CHABLISIMMO · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of CHABLISIMMO is 3.4% (moderate). The 2024 annual accounts show equity of €37k and a net result of €-29k. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

3.4% Moderate

0%0,5%1,5%4%10%≥25%

Young company +No NACE activity registered +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 20 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

How we compute the deadline

The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	26-08-2025	26 d late	2025-00402649
31-12-2023	31-07-2024	26-07-2024	5 d early	2024-00288546
31-12-2022	31-07-2023	31-07-2023	on the day	2023-00295223
31-12-2021	31-07-2022	31-08-2022	31 d late	2022-20412562

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2021, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€-29k

Working capital€515k+682.2%

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 26-08-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

volatile Too volatile to project: the yearly deviation from the trend is ~69% of the level (threshold 35%). We therefore deliberately show no projection line.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Net profit

€-29k

- 21-24

Total assets

€784k

+307.4% 21-24

Equity

€37k

-44.5% 21-24

Working capital

€515k

+682.2% 21-24

Income taxes

€0

-100.0% 21-24

Debt

€747k

+490.5% 21-24

Debt ≤ 1y

€269k

+112.4% 21-24

Debt > 1y

€479k

- 21-24

Show 6 other metrics

Current ratio

2.92

+91.8% 21-24

Quick ratio

0.01

-99.1% 21-24

Solvency

4.7%

-86.4% 21-24

Debt / equity

20.46

+964.5% 21-24

ROE

-80.3%

- 21-24

ROA

-3.7%

- 21-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	-
Net profit	€-29k
Cash flow	-
Staff costs	-
Income taxes	€0
Dividends	-
Total assets	€784k
Equity	€37k
Debt	€747k
of which ≤ 1y	€269k
of which > 1y	€479k
Working capital	€515k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	2.92
Quick ratio	0.01
Working capital ratio	65.7%
Solvency	4.7%
Debt / equity	20.46
Long-term debt ratio	13.10
Interest coverage	-
Gross margin	-
Net margin	-
ROA	-3.7%
ROE	-80.3%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Equity & liabilities

Equity €37k · 4.7% Debt €747k · 95.3%

Full annual accounts (20 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€784k
Current assets	29/58	€784k
Stocks & contracts in progress	3	€780k
Amounts receivable within one year	40/41	€0
Cash & bank	54/58	€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€784k
Equity	10/15	€37k
Contributions / capital	10/11	€2k
Reserves	13	€35k
Amounts payable	17/49	€747k
Amounts payable after one year	17	€479k
Amounts payable within one year	42/48	€269k
Income statement
Gross operating margin	9900	€-22k
Operating result	9901	€-24k
Financial income	75	€72
Financial charges	65	€5k
Result before taxes	9903	€-29k
Income taxes	67/77	€0
Net result for the period	9904	€-29k
Result to be appropriated	9905	€-29k

This table shows the latest fiscal year. 3 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2024 · computed

32 / 100 Weak

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

4 companies at this address See who is registered here

Establishment units

1 location

CHABLISIMMO

Terheidelaan 1, 2960 BrechtHoldings

since 20212.314.792.459

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area1,858 m²

Buildings1

Building footprint173 m²

Volume (LiDAR)921 m³

Tallest building9.5 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11009M0068/02Y000	Flanders	1,858 m²	1 · 173 m²	9.5 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts

Address history · 1

03-05-2022

Registered-office move

All acts · 1 updated 4 years ago

2022

03-05-2022 Registered office moved within Brecht Registered-office change

Berkenlaan 1 2960 Brecht → Terheidelaan 1, 2960 Brecht

Original publication ↗

Analysis

Financial profile

5 of 5 axes measured

43 / 100

Fragile profile, watch profitability in particular.

All 5 axes are computed from data Checked has read.

Health 32

Profitability 0

Solvency 36

Growth 52

Stability 94

Credit advice

verdict per customer and amount

Company registry

Company registry (CBE)

Crossroads Bank

Names & trade names

Legal nameNL

CHABLISIMMO

Registered office

Terheidelaan 1

2960 Brecht, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.