Chabelle
ActiveChabelle has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €225k and a net result of €61k. Equity is growing by ~50.7% per year across the filed fiscal years. Its solvency ranks better than 66% of 18039 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▼-8
Solvency78▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 2.21 against 1.83 in 2024; short-term debt: 39.1% and cash: 18.2% of total assets), and 46.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.3%
Return on assets
14.6%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
40 d early
2022
57 d early
2021
21 d early
2020
74 d early
2019
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€225k▲ 37.6%
2024 · €163k
2019: €21k
2020: €31k
2021: €29k
2022: €44k
2023: €87k
2024: €163k
2019 → 2025
Total assets
€421k▲ 16.7%
2024 · €361k
2019: €65k
2020: €76k
2021: €73k
2022: €97k
2023: €184k
2024: €361k
2019 → 2025
Net result
€61k▼ 18.9%
2024 · €76k
2019: €6k
2020: €10k
2021: €14k
2022: €15k
2023: €46k
2024: €76k
2019 → 2025
Working capital
€199k▲ 38.3%
2024 · €144k
2019: €15k
2020: €27k
2021: €27k
2022: €39k
2023: €77k
2024: €144k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€44k▲ 52.9%€87k▲ 96.9%€163k▲ 86.7%€225k▲ 37.6%
Operating result€22k-€25k▲ 11.8%€69k▲ 179%€112k▲ 62.4%€83k▼ 25.4%
Net result€14k-€15k▲ 13.7%€46k▲ 199%€76k▲ 64.8%€61k▼ 18.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 25% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €421k
Fixed assets
€58k▲ 32.5%
Current assets
€364k▲ 14.5%
Equity and liabilities €421k
Equity
€225k▲ 37.6%
Debt
€197k▼ 0.6%
The debt ratio falls from 54.8% to 46.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€95k▼
2024 · €122k
Cash flow
€73k▼
2024 · €86k
Solvency
53.3%▲
2024 · 45.2%
Current ratio
2.21▲
2024 · 1.83
Quick ratio
2.21▲
2024 · 1.83
Debt / equity
0.88▼
2024 · 1.21
ROE
27.4%▼
2024 · 46.4%
ROA
14.6%▼
2024 · 21.0%
Interest coverage
31.01▼
2024 · 48.99
Debt
€197k▼
2024 · €198k
Debt ≤ 1 year
€165k▼
2024 · €174k
Debt > 1 year
€32k▲
2024 · €24k
Income taxes
€29k▼
2024 · €35k
Staff costs
€392k▲
2024 · €317k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€361k€421k▲
Fixed assets21/28€44k€58k▲
Tangible fixed assets22/27€43k€58k▲
Plant, machinery and equipment23€115€0▼
Furniture and vehicles24€35k€51k▲
Other tangible fixed assets26€8k€7k▼
Financial fixed assets28€150€150=
Current assets29/58€318k€364k▲
Amounts receivable after more than one year29€107k€200k▲
Other amounts receivable291€107k€200k▲
Amounts receivable within one year40/41€75k€72k▼
Trade receivables40€74k€70k▼
Other amounts receivable41€702€1k▲
Cash at bank and in hand54/58€135k€77k▼
Deferred charges and accrued income490/1€334€15k▲
Equity and liabilities
Total equity and liabilities10/49€361k€421k▲
Equity10/15€163k€225k▲
Contributions10/11€6k€6k=
Reserves13€157k€218k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€157k€218k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€198k€197k▼
Amounts payable after more than one year17€24k€32k▲
Financial debts170/4€24k€32k▲
Amounts payable within one year42/48€174k€165k▼
Current portion of amounts payable after more than one year42€31k€15k▼
Trade debts44€13k€9k▼
Suppliers440/4€13k€9k▼
Taxes, remuneration and social security45€130k€140k▲
Taxes450/3€48k€54k▲
Remuneration and social security454/9€81k€86k▲
Other amounts payable47/48€0-
Income statement
Code20242025
Remuneration, social security and pensions62€317k€392k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€12k▲
Other operating charges640/8€17k€12k▼
Gross operating margin9900€456k€500k▲
Operating profit (loss)9901€112k€83k▼
Financial income75/76B€1k€10k▲
Recurring financial income75€1k€10k▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€111k€91k▼
Income taxes67/77€35k€29k▼
Profit (loss) for the period9904€76k€61k▼
Profit (loss) for the period to be appropriated9905€76k€61k▼
Appropriation of the result
Profit (loss) to be appropriated9906€76k€61k▼
Transfer from equity791/2€0-
Transfer to equity691/2€76k€61k▼
To other reserves6921€76k€61k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
Directors or managers695€0-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Equity above €200kEq €225k ▲37.6%
7 profitable years in a row build equity to €225k.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2019net €76k ▲64.8%
Operating result €112k, net result €76k, both a record.
30-06
Financial
Equity above €150kEq €163k ▲86.7%
6 profitable years in a row build equity to €163k.
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
05-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
10-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
18-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
03-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
23-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
16-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
17-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 4 establishment units since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pont-Noord 459840 Nazareth-De PinteGround area
6,246 m²
Building footprint
3,024 m²
Volume, LiDAR
19,601 m³
5 parcels, Flanders · tallest building 30.2 m, ±6 floors. Linked by address, not a title deed.
4 establishment units
Chabelle
since 20142.232.322.762
Nederstraat 5, 9700 Oudenaarde
since 20232.351.816.963
Zeelaan 156, 8660 De Panne
since 20232.351.796.375
Albert I laan 216, 8620 Nieuwpoort
since 20232.351.817.062
5 parcels
Flanders
5
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44062B0064/00P003 | Flanders | 3,474 m² | 1 · 1,298 m² | 11.8 m |
| 44079A0472/00A004 | Flanders | 1,282 m² | 1 · 328 m² | 10.4 m · 1 fl. |
| 38008A0079/00A000 | Flanders | 929 m² | 1 · 791 m² | 28.3 m · 1 fl. |
| 45035B0396/00A000 | Flanders | 315 m² | 1 · 305 m² | 14.9 m · 1 fl. |
| 38402D0330/00B000 | Flanders | 246 m² | 1 · 302 m² | 30.2 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 4
5 of 5 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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Of 1,046 companies in sector 47559 we hold annual accounts for 349. 263 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-2014
Fiscal year end30-06
Activities, NACEBEL
47559Retail sale of other household articles
47599Retail trade
47715Retail trade
47770Retail sale of watches and jewellery
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.