ChapeWerken De Gant
ActiveThe computed 12-month bankruptcy probability of ChapeWerken De Gant is 2.5% (moderate). The 2024 annual accounts show equity of €113k and a net result of €30k. Equity is growing by ~37.6% per year across the filed fiscal years. Its solvency ranks better than 33% of 36373 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability72▲+17
Solvency56▼-3
Growth54▼-14
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.5 against 1.39 in 2023; short-term debt: 51% and cash: 16.1% of total assets), and 68.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
31.4%
Return on assets
8.3%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-10-2025, 74 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
74 d late
2023
72 d late
2022
136 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€825k▼ 13.0%
2023 · €948k
2022: €721k
2023: €948k
2022 → 2024
EBIT margin
6.4%▲ 3.0pp
2023 · 3.4%
2022: 9.3%
2023: 3.4%
2022 → 2024
Net result
€30k▼ 8.3%
2023 · €33k
2022: €50k
2023: €33k
2022 → 2024
Working capital
€91k▲ 44.1%
2023 · €63k
2022: €28k
2023: €63k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Turnover€721k-€948k▲ 31.4%€825k▼ 13.0%
Equity€50k-€83k▲ 64.6%€113k▲ 36.0%
Operating result€67k-€33k▼ 51.7%€53k▲ 63.2%
Net result€50k-€33k▼ 35.4%€30k▼ 8.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 63% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €359k
Fixed assets
€85k▲ 325%
Current assets
€274k▲ 22.8%
Equity and liabilities €359k
Equity
€113k▲ 36.0%
Debt
€246k▲ 53.7%
The debt ratio rises from 65.9% to 68.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€79k▲
2023 · €43k
Cash flow
€56k▲
2023 · €43k
Solvency
31.4%▼
2023 · 34.1%
Current ratio
1.50▲
2023 · 1.39
Quick ratio
1.50▲
2023 · 1.39
Debt / equity
2.18▲
2023 · 1.93
ROE
26.5%▼
2023 · 39.3%
ROA
8.3%▼
2023 · 13.4%
Interest coverage
45.99
Debt
€246k▲
2023 · €160k
Debt ≤ 1 year
€183k▲
2023 · €160k
Debt > 1 year
€63k
Income taxes
€14k
Staff costs
€142k▼
2023 · €180k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€243k€359k▲
Fixed assets21/28€20k€85k▲
Tangible fixed assets22/27€20k€85k▲
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€17k€83k▲
Current assets29/58€223k€274k▲
Amounts receivable within one year40/41€184k€216k▲
Trade receivables40€138k€138k=
Other amounts receivable41€46k€78k▲
Cash at bank and in hand54/58€39k€58k▲
Equity and liabilities
Total equity and liabilities10/49€243k€359k▲
Equity10/15€83k€113k▲
Profit (loss) carried forward14€83k€113k▲
Amounts payable17/49€160k€246k▲
Amounts payable after more than one year17-€63k
Financial debts170/4-€63k
Amounts payable within one year42/48€160k€183k▲
Financial debts43-€12k
Credit institutions430/8-€12k
Trade debts44€132k€83k▼
Suppliers440/4€13k€87▼
Bills of exchange payable441€118k€83k▼
Taxes, remuneration and social security45€29k€24k▼
Taxes450/3€29k€22k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48-€64k
Income statement
Code20232024
Turnover70€948k€825k▼
Non-recurring operating income76A€1k€4k▲
Goods, raw materials, services and sundry goods60/61€714k€604k▼
Remuneration, social security and pensions62€180k€142k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€26k▲
Other operating charges640/8€195€3k▲
Gross operating margin9900€223k€224k▲
Operating profit (loss)9901€33k€53k▲
Financial income75/76B-€697
Recurring financial income75-€53
Non-recurring financial income76B-€644
Financial charges65/66B-€10k
Recurring financial charges65-€2k
Non-recurring financial charges66B-€9k
Profit (loss) for the period before taxes9903€33k€43k▲
Income taxes67/77-€14k
Profit (loss) for the period9904€33k€30k▼
Profit (loss) for the period to be appropriated9905€33k€30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€83k€113k▲
Profit (loss) brought forward from the previous period14P€50k€83k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
13-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 74 days late
2024
31-12
Financial
Weakest financial yearnet €30k ▼8.3%
Net result drops to €30k, the lowest in the series.
31-12
Financial
Equity above €100kEq €113k ▲36%
3 profitable years in a row build equity to €113k.
11-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 72 days late
2023
14-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 136 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kachtemsestraat 788800 RoeselareGround area
194 m²
Building footprint
70 m²
Volume, LiDAR
460 m³
Parcel 36502B1761/00E006, Flanders · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ChapeWerken De Gant
since 20212.324.896.295
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36502B1761/00E006 | Flanders | 194 m² | 1 · 70 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SIERSCHOUWEN BOUVRY
BE 0760.770.307
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HESTIAFIRE
BE 1003.991.570
Grimbergen · Eq €111k
ESTIA FIRES
BE 0785.867.274
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GL Technieken
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Antwerpen · Eq €107k
ECOFLAMES
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Wuustwezel · Eq €105k
Of 494 companies in sector 43223 we hold annual accounts for 113. 95 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-2021
Fiscal year end31-12
Activities, NACEBEL
43223Specialised construction activities
43993Specialised construction activities
43130Specialised construction activities
43230Insulation installation
43291Specialised construction activities
43350Other building finishing work
43992Specialised construction activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.