CHANTIER DEVILEZ DENIS
ActiveCHANTIER DEVILEZ DENIS has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €94k and a net result of €19k. Equity is shrinking by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 94% of 18039 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+19
Solvency100▲+47
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 7.74 against 1.22 in 2024; short-term debt: 9.4% and cash: 48.2% of total assets), and 9.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.6%
Return on assets
18.5%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
14 d late
2024
57 d early
2023
8 d early
2022
5 d early
2021
31 d late
2020
27 d late
2019
14 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€94k▲ 25.6%
2024 · €74k
2018: €276k
2019: €292k
2020: €300k
2021: €311k
2022: €244k
2023: €245k
2024: €74k
2018 → 2025
Total assets
€103k▼ 60.8%
2024 · €263k
2018: €288k
2019: €297k
2020: €315k
2021: €315k
2022: €325k
2023: €263k
2024: €263k
2018 → 2025
Net result
€19k▲ 95.5%
2024 · €10k
2018: €5k
2019: €20k
2020: €23k
2021: €13k
2022: €6k
2023: €10k
2024: €10k
2018 → 2025
Working capital
€66k▲ 58.3%
2024 · €41k
2018: €188k
2019: €223k
2020: €246k
2021: €263k
2022: €201k
2023: €207k
2024: €41k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€311k-€244k▼ 21.6%€245k▲ 0.2%€74k▼ 69.6%€94k▲ 25.6%
Operating result€16k-€7k▼ 53.8%€16k▲ 115%€13k▼ 14.6%€23k▲ 71.2%
Net result€13k-€6k▼ 53.8%€10k▲ 69.2%€10k▼ 6.9%€19k▲ 95.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 71% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €103k
Fixed assets
€28k▼ 15.3%
Current assets
€75k▼ 67.3%
Equity and liabilities €103k
Equity
€94k▲ 25.6%
Debt
€10k▼ 94.9%
The debt ratio falls from 71.7% to 9.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28k▲
2024 · €18k
Cash flow
€24k▲
2024 · €15k
Solvency
90.6%▲
2024 · 28.3%
Current ratio
7.74▲
2024 · 1.22
Quick ratio
6.66▲
2024 · 1.14
Debt / equity
0.10▼
2024 · 2.54
ROE
20.4%▲
2024 · 13.1%
ROA
18.5%▲
2024 · 3.7%
Interest coverage
122.24▲
2024 · 79.56
Debt
€10k▼
2024 · €189k
Debt ≤ 1 year
€10k▼
2024 · €189k
Income taxes
€5k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€263k€103k▼
Fixed assets21/28€33k€28k▼
Tangible fixed assets22/27€33k€28k▼
Land and buildings22€33k€28k▼
Plant, machinery and equipment23€234€117▼
Financial fixed assets28€134-
Current assets29/58€230k€75k▼
Stocks and contracts in progress3€14k€10k▼
Stocks30/36€14k€10k▼
Amounts receivable within one year40/41€3k€14k▲
Trade receivables40€1k€11k▲
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€213k€50k▼
Deferred charges and accrued income490/1€515€1k▲
Equity and liabilities
Total equity and liabilities10/49€263k€103k▼
Equity10/15€74k€94k▲
Contributions10/11€19k€19k=
Reserves13€56k€75k▲
Distributable reserves133€56k€75k▲
Amounts payable17/49€189k€10k▼
Amounts payable within one year42/48€189k€10k▼
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€974€1k▲
Taxes450/3€974€1k▲
Other amounts payable47/48€187k€6k▼
Income statement
Code20242025
Non-recurring operating income76A-€100
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€352
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A-€134
Gross operating margin9900€21k€30k▲
Operating profit (loss)9901€13k€23k▲
Financial income75/76B€379€1k▲
Recurring financial income75€379€1k▲
Financial charges65/66B€228€226▼
Recurring financial charges65€228€226▼
Profit (loss) for the period before taxes9903€13k€24k▲
Income taxes67/77€4k€5k▲
Profit (loss) for the period9904€10k€19k▲
Profit (loss) for the period to be appropriated9905€10k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€19k▲
Transfer from equity791/2€180k-
Transfer to equity691/2€10k€19k▲
To other reserves6921€10k€19k▲
Profit to be distributed694/7€180k-
Return on contributions (dividend)694€180k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
2025
31-12
Financial
Liquidity times 6current ratio 7.74
Current ratio from 1.22 to 7.74; short-term debt falls from €189k to €10k.
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 12.29
Current ratio from 3.49 to 12.29; short-term debt falls from €81k to €18k.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Liquidity quadruplescurrent ratio 65.01
Current ratio from 17.13 to 65.01; short-term debt falls from €15k to €4k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Highest result since 2018net €23k ▲15.6%
Net result €23k, the highest in the series.
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 14 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 41.88
Current ratio from 16.11 to 41.88; short-term debt falls from €12k to €5k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jemeppe-sur-Sambre · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Isidore-Derèse,Mornimont 1555190 Jemeppe-sur-Sambre1 establishment unit
Rue Isidore-Derèse,Mornimont 155, 5190 Jemeppe-sur-Sambre
since 20012.094.225.050
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Of 1,722 companies in sector 47521 we hold annual accounts for 1,289. 820 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-2000
Fiscal year end31-12
Activities, NACEBEL
47521Retail sale of hardware, building materials, paint and glass (general range)
52461
23700Cutting, shaping and finishing of stone
26700
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filings
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:chantier.devilez@gmail.com
Phone:071/78.65.20
Fax:071/78.11.49