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CHABRIAND

Active
Private limited companyfounded 200916 yrs activeLaroussesquare 9, 1190 Vorst, BelgiumKBO/BCE: BE 0821.146.570

CHABRIAND has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €399k and a net result of €49k. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 76% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
82 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-7
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 4.58 against 5.71 in 2024; short-term debt: 19.9% and cash: 9.2% of total assets), and 19.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 16 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
80.1%
Return on assets
9.9%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-10-2025, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
on the day
2023
4 d early
2022
3 d early
2021
2 d early
2020
4 d early
2019
92 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close18-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
€155k
EBIT margin
44.0%
Net result
€49k▼ 23.3%
2024 · €64k
2019: €49k 2020: €65k 2021: €56k 2022: €32k 2023: €51k 2024: €64k
2019 → 2025
Working capital
€354k▲ 20.5%
2024 · €294k
2019: €187k 2020: €231k 2021: €288k 2022: €303k 2023: €330k 2024: €294k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€289k-€303k▲ 4.8%€328k▲ 8.2%€351k▲ 7.1%€399k▲ 13.8%
Operating result€73k-€44k▼ 39.2%€61k▲ 38.0%€79k▲ 28.8%€57k▼ 27.0%
Net result€56k-€32k▼ 43.3%€51k▲ 58.8%€64k▲ 26.5%€49k▼ 23.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60k€80kOperating result 2021: €73k€73kNet result 2021: €56k€56kOperating result 2022: €44k€44kNet result 2022: €32k€32kOperating result 2023: €61k€61kNet result 2023: €51k€51kOperating result 2024: €79k€79kNet result 2024: €64k€64kOperating result 2025: €57k€57kNet result 2025: €49k€49k20212022202320242025
The operating result falls in 2025; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €498k
Fixed assets €45k▼ 21.1%
Current assets €454k▲ 27.2%
Equity and liabilities €498k
Equity €399k▲ 13.8%
Debt €99k▲ 58.7%
The debt ratio rises from 15.1% to 19.9%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€69k
2024 · €82k
Cash flow
€61k
2024 · €67k
Solvency
80.1%
2024 · 84.9%
Current ratio
4.58
2024 · 5.71
Quick ratio
4.58
2024 · 5.71
Debt / equity
0.25
2024 · 0.18
ROE
12.3%
2024 · 18.3%
ROA
9.9%
2024 · 15.5%
Interest coverage
323.33
2024 · 93.53
Debt
€99k
2024 · €62k
Debt ≤ 1 year
€99k
2024 · €62k
Income taxes
€21k
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€413k€498k
Fixed assets21/28€57k€45k
Tangible fixed assets22/27€57k€45k
Furniture and vehicles24€57k€45k
Financial fixed assets28€25€25=
Current assets29/58€357k€454k
Amounts receivable after more than one year29€250k€250k=
Other amounts receivable291€250k€250k=
Amounts receivable within one year40/41€38k€42k
Trade receivables40€38k€36k
Other amounts receivable41-€6k
Current investments50/53-€110k
Cash at bank and in hand54/58€67k€46k
Deferred charges and accrued income490/1€2k€5k
Equity and liabilities
Total equity and liabilities10/49€413k€498k
Equity10/15€351k€399k
Contributions10/11€19k€19k=
Reserves13€312k€361k
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€312k€361k
Profit (loss) carried forward14€20k€20k
Amounts payable17/49€62k€99k
Amounts payable within one year42/48€62k€99k
Trade debts44€1k€4k
Suppliers440/4€1k€4k
Taxes, remuneration and social security45€13k€15k
Taxes450/3€9k€9k
Remuneration and social security454/9€4k€6k
Other amounts payable47/48€48k€80k
Accrued charges and deferred income492/3€0-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€12k
Other operating charges640/8€1k€909
Gross operating margin9900€83k€70k
Operating profit (loss)9901€79k€57k
Financial income75/76B€14k€13k
Recurring financial income75€14k€13k
Financial charges65/66B€876€215
Recurring financial charges65€876€215
Profit (loss) for the period before taxes9903€91k€70k
Income taxes67/77€27k€21k
Profit (loss) for the period9904€64k€49k
Profit (loss) for the period to be appropriated9905€64k€49k
Appropriation of the result
Profit (loss) to be appropriated9906€85k€69k
Profit (loss) brought forward from the previous period14P€20k€20k
Transfer from equity791/2€40k€0
Transfer to equity691/2€63k€49k
To other reserves6921€63k€49k
Profit to be distributed694/7€41k€859
Return on contributions (dividend)694€41k€859

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
29-10
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
31-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
27-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2022
28-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial Weakest financial yearnet €32k ▼43.3%
Net result drops to €32k, the lowest in the series; recovery starts the following year.
2021
29-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2020
27-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial Highest result since 2019net €65k ▲32.3%
Operating result €83k, net result €65k, both a record.
31-03
Financial Equity above €200kEq €233k ▲21.9%
2 profitable years in a row build equity to €233k.
31-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2017
27-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
27-10
NBB filing Annual accounts filed
fiscal year 2016 · full schema
2015
28-09
NBB filing Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2010
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Laroussesquare 91190 Vorst
Ground area
192 m²
Building footprint
85 m²
Volume, LiDAR
1,040 m³
Parcel 21383B0098/00R002, Brussels · tallest building 16.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Chabriand
Laroussesquare 9, 1190 VorstFinancial service activities, except insurance and pension funding
since 20102.184.324.390
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21383B0098/00R002 Brussels 192 m² 1 · 85 m² 16.1 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,554 companies in sector 70200 we hold annual accounts for 52,570. 36,379 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded04-12-2009
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.