (loss) for the period to be appropriated9905 | €23k | €10k | €-7k | €-51k | €35k | ▲ 170% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €480k | €471k | €409k | €342k | €231k | ▼ 32.6% |
| Fixed assets21/28 | €361k | €342k | €322k | €302k | €895 | ▼ 99.7% |
| Tangible fixed assets22/27 | €361k | €342k | €322k | €302k | €895 | ▼ 99.7% |
| Land and buildings22 | €342k | €326k | €310k | €301k | €0 | ▼ 100% |
| Plant, machinery and equipment23 | €17k | €15k | €12k | €503 | €30 | ▼ 94.1% |
| Furniture and vehicles24 | €2k | €1k | €627 | €189 | €865 | ▲ 358% |
| Current assets29/58 | €119k | €129k | €87k | €40k | €230k | ▲ 468% |
| Amounts receivable within one year40/41 | €11k | €12k | €3k | €12k | €5k | ▼ 55.6% |
| Trade receivables40 | €11k | €11k | €2k | €12k | €5k | ▼ 55.6% |
| Other amounts receivable41 | €6 | €2k | €1k | €0 | - | - |
| Cash at bank and in hand54/58 | €107k | €116k | €83k | €29k | €225k | ▲ 683% |
| Deferred charges and accrued income490/1 | €783 | €820 | €338 | €0 | €40 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €480k | €471k | €409k | €342k | €231k | ▼ 32.6% |
| Equity10/15 | €213k | €224k | €217k | €166k | €202k | ▲ 21.3% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €176k | €186k | €186k | €173k | €183k | ▲ 5.7% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €174k | €185k | €185k | €172k | €181k | ▲ 5.7% |
| Profit (loss) carried forward14 | €19k | €19k | €12k | €-26k | €0 | ▲ 100% |
| Amounts payable17/49 | €266k | €247k | €192k | €176k | €29k | ▼ 83.5% |
| Amounts payable after more than one year17 | €181k | €162k | €142k | €119k | €0 | ▼ 100% |
| Financial debts170/4 | €181k | €162k | €142k | €119k | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €83k | €81k | €43k | €56k | €27k | ▼ 51.2% |
| Current portion of amounts payable after more than one year42 | €26k | €27k | €27k | €28k | €0 | ▼ 100% |
| Financial debts43 | - | - | €48 | €3 | €3 | = |
| Credit institutions430/8 | - | - | €48 | €3 | €3 | = |
| Trade debts44 | €2k | €3k | €2k | €983 | €2k | ▲ 81.3% |
| Suppliers440/4 | €2k | €3k | €2k | €983 | €2k | ▲ 81.3% |
| Taxes, remuneration and social security45 | €25k | €18k | €8k | €15k | €25k | ▲ 70.1% |
| Taxes450/3 | €25k | €18k | €8k | €15k | €25k | ▲ 70.1% |
| Other amounts payable47/48 | €30k | €34k | €6k | €12k | €93 | ▼ 99.2% |
| Accrued charges and deferred income492/3 | €2k | €5k | €7k | €1k | €2k | ▲ 78.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €23k | €10k | €-7k | €-51k | €35k | ▲ 170% |
| + Depreciation and write-downs630 | €21k | €21k | €21k | €20k | €923 | ▼ 95.5% |
| Operating cash flow (approximation) | €44k | €31k | €14k | €-30k | €36k | ▲ 220% |
| Investment in fixed assets (approximation) | - | €-2k | €-1k | €0 | €300k | - |
| Change in cash | - | €8k | €-33k | €-54k | €196k | ▲ 462% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
31-12
Financial
Back to profitnet €35k
Net result €35k after 2 loss-making years.
31-12
Financial
Liquidity times 12current ratio 8.44
Current ratio from 0.73 to 8.44; short-term debt falls from €56k to €27k.
31-12
Financial
Equity above €200kEq €202k ▲21.3%
Equity rises from €166k to €202k.
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
31-12
Financial
Weakest financial yearnet €-51k
Net result drops to €-51k, the lowest in the series; recovery starts the following year.
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
31-12
Financial
Equity above €200kEq €213k ▲11.8%
4 profitable years in a row build equity to €213k.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
Show earlier events
2019
31-12
Financial
Highest result since 2018net €51k ▲12.5%
Operating result €77k, net result €51k, both a record.
31-12
Financial
Equity above €150kEq €170k ▲35%
2 profitable years in a row build equity to €170k.
04-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 65 days late
2018
14-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 45 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2006
Ground area
3,890 m²
Building footprint
1,827 m²
Volume, LiDAR
37,122 m³
Parcel 11003B0248/00Z002, Flanders · tallest building 23.7 m, ±7 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Charentos
since 20062.153.819.177
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11003B0248/00Z002 | Flanders | 3,890 m² | 1 · 1,827 m² | 23.7 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 40,035 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded23-03-2006
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
62900Other information technology and computer services
68310Real estate agency activities
95100Repair and maintenance of computers and communication equipment
Contact
Phone
0473/92.88.94Antwerpen
Scores and ratios are computed by Checked and are not a credit decision.